STBA at a glance
S&T BANCORP INC (STBA, SEC CIK 719220) filed its latest 10-K annual report on February 27, 2026, a 10-Q quarterly report on August 6, 2026, an 8-K current report on August 5, 2026 and Form 4 insider filings as recently as August 13, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), S&T BANCORP INC (STBA) reported revenue of $516.5 million (up 0.1% from FY2024) and net income of $134.2 million. Diluted EPS was $3.49.
- As of June 30, 2026, 30 institutional investment managers tracked by SignalX reported holding S&T BANCORP INC (STBA) shares worth $864.7 million in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by HIEB WILLIAM J on August 12, 2026 of 500 shares at $51.30 per share.
- In the last 90 days, STBA insiders reported 0 open-market purchases ($0) and 27 open-market sales ($887K) on Form 4, a net sale of $887K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $516.5M
- +0.1% vs prior year
- Insiders · 90 days
- 0 buys · 27 sells
- Net −$887K
- 13F holders
- 30 funds
- $864.7M · +0 vs prior quarter
- Latest 8-K
- Aug 5, 2026
- Item 8.01
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business model: Regional community bank offering commercial and consumer lending, deposit services, and treasury management
- New regulatory focus: Impact of the 2025 GENIUS Act enabling banks to issue stablecoins and provide related crypto services under a new regulatory framework
- Strategic regulatory risk emphasis: Heightened attention on compliance with evolving federal rules like Small Business Lending Rule, Open Banking Rule, and updated AML/CFT requirements
- Notable quantitative metric: FDIC-mandated capital restoration and compliance plans triggered by prompt corrective action powers under certain undercapitalization scenarios
- Most noteworthy fact: 2025-2026 regulatory changes and legal challenges, including rescinding the 2023 CRA final rule and litigation affecting Open Banking and interchange fee regulations
Risk Factors
- Interest rate risk exposure with asset sensitive balance sheet; pretax net interest income down up to (8.7%) over 12 months on a -400 basis points shock as of 12/31/2025
- Funding mix changes and upcoming receive-fixed swap maturities reducing upside pretax net interest income growth in 1-12 month rate up scenarios vs 12/31/2024
- Deposit retention modeled stronger in 2025, improving economic value of equity in rate up scenarios but declining in rate down environments
- Market risk stress test annually includes shifts in yield curve shape and balance mix, exposing sensitivity to prepayment and deposit product behavior changes
Management Discussion & Analysis
- No segment performance data mentioned
- Discussion on inflation impact on interest rates, asset growth, deposits, and credit quality
- Management focus on inflation monitoring, product pricing, credit risk reviews, and emerging risks
AI summary of the STBA 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Highly liquid assets $916.2M, 9.2% of total assets at June 30, 2026
- S&T Tier 1 leverage ratio 11.58% vs 12.18% at December 31, 2025
- S&T total capital ratio 15.51% vs 16.19% at December 31, 2025
- Capital ratios exceeded well-capitalized regulatory guidelines
- No securities issued under shelf registration; proceeds could fund acquisitions or stock repurchases
Risk Factors
- No risk-factors section provided; submitted text covers Items 2–6
- Share-repurchase execution risk: $97.2 million of the $100 million authorization used by June 30, 2026
- Capital-allocation risk: new $100 million repurchase program replaced prior authorization effective July 27, 2026
- Market risk: repurchase timing and pricing depend on general market conditions and trading price
- Regulatory risk: repurchases subject to applicable securities laws and other legal requirements
AI summary of the STBA 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 8.01: Other Events
- Quarterly cash dividend increased to $0.37 per share from $0.34, an 8.82% year-over-year increase
- Annualized dividend yield of 2.81% based on August 4 closing price of $52.68
Item 7.01: Regulation FD Disclosure
- Investor presentation supports management discussions with investors, analysts and other interested parties
- Exhibit 99.1 contains S&T Bancorp’s financial data and presentation materials
Item 2.02: Results of Operations and Financial Condition
- Exhibit 99.1 furnished with the filing, but not deemed filed under Section 18 of the Exchange Act
- Earnings details reside in the referenced exhibit, which carries limited liability and incorporation protections
Item 7.01: Regulation FD Disclosure
- Exhibit 99.2 furnished under Regulation FD, not deemed filed under Exchange Act Section 18
- Disclosure generally excluded from Securities Act and Exchange Act incorporation by reference
Item 8.01: Other Events
- New $100 million share repurchase authorization, effective July 27, 2026
- Program expires August 31, 2027, replacing and terminating remaining capacity under the prior program
Item EX-99.1: Item EX-99.1
- Q2 net income $36.6M and diluted EPS $1.02, up 22.9% year over year, signaling stronger earnings momentum
- NIM expanded 7 basis points to 3.99%, supported by lower funding costs and a better deposit mix
AI summaries of STBA 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for STBA
Don't miss the next STBA filing
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- Fund moves. Which tracked funds opened, added or cut STBA, by share count.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| HIEB WILLIAM J | Sell | Aug 12, 2026 | 500 | $51.30 |
| HIEB WILLIAM J | Sell | Aug 12, 2026 | 100 | $51.31 |
| HIEB WILLIAM J | Sell | Aug 12, 2026 | 3 | $51.28 |
| HIEB WILLIAM J | Sell | Aug 12, 2026 | 100 | $51.30 |
| HIEB WILLIAM J | Sell | Aug 12, 2026 | 1,385 | $51.25 |
| HIEB WILLIAM J | Sell | Aug 12, 2026 | 1,290 | $51.40 |
| HIEB WILLIAM J | Sell | Aug 12, 2026 | 57 | $51.27 |
| HIEB WILLIAM J | Sell | Aug 12, 2026 | 925 | $51.26 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $477.9M | $515.9M | $516.5M |
| Net Income | $144.8M | $131.3M | $134.2M |
| Net Margin | 30.3% | 25.4% | 26.0% |
| Balance Sheet | |||
| Total Assets | $9.6B | $9.7B | $9.9B |
| Equity | $1.3B | $1.4B | $1.5B |
| ROE | 11.3% | 9.5% | 9.2% |
| Per Share | |||
| EPS | - | $3.41 | $3.49 |
| Cash Flow | |||
| Operating CF | $171.7M | $173.4M | $133.6M |
| CapEx | $6.2M | $3.0M | $4.8M |
Source: XBRL data in S&T BANCORP INC (STBA)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate STBA share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 30 | $864.7M |
| Q1 2026 | 30 | $740.0M |
| Q4 2025 | 28 | $696.1M |
| Q3 2025 | 27 | $677.8M |
| Q2 2025 | 29 | $680.0M |
| Q1 2025 | 25 | $449.7M |
| Q4 2024 | 20 | $427.8M |
| Q3 2024 | 17 | $263.6M |
- Two Sigma Investments+106.9K (+27%)
- State Street Corp+96.5K (+5%)
- Goldman Sachs Group+43.6K (+11%)
- Citadel Advisors LLC+43.6K (+47%)
- Citigroup+34.8K (+126%)
- BlackRock−209.5K (-4%)
- Millennium Management−60.8K (-76%)
- Vanguard Capital Management LLC−47.4K (-3%)
- Vanguard Portfolio Management LLC−40.8K (-2%)
- Bank of America Corp−38.6K (-6%)
Source: 13F-HR filings on SEC EDGAR (aggregated from 206 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
STBA filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Aug 13, 2026 | - | - | - |
| SC 13G | Aug 7, 2026 | - | - | |
| 10-Q | Aug 6, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Aug 5, 2026 | - | Analysis | - |
| 4 | Jul 31, 2026 | - | - | - |
| 8-K | Jul 27, 2026 | - | Analysis | - |
| 8-K | Jul 23, 2026 | - | Analysis | - |
| 4 | Jun 3, 2026 | - | - | |
| 4 | Jun 3, 2026 | - | - | |
| 4 | Jun 3, 2026 | - | - | |
| 4 | Jun 3, 2026 | - | - | |
| 8-K | May 15, 2026 | - | Analysis | |
| 8-K | May 15, 2026 | - | Analysis | |
| 8-K | May 15, 2026 | - | Analysis | |
| 4 | May 14, 2026 | - | - | |
| 4 | May 14, 2026 | - | - | |
| 4 | May 14, 2026 | - | - | |
| 4 | May 14, 2026 | - | - | |
| 10-Q | May 8, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | May 4, 2026 | - | Analysis | - |
| SC 13G | Apr 30, 2026 | - | - | |
| 8-K | Apr 29, 2026 | - | Analysis | - |
| SC 13G | Apr 29, 2026 | - | - | |
| 8-K | Apr 23, 2026 | - | Analysis | - |
| 4 | Apr 14, 2026 | - | - | - |
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STBA SEC filings: frequently asked questions
Are STBA insiders buying or selling?
In the last 90 days, S&T BANCORP INC (STBA) officers, directors and 10% owners reported no open-market purchases and 27 open-market sales worth $887,075 by 1 insider on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold STBA stock?
As of June 30, 2026, the largest S&T BANCORP INC (STBA) holders among the 13F filers tracked by SignalX were BlackRock ($253.0 million), Vanguard Portfolio Management LLC ($117.6 million), Dimensional Fund Advisors ($114.1 million), State Street Corp ($91.9 million), Vanguard Capital Management LLC ($79.5 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was STBA's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), S&T BANCORP INC (STBA) reported revenue of $516.5 million (up 0.1% from FY2024) and net income of $134.2 million. Diluted EPS was $3.49. The figures come from the XBRL data in the 10-K.
What are the main risks in STBA's latest 10-K?
In the 10-K filed February 27, 2026, S&T BANCORP INC (STBA) flagged: Interest rate risk exposure with asset sensitive balance sheet; pretax net interest income down up to (8.7%) over 12 months on a -400 basis points shock as of 12/31/2025. Funding mix changes and upcoming receive-fixed swap maturities reducing upside pretax net interest income growth in 1-12 month rate up scenarios vs 12/31/2024. (AI summary of the Risk Factors section.)
What did STBA report in its latest 8-K?
S&T BANCORP INC (STBA) filed an 8-K on August 5, 2026 reporting Item 8.01 (Other Events). Quarterly cash dividend increased to $0.37 per share from $0.34, an 8.82% year-over-year increase.
What are the latest STBA SEC filings?
S&T BANCORP INC (STBA) filed its latest 10-K annual report on February 27, 2026, a 10-Q quarterly report on August 6, 2026, an 8-K current report on August 5, 2026 and a Form 4 insider filing on August 13, 2026.
What is STBA's SEC CIK number?
S&T BANCORP INC (STBA)'s SEC Central Index Key (CIK) is 719220. EDGAR lists every STBA filing under that number.
Ask anything about STBA
The research agent reads STBA's filings, financials, insider trades and 13F holders, then answers with sources.