SBCF SEACOAST BANKING CORP OF FLORIDA
company
SEC Filings & Insider Trading Activity 2026

CIK: 730708
Financials
State Commercial Banks 42 filings
Russell 2000

Latest SEACOAST BANKING CORP OF FLORIDA (SBCF) SEC EDGAR filings in 2026 — including the most recent 10-K annual report filed on February 27, 2026, a 10-Q quarterly report filed on November 5, 2025, an 8-K current report filed on April 28, 2026. SignalX aggregates every new 10-K annual report, 10-Q quarterly report, 8-K current report, and Form 4 insider transaction for SEACOAST BANKING CORP OF FLORIDA (SBCF) (SEC CIK 730708), with AI-powered section-by-section summaries updated daily.

10-Q: 27
10-K: 10
8-K: 5

Latest 2026 SEC Filing Dates

10-K Annual Report
Feb 27, 2026
10-Q Quarterly Report
Nov 5, 2025
8-K Current Report
Apr 28, 2026

AI 10-K Annual Report Analysis
Latest 10-K (2025-12-31)

Business Overview

  • Core business model: Regional bank providing commercial and consumer banking services with emphasis on lending and deposit products
  • New segment emphasis: Initiated dividends on convertible preferred stock starting Q4 2025 alongside ongoing common stock dividends since 2021
+3 more insights

Risk Factors

  • Regulatory risk from Concentrations in CRE loans at 216% of consolidated risk-based capital, below 300% regulatory limit but elevated exposure in Florida market
  • Macroeconomic risk from $723.9 million construction & land development loans reliant on property sale/refinancing cash flows
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Management Discussion & Analysis

  • Revenue $653 million total net interest ($553.5M + $99.2M noninterest), net interest income up 28% YoY ($121.5M increase)
  • Operating margin: net interest margin 3.58% vs 3.24% in 2024, effective tax rate stable at 22.3% vs 22.4%
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Annual Reports Archive
10-K

AI-powered analysis of SEACOAST BANKING CORP OF FLORIDA (SBCF) 10-K annual reports filed with SEC EDGAR.

Financial Summary
XBRL

FY2021FY2022FY2023FY2024FY2025
Profitability
Revenue$284.2M$380.5M$689.0M$725.6M$836.4M
Net Income$124.4M$106.5M$104.0M$121.0M$144.9M
Net Margin43.8%28.0%15.1%16.7%17.3%
Balance Sheet
Total Assets$9.7B$12.1B$14.6B$15.2B$20.8B
Equity$1.3B$1.6B$2.1B$2.2B$2.7B
ROE9.5%6.6%4.9%5.5%5.3%

Source: XBRL financial data from SEACOAST BANKING CORP OF FLORIDA (SBCF) 10-K filings on SEC EDGAR. All figures in USD. Key metrics include revenue, net income, gross profit, gross profit margin, operating income, EPS (diluted), total assets, stockholders' equity, return on equity (ROE), operating cash flow, and capital expenditure.

Latest 2026 SEC Filings — 10-K, 10-Q, 8-K & Form 4

FormFiling DatePeriodAnalysisSEC
8-K
Apr 28, 2026
8-K
Mar 26, 2026
10-K
Feb 27, 2026Dec 31, 2025Analysis
8-K
Feb 11, 2026
8-K
Jan 29, 2026
8-K
Dec 19, 2025
10-Q
Nov 5, 2025Sep 30, 2025
10-Q
Aug 8, 2025Jun 30, 2025
10-Q
May 7, 2025Mar 31, 2025
10-K
Feb 25, 2025Dec 31, 2024
10-Q
Nov 6, 2024Sep 30, 2024
10-Q
Aug 7, 2024Jun 30, 2024
10-Q
May 8, 2024Mar 31, 2024
10-K
Feb 27, 2024Dec 31, 2023
10-Q
Nov 8, 2023Sep 30, 2023
10-Q
Aug 9, 2023Jun 30, 2023
10-Q
May 10, 2023Mar 31, 2023
10-K
Mar 1, 2023Dec 31, 2022
10-Q
Nov 4, 2022Sep 30, 2022
10-Q
Aug 4, 2022Jun 30, 2022
10-Q
May 6, 2022Mar 31, 2022
10-K
Feb 28, 2022Dec 31, 2021
10-Q
Nov 3, 2021Sep 30, 2021
10-Q
Aug 5, 2021Jun 30, 2021
10-Q
May 5, 2021Mar 31, 2021

Frequently Asked Questions

What are the latest SBCF SEC filings in 2026?

SEACOAST BANKING CORP OF FLORIDA (SBCF) has filed a 10-K annual report on February 27, 2026, a 10-Q quarterly report on November 5, 2025, an 8-K current report on April 28, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did SBCF file its most recent 10-K annual report?

SEACOAST BANKING CORP OF FLORIDA (SBCF) filed its most recent 10-K annual report on February 27, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view SBCF 10-Q quarterly reports?

SEACOAST BANKING CORP OF FLORIDA (SBCF)'s most recent 10-Q quarterly report was filed on November 5, 2025. SignalX displays every SBCF 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has SBCF filed recently?

SEACOAST BANKING CORP OF FLORIDA (SBCF)'s most recent 8-K was filed on April 28, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find SBCF insider trading activity (Form 4)?

SignalX aggregates every SBCF Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does SBCF file with the SEC?

SEACOAST BANKING CORP OF FLORIDA (SBCF) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new SBCF filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs — such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for SEACOAST BANKING CORP OF FLORIDA (SBCF).

What is SBCF's SEC CIK number?

SEACOAST BANKING CORP OF FLORIDA (SBCF)'s SEC CIK (Central Index Key) number is 730708. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 730708 to look up all SBCF filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find SBCF return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from SEACOAST BANKING CORP OF FLORIDA (SBCF) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.

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