8-K current report · filed Apr 21, 2026

Bridgewater Bancshares Inc (BWB) 8-K Current Report: April 21, 2026

Item 2.02Item 7.01Item 8.01Item EX-99.1BWB overview

Short answer

Bridgewater Bancshares Inc (BWB) filed an 8-K current report with the SEC on April 21, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item 7.01 (Regulation FD Disclosure), Item 8.01 (Other Events), Item EX-99.1 (Exhibit EX-99.1). Q1 2026 results covered three months ended March 31, 2026.

Bridgewater Bancshares Inc 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q1 2026 results covered three months ended March 31, 2026
  • Financial results press release issued April 21, 2026
  • Detailed operating figures and management commentary available in Exhibit 99.1

Item 7.01 · Regulation FD Disclosure

  • Earnings Presentation furnished as Exhibit 99.2 under Regulation FD
  • Exhibit likely contains management’s investor update and financial performance details
  • Information furnished, not filed, limiting liability and incorporation into other SEC filings

Item 8.01 · Other Events

  • Quarterly dividend $36.72 per preferred share, equivalent to $0.3672 per depository share
  • Dividend applies to 5.875% Non-Cumulative Perpetual Preferred Stock, Series A
  • Payment date June 1, 2026, for shareholders of record May 15, 2026
  • Preferred depository shares trade on Nasdaq under BWBBP

Item EX-99.1 · Exhibit EX-99.1

  • Q1 net income $17.4M, or $0.58 diluted EPS, versus $13.3M and $0.43 in Q4 2025
  • Net interest margin expanded 24 basis points sequentially to 2.99%, while deposit costs declined 18 basis points to 2.79%
  • $208.5M securities sale generated a $7.3M gain, with $97.5M of FHLB advances prepaid to improve forward balance-sheet efficiency
  • Gross loans grew 5.5% annualized to $4.37B, while core deposits increased 3.2% annualized despite total deposits declining 1.4%
  • Asset quality strengthened, with nonperforming assets declining to 0.22% and CET1 capital rising to 9.53%; $50M ATM offering adds potential dilution risk

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