CNO CNO Financial Group, Inc.

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business model: Insurance products sales and administration via Consumer and Worksite Divisions, leveraging exclusive agents, independent producers, and direct marketing
• • Strategic shift: Announced 2025 exit from fee services in Worksite Division to focus on core insurance business, expected by mid-2026
• • New product emphasis: Launched death benefit rider on fixed indexed annuities with guaranteed lifetime income in 2025
• • Notable quantitative metric: Premium collections $4.59B in 2025, up from $4.38B in 2024, with fixed indexed annuities representing 38% ($1.74B) of total premiums
• • Unique fact: Discontinued ceding 25% of new long-term care business to reinsurer starting Oct 1, 2024

Risk Factors

• • Interest rate risk with fixed income securities duration 7.5 years vs liabilities 8.1 years
• • Fair value decline $691.7 million if interest rates rise 10% from Dec 31, 2025 levels
• • Inflation impact on insurance policy benefits linked to medical cost increases
• • Equity securities market price volatility risk managed by limiting portfolio size
• • Equity-linked investments matched to fixed indexed annuity liabilities to hedge value changes

Management Discussion & Analysis

• • Total revenue (insurance product margin) $1,067.6M in 2025, up 2.6% YoY from $1,040.0M in 2024
• • Operating margin (income from insurance products / total margin) ~42.7% in 2025 vs. ~40.8% in 2024 (456.3/1067.6 vs 424.7/1040.0)
• • Best segment: Health margin $556.6M in 2025, up 7.7% YoY; Worst segment: Annuity margin $238.6M in 2025, down 13.0% YoY
• • Net operating income $439.2M in 2025 vs $429.3M in 2024; Net income $229.3M in 2025 vs $420.8M in 2024 due to non-operating losses including $101.9M goodwill impairment
• • Cash flow & capital allocation: No direct buyback/dividend/capex numbers disclosed; $20.3M in TechMod initiative expenses impacting cash flow
• • Forward outlook: Management highlighting technology modernization completion post-2025; risks include investment losses, mortality/morbidity assumption changes, and regulatory/tax changes impacting deferred tax assets

What are the latest CNO SEC filings in 2026?

CNO Financial Group, Inc. (CNO) has filed a 10-K annual report on February 24, 2026, a 10-Q quarterly report on May 7, 2026, an 8-K current report on July 30, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did CNO file its most recent 10-K annual report?

CNO Financial Group, Inc. (CNO) filed its most recent 10-K annual report on February 24, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view CNO 10-Q quarterly reports?

CNO Financial Group, Inc. (CNO)'s most recent 10-Q quarterly report was filed on May 7, 2026. SignalX displays every CNO 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has CNO filed recently?

CNO Financial Group, Inc. (CNO)'s most recent 8-K was filed on July 30, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find CNO insider trading activity (Form 4)?

SignalX aggregates every CNO Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does CNO file with the SEC?

CNO Financial Group, Inc. (CNO) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new CNO filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for CNO Financial Group, Inc. (CNO).

What is CNO's SEC CIK number?

CNO Financial Group, Inc. (CNO)'s SEC CIK (Central Index Key) number is 1224608. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1224608 to look up all CNO filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find CNO return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from CNO Financial Group, Inc. (CNO) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.