UVE UNIVERSAL INSURANCE HOLDINGS, INC.companySEC Filings & Insider Trading Activity 2026
Latest UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) SEC EDGAR filings in 2026 — including the most recent 10-K annual report filed on February 27, 2026, a 10-Q quarterly report filed on October 30, 2025, an 8-K current report filed on April 23, 2026. SignalX aggregates every new 10-K annual report, 10-Q quarterly report, 8-K current report, and Form 4 insider transaction for UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) (SEC CIK 891166), with AI-powered section-by-section summaries updated daily.
Latest 2026 SEC Filing Dates
AI 10-K Annual Report AnalysisLatest 10-K (2025-12-31)
Business Overview
- • Core business: Insurance and investment management focusing on fixed income and equity financial instruments
- • Emphasis on increased fixed income portfolio size to $1.47B amortized cost as of Dec 31, 2025, up from $1.35B in 2024
Risk Factors
- • Florida insurance market risk: Uncertainty on long-term benefit of Dec 2022 Florida reforms impacting pricing and policy availability
- • Macroeconomic exposure: Labor/materials cost inflation driving increased claims expenses and offsetting reform benefits
Management Discussion & Analysis
- • Net premiums earned $1.37B, up 9.7% YoY from $1.25B in 2023 driven by a 7.7% increase in direct premiums written
- • Combined ratio 104.1% vs 103.6% in 2023; policy acquisition and operating expense ratio 24.9% vs 24.3%
AI 10-Q Quarterly Report AnalysisLatest 10-Q (2025-09-30)
Management Discussion & Analysis
- • Revenue $401.0M in Q3 2025, up 3.4% from $387.6M in Q3 2024
- • GAAP operating margin 13.6% vs -4.3% YoY; adjusted operating margin 13.4% vs -5.9% YoY
AI 8-K Current Report AnalysisRecent 8-K Filings
Item 2.02: Results of Operations and Financial Condition
- • Q4 and full-year 2025 earnings announced February 24, 2026
- • Full results in Exhibit 99.1 press release — not "filed" for liability purposes under Exchange Act
Annual Reports Archive10-K
AI-powered analysis of UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) 10-K annual reports filed with SEC EDGAR.
Quarterly Reports Archive10-Q
AI-powered analysis of UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) 10-Q quarterly reports filed with SEC EDGAR.
Recent 8-K FilingsCurrent Reports
AI-powered analysis of UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) 8-K current reports disclosing material events.
Financial SummaryXBRL
| FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|---|
| Profitability | |||||
| Revenue | $1.1B | $1.2B | $1.4B | $1.5B | $1.6B |
| Net Income | $20.4M | -$22.3M | $66.8M | $58.9M | $183.0M |
| Net Margin | 1.8% | -1.8% | 4.8% | 3.9% | 11.4% |
| Balance Sheet | |||||
| Total Assets | $2.1B | $2.9B | $2.3B | $2.8B | $2.8B |
| Equity | $429.7M | $287.9M | $341.3M | $373.3M | $551.0M |
| ROE | 4.7% | -7.7% | 19.6% | 15.8% | 33.2% |
Source: XBRL financial data from UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) 10-K filings on SEC EDGAR. All figures in USD. Key metrics include revenue, net income, gross profit, gross profit margin, operating income, EPS (diluted), total assets, stockholders' equity, return on equity (ROE), operating cash flow, and capital expenditure.
Latest 2026 SEC Filings — 10-K, 10-Q, 8-K & Form 4
| Form | Filing Date | Period | Analysis | SEC |
|---|---|---|---|---|
8-K | Apr 23, 2026 | — | — | — |
8-K | Apr 10, 2026 | — | — | — |
10-K | Feb 27, 2026 | Dec 31, 2025 | Analysis | |
8-K | Feb 24, 2026 | — | Analysis | — |
8-K | Feb 4, 2026 | — | — | |
8-K | Jan 7, 2026 | — | — | |
10-Q | Oct 30, 2025 | Sep 30, 2025 | Analysis | |
10-Q | Jul 30, 2025 | Jun 30, 2025 | — | |
10-Q | Apr 30, 2025 | Mar 31, 2025 | — | |
10-K | Feb 28, 2025 | Dec 31, 2024 | — | |
10-Q | Oct 30, 2024 | Sep 30, 2024 | — | |
10-Q | Jul 30, 2024 | Jun 30, 2024 | — | |
10-Q | Apr 30, 2024 | Mar 31, 2024 | — | |
10-K | Feb 28, 2024 | Dec 31, 2023 | — | |
10-Q | Oct 30, 2023 | Sep 30, 2023 | — | |
10-Q | Jul 31, 2023 | Jun 30, 2023 | — | |
10-Q | May 2, 2023 | Mar 31, 2023 | — | |
10-K | Feb 28, 2023 | Dec 31, 2022 | — | |
10-Q | Nov 2, 2022 | Sep 30, 2022 | — | |
10-Q | Jul 29, 2022 | Jun 30, 2022 | — | |
10-Q | May 2, 2022 | Mar 31, 2022 | — | |
10-K | Feb 28, 2022 | Dec 31, 2021 | — | |
10-Q | Oct 27, 2021 | Sep 30, 2021 | — | |
10-Q | Jul 30, 2021 | Jun 30, 2021 | — | |
10-Q | Apr 30, 2021 | Mar 31, 2021 | — |
Frequently Asked Questions
What are the latest UVE SEC filings in 2026?
UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) has filed a 10-K annual report on February 27, 2026, a 10-Q quarterly report on October 30, 2025, an 8-K current report on April 23, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.
When did UVE file its most recent 10-K annual report?
UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) filed its most recent 10-K annual report on February 27, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.
How do I view UVE 10-Q quarterly reports?
UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)'s most recent 10-Q quarterly report was filed on October 30, 2025. SignalX displays every UVE 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.
What 8-K current reports has UVE filed recently?
UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)'s most recent 8-K was filed on April 23, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.
Where can I find UVE insider trading activity (Form 4)?
SignalX aggregates every UVE Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.
How often does UVE file with the SEC?
UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new UVE filing with AI-powered analysis.
What is the difference between 10-K, 10-Q, and 8-K SEC filings?
A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs — such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for UNIVERSAL INSURANCE HOLDINGS, INC. (UVE).
What is UVE's SEC CIK number?
UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)'s SEC CIK (Central Index Key) number is 891166. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 891166 to look up all UVE filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.
Where can I find UVE return on equity (ROE) and financial data?
SignalX extracts XBRL financial data from UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.
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