AFL Aflac

Q3 2025 10-Q
Filed: Nov 5, 2025Period ending Sep 30, 2025
Financials
Accident & Health InsuranceSEC EDGAR

Aflac (AFL) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Nov 5, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

AI Filing Analysis
Q3 2025 10-Q

Management Discussion & Analysis

  • Operating cash flow $2.24B for nine months ended Sept 30, 2025 vs $2.37B for same period 2024, down 5.5%
  • Cash dividends $939M for nine months 2025 vs $851M for 2024; $0.58/share Q3 2025 dividend vs $0.50 Q3 2024, +16% declared for Q4 2025
+3 more insights

Risk Factors

  • No newly added risk factor this quarter; risk disclosures align with previous 10-K filings
  • Updated credit risk with unrealized losses up to $3.25B on Japan National Government securities due to interest rate and currency shifts
+3 more insights

Quarterly Financial Summary
XBRL

Revenue

$4.7B

+60.7% YoY +13.9% QoQ

Net Income

$1.6B

+1862.4% YoY +173.6% QoQ

Net Margin

34.6%

+3773bp YoY +2018bp QoQ

ROE

5.7%

Total Assets

$122.3B

EPS (Diluted)

$3.05

+2641.7% YoY +174.8% QoQ

Operating Cash Flow

$1.3B

-1.4% YoY +213.8% QoQ

Source: XBRL data from Aflac Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.

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