WABC WESTAMERICA BANCORPORATIONcompanySEC Filings & Insider Trading Activity 2026
Latest WESTAMERICA BANCORPORATION (WABC) SEC EDGAR filings in 2026 — including the most recent 10-K annual report filed on February 27, 2026, a 10-Q quarterly report filed on November 7, 2025, an 8-K current report filed on April 27, 2026. SignalX aggregates every new 10-K annual report, 10-Q quarterly report, 8-K current report, and Form 4 insider transaction for WESTAMERICA BANCORPORATION (WABC) (SEC CIK 311094), with AI-powered section-by-section summaries updated daily.
Latest 2026 SEC Filing Dates
AI 10-K Annual Report AnalysisLatest 10-K (2025-12-31)
Business Overview
- • Core business: Commercial banking primarily serving small businesses in Northern and Central California through Westamerica Bank subsidiary
- • No new products or segments introduced; continued focus on core banking and support via Community Banker Services Corporation
Risk Factors
- • Regulatory risk from Federal Reserve Board's FOMC interest rate policies impacting loan origination and deposit rates
- • Macroeconomic exposure to fluctuating interest rates affecting income and cash flow from loans and investments
Management Discussion & Analysis
- • Revenue $258.1M in 2025 down 14.4% YoY from $301.1M in 2024 due to net interest income ($217.3M vs $250.6M) and noninterest income declines ($40.8M vs $43.2M)
- • Operating margin (efficiency ratio) worsened to 39.3% in 2025 from 35.4% in 2024; net interest margin fell to 3.82% in 2025 from 4.14% in 2024
AI 10-Q Quarterly Report AnalysisLatest 10-Q (2025-09-30)
Risk Factors
- • New risk: Industrywide volatility and liquidity concerns triggered by 2023 regional bank failures affecting funding operations
- • Material update: Unrealized losses on debt securities fell to $155.2M at 9/30/25 from $276.3M at 12/31/24 due to interest rate and market changes
Annual Reports Archive10-K
AI-powered analysis of WESTAMERICA BANCORPORATION (WABC) 10-K annual reports filed with SEC EDGAR.
Quarterly Reports Archive10-Q
AI-powered analysis of WESTAMERICA BANCORPORATION (WABC) 10-Q quarterly reports filed with SEC EDGAR.
Financial SummaryXBRL
| FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|---|
| Profitability | |||||
| Revenue | $173.4M | $221.8M | $284.0M | $268.0M | $231.0M |
| Net Income | $86.5M | $122.0M | $161.8M | $138.6M | $116.2M |
| Net Margin | 49.9% | 55.0% | 57.0% | 51.7% | 50.3% |
| Balance Sheet | |||||
| Total Assets | $7.5B | $7.0B | $6.4B | $6.1B | $6.0B |
| Equity | $827.1M | $602.1M | $772.9M | $890.0M | $933.5M |
| ROE | 10.5% | 20.3% | 20.9% | 15.6% | 12.4% |
Source: XBRL financial data from WESTAMERICA BANCORPORATION (WABC) 10-K filings on SEC EDGAR. All figures in USD. Key metrics include revenue, net income, gross profit, gross profit margin, operating income, EPS (diluted), total assets, stockholders' equity, return on equity (ROE), operating cash flow, and capital expenditure.
Latest 2026 SEC Filings — 10-K, 10-Q, 8-K & Form 4
| Form | Filing Date | Period | Analysis | SEC |
|---|---|---|---|---|
8-K | Apr 27, 2026 | — | — | — |
8-K | Apr 24, 2026 | — | — | — |
8-K | Apr 23, 2026 | — | — | — |
8-K | Apr 16, 2026 | — | — | — |
10-K | Feb 27, 2026 | Dec 31, 2025 | Analysis | |
8-K | Jan 23, 2026 | — | — | |
8-K | Jan 22, 2026 | — | — | |
8-K | Jan 15, 2026 | — | — | |
8-K | Dec 18, 2025 | — | — | |
10-Q | Nov 7, 2025 | Sep 30, 2025 | Analysis | |
10-Q | Aug 6, 2025 | Jun 30, 2025 | — | |
10-Q | May 9, 2025 | Mar 31, 2025 | — | |
10-K | Feb 28, 2025 | Dec 31, 2024 | — | |
10-Q | Nov 8, 2024 | Sep 30, 2024 | — | |
10-Q | Aug 8, 2024 | Jun 30, 2024 | — | |
10-Q | May 9, 2024 | Mar 31, 2024 | — | |
10-K | Feb 29, 2024 | Dec 31, 2023 | — | |
10-Q | Nov 8, 2023 | Sep 30, 2023 | — | |
10-Q | Aug 8, 2023 | Jun 30, 2023 | — | |
10-Q | May 9, 2023 | Mar 31, 2023 | — | |
10-K | Mar 1, 2023 | Dec 31, 2022 | — | |
10-Q | Nov 8, 2022 | Sep 30, 2022 | — | |
10-Q | Aug 8, 2022 | Jun 30, 2022 | — | |
10-Q | May 9, 2022 | Mar 31, 2022 | — | |
10-K | Feb 28, 2022 | Dec 31, 2021 | — |
Frequently Asked Questions
What are the latest WABC SEC filings in 2026?
WESTAMERICA BANCORPORATION (WABC) has filed a 10-K annual report on February 27, 2026, a 10-Q quarterly report on November 7, 2025, an 8-K current report on April 27, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.
When did WABC file its most recent 10-K annual report?
WESTAMERICA BANCORPORATION (WABC) filed its most recent 10-K annual report on February 27, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.
How do I view WABC 10-Q quarterly reports?
WESTAMERICA BANCORPORATION (WABC)'s most recent 10-Q quarterly report was filed on November 7, 2025. SignalX displays every WABC 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.
What 8-K current reports has WABC filed recently?
WESTAMERICA BANCORPORATION (WABC)'s most recent 8-K was filed on April 27, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.
Where can I find WABC insider trading activity (Form 4)?
SignalX aggregates every WABC Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.
How often does WABC file with the SEC?
WESTAMERICA BANCORPORATION (WABC) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new WABC filing with AI-powered analysis.
What is the difference between 10-K, 10-Q, and 8-K SEC filings?
A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs — such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for WESTAMERICA BANCORPORATION (WABC).
What is WABC's SEC CIK number?
WESTAMERICA BANCORPORATION (WABC)'s SEC CIK (Central Index Key) number is 311094. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 311094 to look up all WABC filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.
Where can I find WABC return on equity (ROE) and financial data?
SignalX extracts XBRL financial data from WESTAMERICA BANCORPORATION (WABC) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.
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