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UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) filed an 8-K current report with the SEC on July 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). UVE announced fiscal quarter results for the period ended June 30, 2026.
UNIVERSAL INSURANCE HOLDINGS, INC. 8-K event analysis
AI summary of each reported item and its exhibits
Item 2.02 · Results of Operations and Financial Condition
- UVE announced fiscal quarter results for the period ended June 30, 2026
- Financial details are contained in Exhibit 99.1, the attached earnings press release
- Results furnished under Regulation FD, limiting Section 18 liability and automatic incorporation into other filings
Item EX-99.1 · Exhibit EX-99.1
- Q2 GAAP EPS $2.04 and adjusted EPS $1.84, up 68.6% and 49.6% year-over-year
- Combined ratio improved to 91.6% from 97.8%, driven by a 7.5-point net loss-ratio improvement
- Direct premiums written reached $621.3M, up 4.1%, with other-state growth of 14.4% offsetting Florida growth of 0.8%
- Book value per share rose 39.7% to $22.89, while adjusted book value reached $24.17
- Share repurchases totaled $4.5M; $8.6M remained under authorization, alongside a $0.16 quarterly dividend
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