VALLEY NATIONAL BANCORP (VLY) Q3 2025 10-Q Quarterly Report
VALLEY NATIONAL BANCORP (VLY) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Nov 7, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.
VALLEY NATIONAL BANCORP Q3 2025 10-Q Analysis
Management Discussion & Analysis
- • Revenue (net interest income) $447.5M Q3 2025, up $35.7M (+8.7%) YoY from Q3 2024
- • Net income $163.4M Q3 2025, increased $65.5M (+67%) YoY from $97.9M Q3 2024
Risk Factors
- • New risk: Increase in non-performing assets (NPAs) $66.6M to $427.3M in Q3 2025 driven by non-accrual commercial real estate and construction loans
- • Updated financial risk: Total NPAs as % of loans and NPAs rose from 0.73% to 0.86%, reflecting credit challenges despite maintained underwriting standards
VALLEY NATIONAL BANCORP Q3 2025 Quarterly FinancialsXBRL
Revenue
$827M
▼ -3.9% YoY▲ +2.7% QoQ
Net Income
$163M
▲ +66.9% YoY▲ +22.7% QoQ
Net Margin
19.8%
▲ +838bp YoY▲ +321bp QoQ
ROE
2.1%
Total Assets
$63.0B
EPS (Diluted)
$0.28
▲ +55.6% YoY▲ +27.3% QoQ
Operating Cash Flow
$5M
▲ +103.3% YoY▼ -96.8% QoQ
Source: XBRL data from VALLEY NATIONAL BANCORP Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.
Get deeper insights on VALLEY NATIONAL BANCORP
Access full AI analysis, insider trading data, fund holdings, and cross-signal detection on SignalX.