10-Q quarterly report · filed Aug 6, 2026

FARMERS NATIONAL BANC CORP /OH/ (FMNB) Q2 2026 10-Q Quarterly Report

Short answer

FARMERS NATIONAL BANC CORP /OH/ (FMNB) filed its Q2 2026 10-Q quarterly report on Aug 6, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $101M (up 43.9% year over year) with net income of $23M.

Q2 2026 key financials · XBRL

Revenue
$101M
+43.9% YoY · +24.4% QoQ
Net income
$23M
+65.6% YoY · +41.6% QoQ
EPS (diluted)
$0.40
+8.1% YoY · +11.1% QoQ

Source: XBRL data from the FARMERS NATIONAL BANC CORP /OH/ (FMNB) Q2 2026 10-Q on SEC EDGAR. USD.

FARMERS NATIONAL BANC CORP /OH/ Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $23.0M vs $13.9M YoY; diluted EPS $0.39 vs $0.37
  • Net interest margin 3.44% vs 2.91% YoY; net interest income $56.0M vs $34.9M
  • Trust fees $3.1M vs $2.6M; insurance commissions weakest at $1.5M vs $1.8M
  • Cash and equivalents $164.8M, up $72.4M from December 31, 2025; securities $1.47B vs $1.34B
  • Bond-market volatility expected to continue; $185.6M net unrealized securities losses at June 30, 2026

Risk Factors

  • No material risk-factor changes disclosed from December 31, 2025 Form 10-K
  • Carried-forward company risks remain incorporated by reference without quarterly updates
  • No new regulatory, legal, compliance, operational, competitive, or financial risk identified in provided text

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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