Short answer
FINANCIAL INSTITUTIONS INC (FISI) filed an 8-K current report with the SEC on April 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item EX-99.1 (Exhibit EX-99.1). Q1 2026 results cover the quarter ended March 31, 2026.
FINANCIAL INSTITUTIONS INC 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- Q1 2026 results cover the quarter ended March 31, 2026
- Financial Institutions issued the earnings release on April 23, 2026
- Exhibit 99.1 contains the substantive financial results and management commentary
Item 7.01 · Regulation FD Disclosure
- Q1 2026 investor presentation published for quarter ended March 31, 2026
- Presentation available under “Events & Presentations” at www.FISI-investors.com
- Website investor-relations disclosures may contain material information
- Website content not incorporated by reference into the Form 8-K
Item EX-99.1 · Exhibit EX-99.1
- Q1 2026 net income available to common shareholders $20.6M, or $1.04 diluted EPS, up 28.4% year over year
- Profitability strengthened with 3.67% net interest margin, 1.37% ROA, 13.43% ROE and 57% efficiency ratio
- Loan growth remained modest at 1.6% year over year, while management maintained its 5% full-year 2026 target
- Credit costs increased as net charge-offs reached $5.1M, or 0.44% annualized, and nonperforming loans rose to 0.83%
- Capital returned through 163,197 share repurchases at $31.50 average and a 3.2% dividend increase to $0.32 per share
Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean
Other FINANCIAL INSTITUTIONS INC 8-K filings
Get the next FISI 8-K as it lands
Follow FISI for push alerts, or ask the research agent what this filing means.