Short answer
WESTAMERICA BANCORPORATION (WABC) filed its Q2 2026 10-Q quarterly report on Aug 5, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $56M (down 2.9% year over year) with net income of $27M.
Q2 2026 key financials · XBRL
- Revenue
- $56M
- −2.9% YoY · +0.0% QoQ
- Net income
- $27M
- −5.8% YoY · +0.1% QoQ
- EPS (diluted)
- $1.17
- +3.5% YoY · +3.5% QoQ
Source: XBRL data from the WESTAMERICA BANCORPORATION (WABC) Q2 2026 10-Q on SEC EDGAR. USD.
WESTAMERICA BANCORPORATION Q2 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Revenue $62.8M, down from $64.9M YoY, driven by net interest income declining to $52.7M from $54.6M
- Net interest margin 3.77% vs 3.85% YoY; efficiency ratio 41.3% vs 39.3%
- Net income $27.4M vs $29.1M YoY; diluted EPS $1.17 vs $1.12
- Best line: merchant processing services $2.8M vs $2.7M; weakest: debit card fees $1.5M vs $1.7M
- Management cited inflation, Fed policy, Middle East conflict, tariffs, trade tensions, liquidity risks, and deposit outflows as headwinds
Risk Factors
- No material risk-factor changes disclosed; 10-K risk disclosures incorporated by reference
- No new regulatory, legal, or compliance risk identified in provided section
- No operational, competitive, or market risk updates provided
- No liquidity, debt, currency, or concentration risk updates provided
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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