V at a glance
Visa Inc (V, SEC CIK 1403161) filed its latest 10-K annual report on November 6, 2025, a 10-Q quarterly report on July 29, 2026, an 8-K current report on September 23, 2026 and Form 4 insider filings as recently as October 2, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended September 30, 2025 (FY2025), Visa Inc (V) reported revenue of $40.0 billion (up 11.3% from FY2024) and net income of $20.1 billion.
- As of June 30, 2026, 75 institutional investment managers tracked by SignalX reported holding Visa Inc (V) shares worth $227.1 billion in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by MCINERNEY RYAN on October 1, 2026 of 5,875 shares at $358.81 per share.
- In the last 90 days, V insiders reported 0 open-market purchases ($0) and 8 open-market sales ($35.5M) on Form 4, a net sale of $35.5M.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $40.0B
- +11.3% vs prior year
- Insiders · 90 days
- 0 buys · 8 sells
- Net −$35.5M
- 13F holders
- 75 funds
- $227.1B · +1 vs prior quarter
- Latest 8-K
- Sep 23, 2026
- Item 8.01
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Sep 30, 2025
Management Discussion & Analysis
- Revenue $40.0B, up 11% YoY from $35.9B driven by transaction, cross-border and payment volume growth
- GAAP operating expenses $16.0B, increased 30% YoY from $12.3B due to higher litigation provision and personnel costs
- Operating margin approx. 50.1% vs 45.0% in prior year (calculated from net income and revenue)
- Best segment: processed transactions growth supporting revenue rise; worst: rising litigation and personnel expense segments impacting margins
- Non-GAAP net income $22.5B, up 11% YoY from $20.4B; diluted EPS $11.47, up 14% from $10.05
- August 2025: $1.4B preferred stock released, issued 40,080 shares series A preferred stock related to Visa Europe anniversary
- Exchange rate movements had no material impact on revenue or expenses
- No explicit capital allocation (buybacks, dividends, capex) details specified in this section
- Management focus on enhancing VisaNet and proprietary technology innovation for global transaction processing
Risk Factors
- No specific, timely regulatory, geopolitical, operational, competitive, or financial risks disclosed in provided text
Business Overview
- Core business: global payments network enabling digital payment solutions between consumers, merchants, financial institutions
- Emphasis on AI integration: development of AI and GenAI-powered payment services and internal tools for operational efficiency
- Acknowledgment of rising competition from closed-loop systems like American Express, Alipay, WeChat Pay with government support in some regions
- Risk focus on potential IP barriers limiting Visa’s AI product development and possible adverse impact on financial results through pricing pressures
- Competitive threat from non-traditional players and variations in business models offering lower-cost access to payment networks
AI summary of the V 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Quarterly revenue and year-over-year change not disclosed
- Near-term outlook and guidance not disclosed
Risk Factors
- No material changes to risk factors since September 30, 2025 10-K
- Carried-forward risks remain Visa’s principal disclosed exposures
- No new regulatory, legal, compliance, operational, competitive, market, liquidity, debt, currency, or concentration risks disclosed in this section
AI summary of the V 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 8.01: Other Events
- $405 million deposited into U.S. litigation escrow under Visa’s retrospective responsibility plan
- Class B conversion rates reduced: B-1 to 1.5400, B-2 to 1.4924, B-3 to 1.4773
Item 2.02: Results of Operations and Financial Condition
- Fiscal Q3 2026 results covered quarter ended June 30, 2026
- Earnings release issued July 28, 2026, with detailed financial results in Exhibit 99.1
Item 8.01: Other Events
- Quarterly dividend declared at $0.670 per Class A share
- Payment scheduled for September 1, 2026
Item 5.03: Amendments to Articles of Incorporation or Bylaws
- Delaware courts designated exclusive forum for certain claims against Visa
- Federal district courts designated exclusive forum for Securities Act claims
AI summaries of V 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for V
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| MCINERNEY RYAN | M | Oct 1, 2026 | 5,875 | - |
| MCINERNEY RYAN | Sell | Oct 1, 2026 | 5,875 | $358.81 |
| MCINERNEY RYAN | M | Oct 1, 2026 | 5,875 | $134.76 |
| ROTTENBERG JULIE B | M | Sep 9, 2026 | 1,867 | - |
| ROTTENBERG JULIE B | Sell | Sep 9, 2026 | 1,867 | $368.34 |
| ROTTENBERG JULIE B | M | Sep 9, 2026 | 1,867 | $134.76 |
| MCINERNEY RYAN | M | Sep 1, 2026 | 5,875 | $134.76 |
| MCINERNEY RYAN | Sell | Sep 1, 2026 | 5,875 | $379.65 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|
| Profitability | ||||
| Revenue | $32.7B | $35.9B | $40.0B | |
| Operating Income | $21.0B | $23.6B | $24.0B | |
| Net Income | $17.3B | $19.7B | $20.1B | |
| Op. Margin | 64.3% | 65.7% | 60.0% | |
| Net Margin | 52.9% | 55.0% | 50.1% | |
| Balance Sheet | ||||
| Total Assets | $90.5B | $94.5B | $99.6B | |
| Equity | $38.7B | $39.1B | $37.9B | |
| ROE | 44.6% | 50.4% | 52.9% | |
| Cash Flow | ||||
| Operating CF | $20.8B | $19.9B | $23.1B | |
Source: XBRL data in Visa Inc (V)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate V share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 75 | $227.11B |
| Q1 2026 | 74 | $199.39B |
| Q4 2025 | 73 | $245.05B |
| Q3 2025 | 74 | $247.36B |
| Q2 2025 | 72 | $256.31B |
| Q1 2025 | 71 | $189.09B |
| Q4 2024 | 68 | $133.10B |
| Q3 2024 | 58 | $53.04B |
- Wells Fargo & Co+5.60M (+68%)
- BlackRock+1.48M (+1%)
- Ameriprise Financial+1.34M (+12%)
- Franklin Resources+1.23M (+13%)
- Citigroup+579.5K (+18%)
- T. Rowe Price Group−5.60M (-14%)
- FMR LLC (Fidelity)−1.98M (-4%)
- Vanguard Capital Management LLC−854.7K (-1%)
- Vanguard Portfolio Management LLC−760.2K (-2%)
- BNY Mellon−626.6K (-5%)
- Tiger Global Management+798.7K
Source: 13F-HR filings on SEC EDGAR (aggregated from 565 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
V filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Oct 2, 2026 | - | - | - |
| 8-K | Sep 23, 2026 | - | Analysis | - |
| 4 | Sep 10, 2026 | - | - | - |
| 4 | Sep 2, 2026 | - | - | - |
| 4 | Sep 1, 2026 | - | - | - |
| 4 | Aug 24, 2026 | - | - | - |
| 4 | Aug 24, 2026 | - | - | - |
| 4 | Aug 18, 2026 | - | - | - |
| 4 | Aug 18, 2026 | - | - | - |
| 4 | Jul 31, 2026 | - | - | - |
| 10-Q | Jul 29, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Jul 28, 2026 | - | Analysis | - |
| 8-K | Jul 15, 2026 | - | Analysis | - |
| 4 | Jul 6, 2026 | - | - | - |
| 4 | Jul 2, 2026 | - | - | - |
| 4 | Jun 30, 2026 | - | - | - |
| 8-K | Jun 26, 2026 | - | Analysis | - |
| 4 | May 13, 2026 | - | - | |
| 8-K | May 12, 2026 | - | Analysis | |
| 8-K | May 11, 2026 | - | Analysis | |
| 4 | Apr 30, 2026 | - | - | - |
| SC 13G | Apr 30, 2026 | - | - | |
| 10-Q | Apr 29, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | Apr 28, 2026 | - | Analysis | - |
| 4 | Mar 12, 2026 | - | - | - |
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V SEC filings: frequently asked questions
Are V insiders buying or selling?
In the last 90 days, Visa Inc (V) officers, directors and 10% owners reported no open-market purchases and 8 open-market sales worth $35.5 million by 4 insiders on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold V stock?
As of June 30, 2026, the largest Visa Inc (V) holders among the 13F filers tracked by SignalX were BlackRock ($47.2 billion), Vanguard Capital Management LLC ($36.4 billion), State Street Corp ($28.4 billion), Morgan Stanley ($15.8 billion), FMR LLC (Fidelity) ($14.7 billion). 13F-HR reports are filed up to 45 days after each quarter ends.
What was V's revenue in fiscal year 2025?
For the fiscal year ended September 30, 2025 (FY2025), Visa Inc (V) reported revenue of $40.0 billion (up 11.3% from FY2024) and net income of $20.1 billion. The figures come from the XBRL data in the 10-K.
What are the main risks in V's latest 10-K?
In the 10-K filed November 6, 2025, Visa Inc (V) flagged: No specific, timely regulatory, geopolitical, operational, competitive, or financial risks disclosed in provided text. (AI summary of the Risk Factors section.)
What did V report in its latest 8-K?
Visa Inc (V) filed an 8-K on September 23, 2026 reporting Item 8.01 (Other Events). $405 million deposited into U.S. litigation escrow under Visa’s retrospective responsibility plan.
What are the latest V SEC filings?
Visa Inc (V) filed its latest 10-K annual report on November 6, 2025, a 10-Q quarterly report on July 29, 2026, an 8-K current report on September 23, 2026 and a Form 4 insider filing on October 2, 2026.
What is V's SEC CIK number?
Visa Inc (V)'s SEC Central Index Key (CIK) is 1403161. EDGAR lists every V filing under that number.
Ask anything about V
The research agent reads V's filings, financials, insider trades and 13F holders, then answers with sources.