AFL Aflac

company

SEC Filings & Insider Trading Activity 2026

Management Discussion & Analysis

• • Total revenues $17.2B, down 9.3% YoY from $18.9B; decline driven by net investment losses of $572M vs gains of $1.3B in 2024
• • Net earnings $3.6B ($6.82/share) vs $5.4B ($9.63/share) in 2024; adjusted earnings $4.0B ($7.49/share) vs $4.1B ($7.21/share); Aflac U.S. pretax adjusted margin 20.6% vs 21.1%; Aflac Japan pretax adjusted margin 36.7% vs 36.0%

Business Overview

• • Supplemental health and life insurer operating dual-segment model: Aflac Japan (largest cancer/medical insurer in Japan) and Aflac U.S. worksite benefits
• • Two new Japan product launches: cancer insurance "Miraito" (March 2025) and medical insurance "Anshin Palette" (December 2025), both featuring modular, customer-configurable coverage

Risk Factors

• • Japan concentration: Aflac Japan = 53% of adjusted revenues and 76% of total assets in 2025, with substantial JGB holdings exposed to sovereign credit risk
• • Yen/dollar FX risk: Aflac Japan liabilities yen-denominated but portfolio includes unhedged USD assets; rising US-Japan rate differential increases hedging costs materially

Management Discussion & Analysis

• • Operating cash flow $2.24B for nine months ended Sept 30, 2025 vs $2.37B for same period 2024, down 5.5%
• • Cash dividends $939M for nine months 2025 vs $851M for 2024; $0.58/share Q3 2025 dividend vs $0.50 Q3 2024, +16% declared for Q4 2025

Risk Factors

• • No newly added risk factor this quarter; risk disclosures align with previous 10-K filings
• • Updated credit risk with unrealized losses up to $3.25B on Japan National Government securities due to interest rate and currency shifts

What are the latest AFL SEC filings in 2026?

Aflac (AFL) has filed a 10-K annual report on February 25, 2026, a 10-Q quarterly report on November 5, 2025, an 8-K current report on April 29, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did AFL file its most recent 10-K annual report?

Aflac (AFL) filed its most recent 10-K annual report on February 25, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view AFL 10-Q quarterly reports?

Aflac (AFL)'s most recent 10-Q quarterly report was filed on November 5, 2025. SignalX displays every AFL 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has AFL filed recently?

Aflac (AFL)'s most recent 8-K was filed on April 29, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find AFL insider trading activity (Form 4)?

SignalX aggregates every AFL Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does AFL file with the SEC?

Aflac (AFL) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new AFL filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs — such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for Aflac (AFL).

What is AFL's SEC CIK number?

Aflac (AFL)'s SEC CIK (Central Index Key) number is 4977. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 4977 to look up all AFL filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find AFL return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from Aflac (AFL) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.