RBKB Rhinebeck Bancorp, Inc.companySEC Filings & Insider Trading Activity 2026
Latest Rhinebeck Bancorp, Inc. (RBKB) SEC EDGAR filings in 2026 — including the most recent 10-K annual report filed on March 13, 2026, a 10-Q quarterly report filed on November 13, 2025, an 8-K current report filed on April 23, 2026. SignalX aggregates every new 10-K annual report, 10-Q quarterly report, 8-K current report, and Form 4 insider transaction for Rhinebeck Bancorp, Inc. (RBKB) (SEC CIK 1751783), with AI-powered section-by-section summaries updated daily.
Latest 2026 SEC Filing Dates
AI 10-K Annual Report AnalysisLatest 10-K (2025-12-31)
Business Overview
- • Core business: community bank focused on loans, deposits, and wealth management services
- • New emphasis: technology investments including AI and machine learning to improve product offerings and operational efficiency
Risk Factors
- • Commercial real estate and business loans $626.3M, 65.4% of portfolio, exposed to regional economic downturns and borrower concentration risk
- • Collateral illiquidity risk due to fewer buyers of commercial real estate, extending holding periods after foreclosure
Management Discussion & Analysis
- • Revenue: Net interest income $46.4M, up $8.7M YoY; Non-interest income $7.0M vs loss $(9.0)M in prior year
- • Profitability: Net income $10.0M vs net loss $(8.6)M; Net interest margin 3.89% vs 3.17%; Efficiency ratio 73.12% vs 82.34%
AI 10-Q Quarterly Report AnalysisLatest 10-Q (2025-09-30)
Management Discussion & Analysis
- • Revenue details not explicitly given; interest and dividend income increased 11.0% YoY for Q3 to $17.8M, 8.3% for 9 months to $51.2M (compared to 2024)
- • Net income Q3 $2.7M vs net loss $8.1M YoY; 9 months net income $7.7M vs net loss $6.0M YoY
Risk Factors
- • No new or changed risk factors since 2024 10-K and March 31, 2025 10-Q
- • Credit risk and loan portfolio quality remain significant carried-forward risks
Annual Reports Archive10-K
AI-powered analysis of Rhinebeck Bancorp, Inc. (RBKB) 10-K annual reports filed with SEC EDGAR.
Quarterly Reports Archive10-Q
AI-powered analysis of Rhinebeck Bancorp, Inc. (RBKB) 10-Q quarterly reports filed with SEC EDGAR.
Financial SummaryXBRL
| FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|---|
| Profitability | |||||
| Revenue | $2.6M | $2.8M | $2.9M | $3.0M | $3.0M |
| Net Income | $11.6M | $7.0M | $4.4M | -$8.6M | $10.0M |
| Net Margin | 447.3% | 247.3% | 152.6% | -287.1% | 336.6% |
| Balance Sheet | |||||
| Total Assets | $1.3B | $1.3B | $1.3B | $1.3B | $1.3B |
| Equity | $126.0M | $108.1M | $113.7M | $121.8M | $136.9M |
| ROE | 9.2% | 6.5% | 3.9% | -7.1% | 7.3% |
Source: XBRL financial data from Rhinebeck Bancorp, Inc. (RBKB) 10-K filings on SEC EDGAR. All figures in USD. Key metrics include revenue, net income, gross profit, gross profit margin, operating income, EPS (diluted), total assets, stockholders' equity, return on equity (ROE), operating cash flow, and capital expenditure.
Latest 2026 SEC Filings — 10-K, 10-Q, 8-K & Form 4
| Form | Filing Date | Period | Analysis | SEC |
|---|---|---|---|---|
8-K | Apr 23, 2026 | — | — | — |
10-K | Mar 13, 2026 | Dec 31, 2025 | Analysis | |
8-K | Feb 10, 2026 | — | — | |
8-K | Jan 29, 2026 | — | — | |
10-Q | Nov 13, 2025 | Sep 30, 2025 | Analysis | |
10-Q | Aug 12, 2025 | Jun 30, 2025 | — | |
10-Q | May 13, 2025 | Mar 31, 2025 | — | |
10-K | Mar 25, 2025 | Dec 31, 2024 | — | |
10-Q | Nov 12, 2024 | Sep 30, 2024 | — | |
10-Q | Aug 8, 2024 | Jun 30, 2024 | — | |
10-Q | May 9, 2024 | Mar 31, 2024 | — | |
10-K | Mar 26, 2024 | Dec 31, 2023 | — | |
10-Q | Nov 9, 2023 | Sep 30, 2023 | — | |
10-Q | Aug 10, 2023 | Jun 30, 2023 | — | |
10-Q | May 11, 2023 | Mar 31, 2023 | — | |
10-K | Mar 23, 2023 | Dec 31, 2022 | — | |
10-Q | Nov 10, 2022 | Sep 30, 2022 | — | |
10-Q | Aug 11, 2022 | Jun 30, 2022 | — | |
10-Q | May 12, 2022 | Mar 31, 2022 | — | |
10-K | Mar 22, 2022 | Dec 31, 2021 | — | |
10-Q | Nov 10, 2021 | Sep 30, 2021 | — | |
10-Q | Aug 12, 2021 | Jun 30, 2021 | — | |
10-Q | May 13, 2021 | Mar 31, 2021 | — | |
10-K | Mar 25, 2021 | Dec 31, 2020 | — | |
10-Q | Nov 12, 2020 | Sep 30, 2020 | — |
Frequently Asked Questions
What are the latest RBKB SEC filings in 2026?
Rhinebeck Bancorp, Inc. (RBKB) has filed a 10-K annual report on March 13, 2026, a 10-Q quarterly report on November 13, 2025, an 8-K current report on April 23, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.
When did RBKB file its most recent 10-K annual report?
Rhinebeck Bancorp, Inc. (RBKB) filed its most recent 10-K annual report on March 13, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.
How do I view RBKB 10-Q quarterly reports?
Rhinebeck Bancorp, Inc. (RBKB)'s most recent 10-Q quarterly report was filed on November 13, 2025. SignalX displays every RBKB 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.
What 8-K current reports has RBKB filed recently?
Rhinebeck Bancorp, Inc. (RBKB)'s most recent 8-K was filed on April 23, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.
Where can I find RBKB insider trading activity (Form 4)?
SignalX aggregates every RBKB Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.
How often does RBKB file with the SEC?
Rhinebeck Bancorp, Inc. (RBKB) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new RBKB filing with AI-powered analysis.
What is the difference between 10-K, 10-Q, and 8-K SEC filings?
A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs — such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for Rhinebeck Bancorp, Inc. (RBKB).
What is RBKB's SEC CIK number?
Rhinebeck Bancorp, Inc. (RBKB)'s SEC CIK (Central Index Key) number is 1751783. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1751783 to look up all RBKB filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.
Where can I find RBKB return on equity (ROE) and financial data?
SignalX extracts XBRL financial data from Rhinebeck Bancorp, Inc. (RBKB) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.
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