10-Q quarterly report · filed Nov 6, 2025

S&T BANCORP INC (STBA) Q3 2025 10-Q Quarterly Report

Short answer

S&T BANCORP INC (STBA) filed its Q3 2025 10-Q quarterly report on Nov 6, 2025 for the quarter ended Sep 30, 2025. Quarterly revenue was $132M (up 0.1% year over year) with net income of $35M.

Q3 2025 key financials · XBRL

Revenue
$132M
+0.1% YoY · +2.1% QoQ
Net income
$35M
+7.3% YoY · +9.6% QoQ
EPS (diluted)
$0.91
+7.1% YoY · +11.0% QoQ

Source: XBRL data from the S&T BANCORP INC (STBA) Q3 2025 10-Q on SEC EDGAR. USD.

S&T BANCORP INC Q3 2025 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Available borrowing capacity $3.893 billion at September 30, 2025, exceeding uninsured deposits of $2.7 billion
  • Highly liquid assets $872.8 million, representing 8.9% of total assets
  • S&T Bancorp Tier 1 leverage ratio 12.33% vs 11.98% at December 31, 2024
  • Total capital ratio 16.63% vs 16.49% at December 31, 2024
  • No material changes in contractual obligations; no securities issued under shelf registration

Risk Factors

  • Risk-factors section not provided; no new or changed risks identifiable
  • Share-repurchase authorization extended May 13, 2025, totaling $50 million through July 31, 2026
  • Repurchases subject to applicable laws, market conditions, contractual requirements, and financial performance
  • Planned repurchases funded from cash on hand and internally generated funds, creating liquidity-use risk
  • No director or Section 16 officer adopted, terminated, or modified trading arrangements during the quarter

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

Other S&T BANCORP INC quarterly reports

Ask about this quarter

Compare quarters, check guidance or see what insiders and funds did around the report.