FMNB at a glance
FARMERS NATIONAL BANC CORP /OH/ (FMNB, SEC CIK 709337) filed its latest 10-K annual report on March 5, 2026, a 10-Q quarterly report on August 6, 2026, an 8-K current report on September 18, 2026 and Form 4 insider filings as recently as September 22, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), FARMERS NATIONAL BANC CORP /OH/ (FMNB) reported revenue of $279.9 million (up 3.9% from FY2024) and net income of $54.6 million. Diluted EPS was $1.45.
- The most recent insider open-market purchase reported on Form 4 was by Richardson Gina A on September 21, 2026 of 1,430 shares at $15.35 per share.
- In the last 90 days, FMNB insiders reported 1 open-market purchase ($22K) and 1 open-market sale ($80K) on Form 4, a net sale of $58K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $279.9M
- +3.9% vs prior year
- Insiders · 90 days
- 1 buy · 1 sell
- Net −$58K
- Latest 8-K
- Sep 18, 2026
- Item 5.02
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Net income $23.0M vs $13.9M YoY; diluted EPS $0.39 vs $0.37
- Net interest margin 3.44% vs 2.91% YoY; net interest income $56.0M vs $34.9M
- Trust fees $3.1M vs $2.6M; insurance commissions weakest at $1.5M vs $1.8M
- Cash and equivalents $164.8M, up $72.4M from December 31, 2025; securities $1.47B vs $1.34B
- Bond-market volatility expected to continue; $185.6M net unrealized securities losses at June 30, 2026
Risk Factors
- No material risk-factor changes disclosed from December 31, 2025 Form 10-K
- Carried-forward company risks remain incorporated by reference without quarterly updates
- No new regulatory, legal, compliance, operational, competitive, or financial risk identified in provided text
AI summary of the FMNB 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 5.02: Departure/Appointment of Directors or Principal Officers
- COO Myke Matuszak’s employment termination effective October 15, 2026
- Departure affects both Farmers National Banc Corp. and Farmers National Bank of Canfield
Item 2.02: Results of Operations and Financial Condition
- Supplemental presentation furnished for Q2 2026 earnings and current financial information
- Exhibit 99.2 contains the substantive investor metrics and management commentary
Item 7.01: Regulation FD Disclosure
- July 22, 2026 Reg FD disclosure includes a press release and investor presentation
- Investors should review Exhibits 99.1 and 99.2 for the substantive market update
AI summaries of FMNB 8-K current reports filed with the SEC. What 8-K item codes mean
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Richardson Gina A | Buy | Sep 21, 2026 | 1,430 | $15.35 |
| Wenick Mark J | Sell | Aug 6, 2026 | 5,000 | $15.97 |
| Voinovich Michael C | Sell | Jun 22, 2026 | 23,309 | $14.21 |
| Monaco Frank J | A | May 8, 2026 | 1,606 | - |
| Moore Terry A | A | May 8, 2026 | 1,606 | - |
| BESTIC GREGORY C | A | May 8, 2026 | 1,606 | - |
| Voinovich Michael C | A | May 8, 2026 | 1,606 | - |
| CULP CARL D | A | May 8, 2026 | 1,606 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $255.2M | $269.4M | $279.9M |
| Net Income | $49.9M | $45.9M | $54.6M |
| Net Margin | 19.6% | 17.1% | 19.5% |
| Balance Sheet | |||
| Total Assets | $5.1B | $5.1B | $5.2B |
| Equity | $404.4M | $406.0M | $485.7M |
| ROE | 12.3% | 11.3% | 11.2% |
| Per Share | |||
| EPS | - | $1.22 | $1.45 |
| Cash Flow | |||
| Operating CF | $62.3M | $66.6M | $60.0M |
| CapEx | $3.9M | $11.7M | $7.9M |
Source: XBRL data in FARMERS NATIONAL BANC CORP /OH/ (FMNB)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
FMNB filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Sep 22, 2026 | - | - | - |
| 8-K | Sep 18, 2026 | - | Analysis | - |
| 10-Q | Aug 6, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Aug 6, 2026 | - | - | - |
| 8-K | Jul 22, 2026 | - | Analysis | - |
| 4 | Jun 23, 2026 | - | - | - |
| 8-K | May 12, 2026 | - | - | |
| 4 | May 12, 2026 | - | - | |
| 4 | May 12, 2026 | - | - | |
| 4 | May 12, 2026 | - | - | |
| 4 | May 12, 2026 | - | - | |
| 4 | May 12, 2026 | - | - | |
| 4 | May 12, 2026 | - | - | |
| 4 | May 12, 2026 | - | - | |
| 4 | May 12, 2026 | - | - | |
| 4 | May 12, 2026 | - | - | |
| 4 | May 12, 2026 | - | - | |
| 4 | May 12, 2026 | - | - | |
| 4 | May 12, 2026 | - | - | |
| 10-Q | May 7, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | Apr 22, 2026 | - | Analysis | - |
| 8-K | Apr 16, 2026 | - | Analysis | - |
| 4 | Mar 30, 2026 | - | - | - |
| 4 | Mar 27, 2026 | - | - | - |
| 4 | Mar 19, 2026 | - | - | - |
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FMNB SEC filings: frequently asked questions
Are FMNB insiders buying or selling?
In the last 90 days, FARMERS NATIONAL BANC CORP /OH/ (FMNB) officers, directors and 10% owners reported 1 open-market purchase worth $21,951 by 1 insider and 1 open-market sale worth $79,850 by 1 insider on Form 4, a net sale of $57,900. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
What was FMNB's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), FARMERS NATIONAL BANC CORP /OH/ (FMNB) reported revenue of $279.9 million (up 3.9% from FY2024) and net income of $54.6 million. Diluted EPS was $1.45. The figures come from the XBRL data in the 10-K.
What did FMNB report in its latest 8-K?
FARMERS NATIONAL BANC CORP /OH/ (FMNB) filed an 8-K on September 18, 2026 reporting Item 5.02 (Departure/Appointment of Directors or Principal Officers). COO Myke Matuszak’s employment termination effective October 15, 2026.
What are the latest FMNB SEC filings?
FARMERS NATIONAL BANC CORP /OH/ (FMNB) filed its latest 10-K annual report on March 5, 2026, a 10-Q quarterly report on August 6, 2026, an 8-K current report on September 18, 2026 and a Form 4 insider filing on September 22, 2026.
What is FMNB's SEC CIK number?
FARMERS NATIONAL BANC CORP /OH/ (FMNB)'s SEC Central Index Key (CIK) is 709337. EDGAR lists every FMNB filing under that number.
Ask anything about FMNB
The research agent reads FMNB's filings, financials, insider trades and 13F holders, then answers with sources.