Visa Inc (V) Q4 2025 10-Q Quarterly Report

Filed: Jan 30, 2026Period ending Dec 31, 2025

Information Technology

Services-Business Services, NECSEC EDGAR

Visa Inc (V) 10-Q quarterly report for Q4 2025, filed with SEC EDGAR on Jan 30, 2026 for the fiscal period ending Dec 31, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

Visa Inc Q4 2025 10-Q Analysis

Management Discussion & Analysis

• Revenue $10.9B, up 15% YoY from $9.51B, driven by nominal cross-border volume, processed transactions, and nominal payments volume
• Operating expenses $4.16B, up 27% YoY from $3.28B; GAAP operating margin approx. 61.9% vs 66.1% YoY (calculated) due to higher litigation provision

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Risk Factors

• No new or materially updated risk factors disclosed this quarter vs 10-K
• Regulatory risk centered on ongoing compliance with financial services laws remains a key focus

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Visa Inc Q4 2025 Quarterly Financials
XBRL

Revenue

$10.9B

▲ +14.6% YoY

Net Income

$5.9B

▲ +14.3% YoY

Operating Margin

61.8%

▼ -375bp YoY

Net Margin

53.7%

▼ -14bp YoY

ROE

15.1%

▲ +173bp YoY

Total Assets

$96.8B

▲ +5.4% YoY

Operating Cash Flow

$6.8B

▲ +25.6% YoY

Source: XBRL data from Visa Inc Q4 2025 10-Q filing on SEC EDGAR. All figures in USD.

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