Short answer
WESTAMERICA BANCORPORATION (WABC) filed its Q3 2025 10-Q quarterly report on Nov 7, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $57M (down 15.6% year over year) with net income of $28M.
Q3 2025 key financials · XBRL
- Revenue
- $57M
- −15.6% YoY · −0.4% QoQ
- Net income
- $28M
- −19.4% YoY · −2.8% QoQ
- EPS (diluted)
- $1.11
- −15.9% YoY · −1.8% QoQ
Source: XBRL data from the WESTAMERICA BANCORPORATION (WABC) Q3 2025 10-Q on SEC EDGAR. USD.
WESTAMERICA BANCORPORATION Q3 2025 10-Q analysis
AI summary of MD&A and risk factor updates
Risk Factors
- New risk: Industrywide volatility and liquidity concerns triggered by 2023 regional bank failures affecting funding operations
- Material update: Unrealized losses on debt securities fell to $155.2M at 9/30/25 from $276.3M at 12/31/24 due to interest rate and market changes
- Regulatory risk: Compliance with Federal Reserve guidance SR 12-15 on evaluating investment securities without reliance on ratings
- Operational risk: Credit loss estimates on loans require significant judgment amid uncertain economic and borrower conditions over a 2-year forecast horizon
- Financial risk: Debt securities pledged as collateral decreased to $1.859B at 9/30/25 from $2.05B at 12/31/24, impacting liquidity and regulatory compliance
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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