Rhinebeck Bancorp, Inc. (RBKB) Q3 2025 10-Q Quarterly Report
Filed: Nov 13, 2025Period ending Sep 30, 2025
Financials
Savings Institutions, Not Federally CharteredSEC EDGAR Rhinebeck Bancorp, Inc. (RBKB) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Nov 13, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.
Rhinebeck Bancorp, Inc. Q3 2025 10-Q Analysis
Management Discussion & Analysis
- • Revenue details not explicitly given; interest and dividend income increased 11.0% YoY for Q3 to $17.8M, 8.3% for 9 months to $51.2M (compared to 2024)
- • Net income Q3 $2.7M vs net loss $8.1M YoY; 9 months net income $7.7M vs net loss $6.0M YoY
Risk Factors
- • No new or changed risk factors since 2024 10-K and March 31, 2025 10-Q
- • Credit risk and loan portfolio quality remain significant carried-forward risks
Rhinebeck Bancorp, Inc. Q3 2025 Quarterly FinancialsXBRL
Revenue
$739,000
▼ -4.4% YoY▲ +1.5% QoQ
Net Income
$3M
▲ +133.4% YoY▼ -1.1% QoQ
Net Margin
364.7%
▲ +140763bp YoY▼ -977bp QoQ
ROE
2.0%
Total Assets
$1.3B
EPS (Diluted)
$0.24
▲ +132.4% YoY▼ -4.0% QoQ
Operating Cash Flow
$2M
▲ +162.4% YoY▼ -8.2% QoQ
Source: XBRL data from Rhinebeck Bancorp, Inc. Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.
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