BWB at a glance
Bridgewater Bancshares Inc (BWB, SEC CIK 1341317) filed its latest 10-K annual report on February 26, 2026, a 10-Q quarterly report on July 30, 2026, an 8-K current report on August 26, 2026 and Form 4 insider filings as recently as September 30, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Bridgewater Bancshares Inc (BWB) reported revenue of $281.8 million (up 14.6% from FY2024) and net income of $46.1 million. Diluted EPS was $1.49.
- As of June 30, 2026, 27 institutional investment managers tracked by SignalX reported holding Bridgewater Bancshares Inc (BWB) shares worth $132.4 million in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Stejskal Jessica Anne on September 15, 2026 of 400 shares at $21.25 per share.
- In the last 90 days, BWB insiders reported 0 open-market purchases ($0) and 16 open-market sales ($6.8M) on Form 4, a net sale of $6.8M.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $281.8M
- +14.6% vs prior year
- Insiders · 90 days
- 0 buys · 16 sells
- Net −$6.8M
- 13F holders
- 27 funds
- $132.4M · +1 vs prior quarter
- Latest 8-K
- Aug 26, 2026
- Item 8.01
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Net interest income $38.6M, up $6.1M YoY from $32.5M
- Net income $14.0M vs $11.5M YoY; diluted EPS $0.45 vs $0.38
- Net interest margin 3.07% vs 2.62% YoY; return on average assets 1.06% vs 0.90%
- Loans $4.43B, up from $4.15B YoY; deposits $4.35B vs $4.24B
- Headwinds: interest-rate risk, tariffs, economic uncertainty, credit concentration, liquidity risk, and elevated nonperforming loans at $21.6M
Risk Factors
- No material changes to 10-K risk factors filed February 26, 2026
- Regulatory and compliance risks carried forward without quarterly updates
- Operational and competitive risks carried forward without quarterly updates
- Financial and liquidity risks carried forward without quarterly updates
AI summary of the BWB 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 8.01: Other Events
- Repurchase authorization extended one year, now expiring August 25, 2027
- $12.4 million remains available for common-stock buybacks
Item 7.01: Regulation FD Disclosure
- Investor Presentation furnished under Regulation FD for use in investor and analyst meetings
- Presentation content in Exhibit 99.1; investors should review it for company-specific operating and strategic disclosures
Item EX-99.1: Item EX-99.1
- Company overview: $5.4B assets, $4.4B loans, $4.3B deposits and $547.9M equity as of June 30, 2026
- Commercial real estate and multifamily concentration: 38% multifamily, 31% CRE and $1.7B multifamily portfolio
Item 2.02: Results of Operations and Financial Condition
- Q2 2026 financial results covered the three months ended June 30, 2026
- Results announced July 21, 2026 through Exhibit 99.1 press release
Item 7.01: Regulation FD Disclosure
- Earnings Presentation furnished as Exhibit 99.2 under Regulation FD
- Investor-relevant operating and financial details contained in the attached presentation
Item 8.01: Other Events
- Series A preferred dividend declared at $36.72 per share, or $0.3672 per depositary share
- 5.875% non-cumulative perpetual preferred stock dividend payable September 1, 2026
Item EX-99.1: Item EX-99.1
- Q2 2026 net income $14.0M, or $0.45 diluted EPS, up from $11.5M year over year but below $17.4M in Q1
- Net interest income rose $1.9M sequentially to $38.6M as margin expanded to 3.07% and loan yield reached 5.91%
AI summaries of BWB 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for BWB
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Trutna Thomas P. | A | Sep 30, 2026 | 484 | - |
| Crocker Mary Jayne | A | Sep 30, 2026 | 484 | - |
| Volk David J. | A | Sep 30, 2026 | 969 | - |
| Juran David B. | A | Sep 30, 2026 | 969 | - |
| Lawal Mohammed | A | Sep 30, 2026 | 969 | - |
| Brezonik Lisa | A | Sep 30, 2026 | 969 | - |
| Parish Douglas J. | A | Sep 30, 2026 | 484 | - |
| Johnson James S. | A | Sep 30, 2026 | 969 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $222.4M | $245.9M | $281.8M |
| Net Income | $40.0M | $32.8M | $46.1M |
| Net Margin | 18.0% | 13.3% | 16.4% |
| Balance Sheet | |||
| Total Assets | $4.6B | $5.1B | $5.4B |
| Equity | - | $457.9M | $517.1M |
| ROE | - | 7.2% | 8.9% |
| Per Share | |||
| EPS | $1.27 | $1.03 | $1.49 |
| Cash Flow | |||
| Operating CF | $30.0M | $46.4M | $27.8M |
| CapEx | $3.0M | $4.1M | $5.8M |
Source: XBRL data in Bridgewater Bancshares Inc (BWB)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate BWB share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 27 | $132.4M |
| Q1 2026 | 26 | $100.3M |
| Q4 2025 | 22 | $100.7M |
| Q3 2025 | 24 | $101.2M |
| Q2 2025 | 25 | $90.6M |
| Q1 2025 | 21 | $52.1M |
| Q4 2024 | 16 | $45.0M |
| Q3 2024 | 13 | $30.8M |
- BlackRock+180.1K (+11%)
- Two Sigma Investments+134.8K (+78%)
- Renaissance Technologies LLC+71.6K (+23%)
- AQR Capital Management+68.0K (+92%)
- Dimensional Fund Advisors+41.1K (+4%)
- Morgan Stanley−19.5K (-10%)
- Franklin Resources−11.5K (-39%)
- JPMorgan Chase & Co−11.0K (-6%)
- Goldman Sachs Group−7.1K (-5%)
- Invesco Ltd−5.9K (-19%)
- Millennium Management+53.7K
Source: 13F-HR filings on SEC EDGAR (aggregated from 174 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
BWB filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Sep 30, 2026 | - | - | - |
| 4 | Sep 30, 2026 | - | - | - |
| 4 | Sep 30, 2026 | - | - | - |
| 4 | Sep 30, 2026 | - | - | - |
| 4 | Sep 30, 2026 | - | - | - |
| 4 | Sep 30, 2026 | - | - | - |
| 4 | Sep 30, 2026 | - | - | - |
| 4 | Sep 30, 2026 | - | - | - |
| 4 | Sep 30, 2026 | - | - | - |
| 4 | Sep 16, 2026 | - | - | - |
| 4 | Sep 10, 2026 | - | - | - |
| 4 | Sep 3, 2026 | - | - | - |
| 4 | Sep 1, 2026 | - | - | - |
| 4 | Sep 1, 2026 | - | - | - |
| 4 | Aug 27, 2026 | - | - | - |
| 8-K | Aug 26, 2026 | - | Analysis | - |
| 4 | Aug 25, 2026 | - | - | - |
| 4 | Aug 18, 2026 | - | - | - |
| 4 | Aug 14, 2026 | - | - | - |
| 8-K | Aug 12, 2026 | - | Analysis | - |
| 4 | Aug 10, 2026 | - | - | - |
| 4 | Aug 5, 2026 | - | - | - |
| 4 | Aug 5, 2026 | - | - | - |
| 4 | Aug 3, 2026 | - | - | - |
| 4 | Aug 3, 2026 | - | - | - |
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BWB SEC filings: frequently asked questions
Are BWB insiders buying or selling?
In the last 90 days, Bridgewater Bancshares Inc (BWB) officers, directors and 10% owners reported no open-market purchases and 16 open-market sales worth $6.8 million by 6 insiders on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold BWB stock?
As of June 30, 2026, the largest Bridgewater Bancshares Inc (BWB) holders among the 13F filers tracked by SignalX were BlackRock ($37.1 million), Dimensional Fund Advisors ($23.1 million), Vanguard Capital Management LLC ($19.8 million), State Street Corp ($9.9 million), Renaissance Technologies LLC ($8.1 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was BWB's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Bridgewater Bancshares Inc (BWB) reported revenue of $281.8 million (up 14.6% from FY2024) and net income of $46.1 million. Diluted EPS was $1.49. The figures come from the XBRL data in the 10-K.
What did BWB report in its latest 8-K?
Bridgewater Bancshares Inc (BWB) filed an 8-K on August 26, 2026 reporting Item 8.01 (Other Events). Repurchase authorization extended one year, now expiring August 25, 2027.
What are the latest BWB SEC filings?
Bridgewater Bancshares Inc (BWB) filed its latest 10-K annual report on February 26, 2026, a 10-Q quarterly report on July 30, 2026, an 8-K current report on August 26, 2026 and a Form 4 insider filing on September 30, 2026.
What is BWB's SEC CIK number?
Bridgewater Bancshares Inc (BWB)'s SEC Central Index Key (CIK) is 1341317. EDGAR lists every BWB filing under that number.
Ask anything about BWB
The research agent reads BWB's filings, financials, insider trades and 13F holders, then answers with sources.