Short answer
Aflac (AFL) filed its Q3 2025 10-Q quarterly report on Nov 5, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $4.7B (up 60.7% year over year) with net income of $1.6B.
Q3 2025 key financials · XBRL
- Revenue
- $4.7B
- +60.7% YoY · +13.9% QoQ
- Net income
- $1.6B
- +1862.4% YoY · +173.6% QoQ
- EPS (diluted)
- $3.05
- +2641.7% YoY · +174.8% QoQ
Source: XBRL data from the Aflac (AFL) Q3 2025 10-Q on SEC EDGAR. USD.
Aflac Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Operating cash flow $2.24B for nine months ended Sept 30, 2025 vs $2.37B for same period 2024, down 5.5%
- Cash dividends $939M for nine months 2025 vs $851M for 2024; $0.58/share Q3 2025 dividend vs $0.50 Q3 2024, +16% declared for Q4 2025
- Treasury stock repurchases $2.73B for nine months 2025 vs $2.05B for 2024; 26.15M shares repurchased vs 23.94M shares
- Financing notes issued ¥150B in May and June 2025 at fixed rates between 1.726%-3.04%, matured ¥12.4B at 0.3% in Sept 2025
- Liquidity robust with $1B senior note facilities established in Aug 2025, no notes issued yet; no material credit covenant breaches
Risk Factors
- No newly added risk factor this quarter; risk disclosures align with previous 10-K filings
- Updated credit risk with unrealized losses up to $3.25B on Japan National Government securities due to interest rate and currency shifts
- Regulatory risk from investment grade downgrade of some securities to below-investment-grade, impacting credit portfolio management strategies
- Market risk from exposure to below-investment-grade middle market loans totaling $3.96B, aimed at yield enhancement and diversification
- Financial risk includes foreign currency exposure from $4.40B in reverse dual-currency securities with principal in yen and interest in dollars
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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