FISI at a glance
FINANCIAL INSTITUTIONS INC (FISI, SEC CIK 862831) filed its latest 10-K annual report on March 9, 2026, a 10-Q quarterly report on August 3, 2026, an 8-K current report on September 8, 2026 and Form 4 insider filings as recently as September 28, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), FINANCIAL INSTITUTIONS INC (FISI) reported revenue of $333.0 million (up 6.3% from FY2024) and net income of $74.9 million. Diluted EPS was $3.61.
- As of June 30, 2026, 30 institutional investment managers tracked by SignalX reported holding FINANCIAL INSTITUTIONS INC (FISI) shares worth $278.2 million in 13F-HR filings.
- The most recent insider open-market purchase reported on Form 4 was by Zupan Mark on September 2, 2026 of 608 shares at $40.77 per share.
- In the last 90 days, FISI insiders reported 1 open-market purchase ($25K) and 0 open-market sales ($0) on Form 4, a net purchase of $25K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $333.0M
- +6.3% vs prior year
- Insiders · 90 days
- 1 buy · 0 sells
- Net +$25K
- 13F holders
- 30 funds
- $278.2M · +0 vs prior quarter
- Latest 8-K
- Sep 8, 2026
- Item 5.02
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Risk Factors
- No material changes to previously disclosed 10-K risk factors during quarter ended June 30, 2026
- Additional unknown or currently immaterial risks could adversely affect business, financial condition, or results
- Share repurchase authorization for up to 1,006,379 shares, approximately 5% of outstanding common shares
- Remaining repurchase capacity 506,313 shares as of June 30, 2026
- No second-quarter 2026 share repurchases under the announced program
AI summary of the FISI 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 5.02: Departure/Appointment of Directors or Principal Officers
- Director Bruce W. Harting retired immediately from Financial Institutions and Five Star Bank boards for outside interests
- Retirement reduced Financial Institutions’ board from 13 to 12 directors
Item 7.01: Regulation FD Disclosure
- Common dividend $0.32 per share, payable October 2, 2026
- Series A 3% preferred dividend $0.75 per share
Item 7.01: Regulation FD Disclosure
- Investor presentation covers Q2 2026 ended June 30, 2026
- Presentation available under “Events & Presentations” at www.FISI-investors.com
Item 2.02: Results of Operations and Financial Condition
- Second-quarter 2026 results for period ended June 30, 2026
- Press release furnished as Exhibit 99.1 contains the financial results
Item EX-99.1: Item EX-99.1
- Q2 net income available to common shareholders $20.8M, or $1.04 diluted EPS, up 21.3% YoY
- Loan growth 2.7% QoQ to $4.75B, led by commercial lending, while deposits declined 0.7% seasonally to $5.30B
AI summaries of FISI 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for FISI
Don't miss the next FISI filing
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- Fund moves. Which tracked funds opened, added or cut FISI, by share count.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| JONES BLAKE G | F | Sep 25, 2026 | 360 | $40.23 |
| JONES BLAKE G | M | Sep 25, 2026 | 1,000 | - |
| JONES BLAKE G | M | Sep 25, 2026 | 1,000 | - |
| Zupan Mark | Buy | Sep 2, 2026 | 608 | $40.77 |
| Bovenzi David | A | May 20, 2026 | 391 | $35.10 |
| HARTING BRUCE W | A | May 20, 2026 | 1,282 | - |
| Burlew Dawn H | A | May 20, 2026 | 313 | $35.10 |
| Schrader Robert L. | A | May 20, 2026 | 1,282 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $286.1M | $313.2M | $333.0M |
| Net Income | $50.3M | -$41.6M | $74.9M |
| Net Margin | 17.6% | -13.3% | 22.5% |
| Balance Sheet | |||
| Total Assets | $6.2B | $6.1B | $6.3B |
| Equity | $454.8M | $569.0M | $628.9M |
| ROE | 11.1% | -7.3% | 11.9% |
| Per Share | |||
| EPS | - | $-2.75 | $3.61 |
| Cash Flow | |||
| Operating CF | $10.9M | $77.1M | $18.8M |
| CapEx | $3.0M | $5.0M | $5.5M |
Source: XBRL data in FINANCIAL INSTITUTIONS INC (FISI)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate FISI share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 30 | $278.2M |
| Q1 2026 | 30 | $204.6M |
| Q4 2025 | 25 | $188.4M |
| Q3 2025 | 26 | $181.8M |
| Q2 2025 | 27 | $155.0M |
| Q1 2025 | 23 | $110.0M |
| Q4 2024 | 19 | $96.6M |
| Q3 2024 | 16 | $60.8M |
- BlackRock+189.2K (+13%)
- Two Sigma Investments+182.4K (+66%)
- JPMorgan Chase & Co+162.1K (+67%)
- AQR Capital Management+93.5K (+59%)
- Citadel Advisors LLC+74.0K (+646%)
- Raymond James Financial−100.7K (-29%)
- Renaissance Technologies LLC−66.0K (-33%)
- Goldman Sachs Group−29.1K (-12%)
- Morgan Stanley−25.8K (-10%)
- FMR LLC (Fidelity)−6.6K (-9%)
Source: 13F-HR filings on SEC EDGAR (aggregated from 196 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
FISI filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Sep 28, 2026 | - | - | - |
| 8-K | Sep 8, 2026 | - | Analysis | - |
| 4 | Sep 3, 2026 | - | - | - |
| 8-K | Aug 26, 2026 | - | Analysis | - |
| 10-Q | Aug 3, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Jul 23, 2026 | - | Analysis | - |
| SC 13G | Jul 14, 2026 | - | - | |
| 4 | May 21, 2026 | - | - | |
| 4 | May 21, 2026 | - | - | |
| 4 | May 21, 2026 | - | - | |
| 8-K | May 21, 2026 | - | Analysis | |
| 4 | May 21, 2026 | - | - | |
| 4 | May 21, 2026 | - | - | |
| 4 | May 21, 2026 | - | - | |
| 4 | May 21, 2026 | - | - | |
| 4 | May 21, 2026 | - | - | |
| 4 | May 21, 2026 | - | - | |
| 4 | May 21, 2026 | - | - | |
| 4 | May 21, 2026 | - | - | |
| 4 | May 21, 2026 | - | - | |
| 8-K | May 20, 2026 | - | Analysis | |
| 10-Q | May 4, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | Apr 23, 2026 | - | Analysis | - |
| 4 | Mar 23, 2026 | - | - | - |
| 4 | Mar 23, 2026 | - | - | - |
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FISI SEC filings: frequently asked questions
Are FISI insiders buying or selling?
In the last 90 days, FINANCIAL INSTITUTIONS INC (FISI) officers, directors and 10% owners reported 1 open-market purchase worth $24,789 by 1 insider and no open-market sales on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold FISI stock?
As of June 30, 2026, the largest FINANCIAL INSTITUTIONS INC (FISI) holders among the 13F filers tracked by SignalX were BlackRock ($65.0 million), Dimensional Fund Advisors ($39.1 million), Vanguard Capital Management LLC ($32.8 million), State Street Corp ($23.3 million), Two Sigma Investments ($17.8 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was FISI's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), FINANCIAL INSTITUTIONS INC (FISI) reported revenue of $333.0 million (up 6.3% from FY2024) and net income of $74.9 million. Diluted EPS was $3.61. The figures come from the XBRL data in the 10-K.
What did FISI report in its latest 8-K?
FINANCIAL INSTITUTIONS INC (FISI) filed an 8-K on September 8, 2026 reporting Item 5.02 (Departure/Appointment of Directors or Principal Officers). Director Bruce W. Harting retired immediately from Financial Institutions and Five Star Bank boards for outside interests.
What are the latest FISI SEC filings?
FINANCIAL INSTITUTIONS INC (FISI) filed its latest 10-K annual report on March 9, 2026, a 10-Q quarterly report on August 3, 2026, an 8-K current report on September 8, 2026 and a Form 4 insider filing on September 28, 2026.
What is FISI's SEC CIK number?
FINANCIAL INSTITUTIONS INC (FISI)'s SEC Central Index Key (CIK) is 862831. EDGAR lists every FISI filing under that number.
Ask anything about FISI
The research agent reads FISI's filings, financials, insider trades and 13F holders, then answers with sources.