V Visa Inc

company

SEC Filings & Insider Trading Activity 2026

Management Discussion & Analysis

• • Revenue $40.0B, up 11% YoY from $35.9B driven by transaction, cross-border and payment volume growth
• • GAAP operating expenses $16.0B, increased 30% YoY from $12.3B due to higher litigation provision and personnel costs
• • Operating margin approx. 50.1% vs 45.0% in prior year (calculated from net income and revenue)
• • Best segment: processed transactions growth supporting revenue rise; worst: rising litigation and personnel expense segments impacting margins
• • Non-GAAP net income $22.5B, up 11% YoY from $20.4B; diluted EPS $11.47, up 14% from $10.05
• • August 2025: $1.4B preferred stock released, issued 40,080 shares series A preferred stock related to Visa Europe anniversary
• • Exchange rate movements had no material impact on revenue or expenses
• • No explicit capital allocation (buybacks, dividends, capex) details specified in this section
• • Management focus on enhancing VisaNet and proprietary technology innovation for global transaction processing

Risk Factors

• • No specific, timely regulatory, geopolitical, operational, competitive, or financial risks disclosed in provided text

Business Overview

• • Core business: global payments network enabling digital payment solutions between consumers, merchants, financial institutions
• • Emphasis on AI integration: development of AI and GenAI-powered payment services and internal tools for operational efficiency
• • Acknowledgment of rising competition from closed-loop systems like American Express, Alipay, WeChat Pay with government support in some regions
• • Risk focus on potential IP barriers limiting Visa’s AI product development and possible adverse impact on financial results through pricing pressures
• • Competitive threat from non-traditional players and variations in business models offering lower-cost access to payment networks

What are the latest V SEC filings in 2026?

Visa Inc (V) has filed a 10-K annual report on November 6, 2025, a 10-Q quarterly report on April 29, 2026, an 8-K current report on July 28, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did V file its most recent 10-K annual report?

Visa Inc (V) filed its most recent 10-K annual report on November 6, 2025. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view V 10-Q quarterly reports?

Visa Inc (V)'s most recent 10-Q quarterly report was filed on April 29, 2026. SignalX displays every V 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has V filed recently?

Visa Inc (V)'s most recent 8-K was filed on July 28, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find V insider trading activity (Form 4)?

SignalX aggregates every V Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does V file with the SEC?

Visa Inc (V) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new V filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for Visa Inc (V).

What is V's SEC CIK number?

Visa Inc (V)'s SEC CIK (Central Index Key) number is 1403161. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1403161 to look up all V filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find V return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from Visa Inc (V) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.