Visa Inc (V) FY2025 10-K Annual Report
Visa Inc (V) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Nov 6, 2025. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.
Visa Inc FY2025 10-K Analysis
Business Overview
- • Core business: global payments network enabling digital payment solutions between consumers, merchants, financial institutions
- • Emphasis on AI integration: development of AI and GenAI-powered payment services and internal tools for operational efficiency
Management Discussion & Analysis
- • Revenue $40.0B, up 11% YoY from $35.9B driven by transaction, cross-border and payment volume growth
- • GAAP operating expenses $16.0B, increased 30% YoY from $12.3B due to higher litigation provision and personnel costs
Risk Factors
- • No specific, timely regulatory, geopolitical, operational, competitive, or financial risks disclosed in provided text
Visa Inc FY2025 Key Financial MetricsXBRL
Revenue
$40.0B
▲ +11.3% YoY
Net Income
$20.1B
▲ +1.6% YoY
Operating Margin
60.0%
▼ -569bp YoY
Net Margin
50.1%
▼ -481bp YoY
ROE
52.9%
▲ +247bp YoY
Total Assets
$99.6B
▲ +5.4% YoY
Operating Cash Flow
$23.1B
▲ +15.6% YoY
Source: XBRL data from Visa Inc FY2025 10-K filing on SEC EDGAR. All figures in USD.
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