VLY at a glance
VALLEY NATIONAL BANCORP (VLY, SEC CIK 714310) filed its latest 10-K annual report on February 27, 2026, a 10-Q quarterly report on August 6, 2026, an 8-K current report on September 28, 2026 and Form 4 insider filings as recently as October 5, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), VALLEY NATIONAL BANCORP (VLY) reported revenue of $3.2 billion (down 3.7% from FY2024) and net income of $598.0 million. Diluted EPS was $1.01.
- As of June 30, 2026, 31 institutional investment managers tracked by SignalX reported holding VALLEY NATIONAL BANCORP (VLY) shares worth $3.4 billion in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by CRANDELL MITCHELL L on June 12, 2026 of 25,495 shares at $14.63 per share.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $3.2B
- −3.7% vs prior year
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- 13F holders
- 31 funds
- $3.4B · +0 vs prior quarter
- Latest 8-K
- Sep 28, 2026
- Item 3.02 · Item 7.01
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business model: Regional bank providing diversified financial services including commercial banking, wealth management, and insurance through subsidiaries
- New emphasis: Adoption of the 2023 Incentive Compensation Plan with time-based and performance-based restricted stock unit awards approved in 2024
- Strategic positioning: Ongoing integration and governance enhancements reflected by updated severance agreements and executive compensation amendments executed in 2024-2025
- Notable metric: 100% ownership maintained in key subsidiaries with expansions in capital trust entities and new amendments to deferred compensation plans through 2025
- Distinctive fact: Recent underwriting agreements in July and November 2024 with major investment banks highlighting capital market activities during the fiscal year
Risk Factors
- Regulatory capital ratio decline to 13.77% in 2025, impacted by $115 million early redemption of subordinated notes with full capital treatment
- Macroeconomic exposure from Federal Reserve caution on dividend distribution potentially limiting capital growth under Basel III rules
- Operational risk in mortgage repurchases and indemnification payments related to loans sold into the secondary market
- Competitive pressure from increased shareholder equity by $372.6 million driven by $598 million net income amidst banking sector growth
- Financial risk from a 56.4% earnings retention ratio in 2025 amid $0.44 per share cash dividends potentially constraining capital expansion
Management Discussion & Analysis
- Total loans $50.1B as of Dec 31, 2025, with New York largest at $14.8B (30% of total)
- No segment revenue or profitability comparisons; loan portfolio largest in Commercial Real Estate ($29.3B)
- Risk management focus on credit, interest rate, liquidity, and cybersecurity risks with Board oversight
AI summary of the VLY 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- No profitability, margin, segment, or product-line figures provided
- No near-term outlook, guidance, or emerging headwinds discussed
Risk Factors
- No risk-factors section provided; supplied text covers Items 2, 5, and 6 only
- New 25-million-share repurchase authorization effective April 27, 2026 and expiring April 27, 2028
- $1.528-million-share repurchase activity during the quarter at average $13.39 per share
- New 6.219% fixed-to-floating subordinated notes due 2036 issued May 14, 2026
AI summary of the VLY 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 3.02: Unregistered Sales of Equity Securities
- Valley agreed to acquire Bluevine for $340 million, subject to customary closing conditions and transaction adjustments
- Consideration includes approximately $255 million cash and 6.3 million Valley common shares
Item 7.01: Regulation FD Disclosure
- Filing furnishes Exhibits 99.1 and 99.2 under Regulation FD
- Information not deemed filed under Exchange Act Section 18
Item EX-99.1: Item EX-99.1
- Valley to acquire Bluevine for approximately $340 million, funded 75% cash and 25% Valley common stock
- Adds $2.1 billion of digitally sourced deposits and approximately 175,000 active small-business customers
Item 8.01: Other Events
- Valley agreed to acquire Providence Financial in a merger, expanding Valley’s corporate and banking operations
- Providence Bank & Trust will merge into Valley National Bank after the parent-company merger
Item 2.02: Results of Operations and Financial Condition
- Q2 2026 financial results announced by Valley National Bancorp
- Results furnished in Exhibit 99.1, requiring review for earnings, profitability, and balance-sheet details
Item EX-99.1: Item EX-99.1
- Q2 net income $170.9M, or $0.29 diluted EPS, up from $133.2M and $0.22 year-over-year
- Net interest margin 3.20%, up 19 basis points year-over-year, supporting $488.4M tax-equivalent net interest income
AI summaries of VLY 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for VLY
Don't miss the next VLY filing
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- Fund moves. Which tracked funds opened, added or cut VLY, by share count.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| SMITH PATRICK D | F | Oct 1, 2026 | 15,600 | $12.62 |
| SAEGER MARK | F | Aug 3, 2026 | 5,487 | $14.29 |
| LAN TRAVIS | F | Aug 3, 2026 | 4,877 | $14.29 |
| REGAN JOHN P | F | Jul 1, 2026 | 4,907 | $14.65 |
| SLOAN LYNDSEY M | F | Jul 1, 2026 | 3,836 | $14.65 |
| CRANDELL MITCHELL L | Sell | Jun 12, 2026 | 25,495 | $14.63 |
| MAIO PETER V | A | May 18, 2026 | 8,121 | - |
| WILLIAMS SIDNEY S | A | May 18, 2026 | 8,121 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $3.1B | $3.4B | $3.2B |
| Net Income | $498.5M | $380.3M | $598.0M |
| Net Margin | 15.9% | 11.3% | 18.5% |
| Balance Sheet | |||
| Total Assets | $60.9B | $62.5B | $64.1B |
| Equity | $6.7B | $7.4B | $7.8B |
| ROE | 7.4% | 5.1% | 7.7% |
| Per Share | |||
| EPS | - | $0.69 | $1.01 |
| Cash Flow | |||
| Operating CF | $378.2M | $548.5M | $343.8M |
| CapEx | $76.0M | $16.1M | $18.1M |
Source: XBRL data in VALLEY NATIONAL BANCORP (VLY)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate VLY share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 31 | $3.37B |
| Q1 2026 | 31 | $2.74B |
| Q4 2025 | 29 | $2.69B |
| Q3 2025 | 31 | $2.56B |
| Q2 2025 | 30 | $2.08B |
| Q1 2025 | 27 | $1.47B |
| Q4 2024 | 24 | $1.30B |
| Q3 2024 | 19 | $729.7M |
- BlackRock+2.99M (+4%)
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- AQR Capital Management−902.7K (-9%)
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Source: 13F-HR filings on SEC EDGAR (aggregated from 222 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
VLY filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Oct 5, 2026 | - | - | - |
| 8-K | Sep 28, 2026 | - | Analysis | - |
| 8-K | Aug 25, 2026 | - | Analysis | - |
| 10-Q | Aug 6, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Aug 4, 2026 | - | - | - |
| 4 | Aug 4, 2026 | - | - | - |
| 8-K | Jul 23, 2026 | - | Analysis | - |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jun 15, 2026 | - | - | - |
| 4 | May 19, 2026 | - | - | |
| 4 | May 19, 2026 | - | - | |
| 4 | May 19, 2026 | - | - | |
| 4 | May 19, 2026 | - | - | |
| 4 | May 19, 2026 | - | - | |
| 4 | May 19, 2026 | - | - | |
| 4 | May 19, 2026 | - | - | |
| 4 | May 19, 2026 | - | - | |
| 4 | May 19, 2026 | - | - | |
| 4 | May 19, 2026 | - | - | |
| 8-K | May 18, 2026 | - | Analysis | |
| 8-K | May 14, 2026 | - | Analysis | |
| 10-Q | May 7, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | May 7, 2026 | - | Analysis | |
| 4 | Apr 28, 2026 | - | - | - |
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VLY SEC filings: frequently asked questions
Which institutions hold VLY stock?
As of June 30, 2026, the largest VALLEY NATIONAL BANCORP (VLY) holders among the 13F filers tracked by SignalX were BlackRock ($1.1 billion), Dimensional Fund Advisors ($447.3 million), Vanguard Portfolio Management LLC ($370.6 million), State Street Corp ($351.3 million), Vanguard Capital Management LLC ($311.8 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was VLY's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), VALLEY NATIONAL BANCORP (VLY) reported revenue of $3.2 billion (down 3.7% from FY2024) and net income of $598.0 million. Diluted EPS was $1.01. The figures come from the XBRL data in the 10-K.
What are the main risks in VLY's latest 10-K?
In the 10-K filed February 27, 2026, VALLEY NATIONAL BANCORP (VLY) flagged: Regulatory capital ratio decline to 13.77% in 2025, impacted by $115 million early redemption of subordinated notes with full capital treatment. Macroeconomic exposure from Federal Reserve caution on dividend distribution potentially limiting capital growth under Basel III rules. (AI summary of the Risk Factors section.)
What did VLY report in its latest 8-K?
VALLEY NATIONAL BANCORP (VLY) filed an 8-K on September 28, 2026 reporting Item 3.02 (Unregistered Sales of Equity Securities) and Item 7.01 (Regulation FD Disclosure). Valley agreed to acquire Bluevine for $340 million, subject to customary closing conditions and transaction adjustments.
What are the latest VLY SEC filings?
VALLEY NATIONAL BANCORP (VLY) filed its latest 10-K annual report on February 27, 2026, a 10-Q quarterly report on August 6, 2026, an 8-K current report on September 28, 2026 and a Form 4 insider filing on October 5, 2026.
What is VLY's SEC CIK number?
VALLEY NATIONAL BANCORP (VLY)'s SEC Central Index Key (CIK) is 714310. EDGAR lists every VLY filing under that number.
Ask anything about VLY
The research agent reads VLY's filings, financials, insider trades and 13F holders, then answers with sources.