10-Q quarterly report · filed May 7, 2026

FARMERS NATIONAL BANC CORP /OH/ (FMNB) Q1 2026 10-Q Quarterly Report

Short answer

FARMERS NATIONAL BANC CORP /OH/ (FMNB) filed its Q1 2026 10-Q quarterly report on May 7, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $81M (up 19.2% year over year) with net income of $16M.

Q1 2026 key financials · XBRL

Revenue
$81M
+19.2% YoY
Net income
$16M
+19.8% YoY
EPS (diluted)
$0.36
+0.0% YoY

Source: XBRL data from the FARMERS NATIONAL BANC CORP /OH/ (FMNB) Q1 2026 10-Q on SEC EDGAR. USD.

FARMERS NATIONAL BANC CORP /OH/ Q1 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $16.3M vs $13.6M YoY; diluted EPS $0.36 vs $0.36
  • Net interest margin 3.12% vs 2.85% YoY; net interest income $42.6M vs $34.2M
  • Noninterest income $13.7M vs $10.5M, led by Middlefield and wealth businesses
  • Cash and equivalents increased $93.7M to $186.1M, reflecting higher liquidity and the Middlefield merger
  • Bond-market volatility expected in 2026; tariffs, Iran conflict, rates and credit quality identified as headwinds

Risk Factors

  • No material changes stated; risks incorporated by reference to the December 31, 2025 Form 10-K
  • Merger-integration risk from Middlefield Banc Corp. transaction announced October 22, 2025
  • Regulatory and compliance risk unchanged from the 10-K risk-factor disclosure
  • Financial risk details unchanged from the 10-K risk-factor disclosure

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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