VLY VALLEY NATIONAL BANCORP

Q3 2025 10-Q

Filed: Nov 7, 2025Period ending Sep 30, 2025

Financials

National Commercial BanksSEC EDGAR

VALLEY NATIONAL BANCORP (VLY) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Nov 7, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

AI Filing Analysis
Q3 2025 10-Q

Management Discussion & Analysis

• Revenue (net interest income) $447.5M Q3 2025, up $35.7M (+8.7%) YoY from Q3 2024
• Net income $163.4M Q3 2025, increased $65.5M (+67%) YoY from $97.9M Q3 2024

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Risk Factors

• New risk: Increase in non-performing assets (NPAs) $66.6M to $427.3M in Q3 2025 driven by non-accrual commercial real estate and construction loans
• Updated financial risk: Total NPAs as % of loans and NPAs rose from 0.73% to 0.86%, reflecting credit challenges despite maintained underwriting standards

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Quarterly Financial Summary
XBRL

Revenue

$827M

Net Income

$163M

Net Margin

19.8%

ROE

2.1%

Total Assets

$63.0B

Source: XBRL data from VALLEY NATIONAL BANCORP Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.

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