FSBW at a glance
FS Bancorp, Inc. (FSBW, SEC CIK 1530249) filed its latest 10-K annual report on March 13, 2026, a 10-Q quarterly report on August 10, 2026, an 8-K current report on August 24, 2026 and Form 4 insider filings as recently as August 31, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), FS Bancorp, Inc. (FSBW) reported revenue of $197.2 million (up 6.7% from FY2024) and net income of $33.3 million. Diluted EPS was $4.29.
- As of June 30, 2026, 24 institutional investment managers tracked by SignalX reported holding FS Bancorp, Inc. (FSBW) shares worth $78.3 million in 13F-HR filings.
- The most recent insider open-market sale reported on Form 4 was by Degner Terri L on August 28, 2026 of 975 shares at $43.25 per share.
- In the last 90 days, FSBW insiders reported 0 open-market purchases ($0) and 4 open-market sales ($153K) on Form 4, a net sale of $153K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $197.2M
- +6.7% vs prior year
- Insiders · 90 days
- 0 buys · 4 sells
- Net −$153K
- 13F holders
- 24 funds
- $78.3M · +2 vs prior quarter
- Latest 8-K
- Aug 24, 2026
- Item 8.01
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Net income $7.9M vs $7.7M YoY, driven by noninterest income up 19.0% and net interest income up $536K
- Net interest margin 4.30% vs 4.30% YoY; net interest rate spread 3.42% vs 3.39%
- Best lending growth: CRE loans up $35.5M; weakest: consumer loans down $23.8M, including indirect home improvement loans down $23.7M
- Deposits decreased $224.8M to $2.45B; borrowings increased $195.2M to $324.5M
- Capital deployment: $4.3M dividends and $4.3M share repurchases; headwinds included competitive mortgage pricing and consumer demand pressure
Risk Factors
- No material changes to risks disclosed in FS Bancorp’s 2025 Form 10-K
AI summary of the FSBW 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 8.01: Other Events
- $5.0 million share repurchase authorization signals management views shares as attractive or excess capital available
- Program begins no sooner than the second trading day after August 24, 2026 announcement
Item 8.01: Other Events
- Acquisition of Pacific West Bancorp completed August 19, 2026
- Consideration comprised 430,176 FS Bancorp shares and $16,832,742 cash
Item EX-99.1: Item EX-99.1
- Acquisition of Pacific West Bancorp completed August 19, 2026, expanding FS Bancorp’s Oregon banking presence
- Pacific West Bank merged into 1st Security Bank of Washington, consolidating operations under FS Bancorp
Item 7.01: Regulation FD Disclosure
- No substantive investor information or market-moving disclosure included
- Report signed August 11, 2026 by CFO Phil Whittington
AI summaries of FSBW 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for FSBW
Don't miss the next FSBW filing
- Alerts as it files. A push when FSBW files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut FSBW, by share count.
- Ask anything. An AI agent that reads every FSBW filing and answers with sources.
FSBW alerts on your phone. Follow it in the SignalX Android app.
Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Degner Terri L | Sell | Aug 28, 2026 | 975 | $43.25 |
| McCormick Sean | Sell | Aug 25, 2026 | 907 | $42.86 |
| Degner Terri L | Sell | Aug 25, 2026 | 1,081.852 | $42.67 |
| Degner Terri L | Sell | Aug 25, 2026 | 612 | $42.82 |
| Nielsen Kelli | A | Aug 14, 2026 | 3,046 | - |
| Nielsen Kelli | F | Aug 14, 2026 | 785 | $43.48 |
| Allen Shana | A | Aug 14, 2026 | 3,164 | - |
| Crowl Ben | F | Aug 14, 2026 | 592 | $43.48 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $167.2M | $184.8M | $197.2M |
| Net Income | $36.1M | $35.0M | $33.3M |
| Net Margin | 21.6% | 18.9% | 16.9% |
| Balance Sheet | |||
| Total Assets | $3.0B | $3.0B | $3.2B |
| Equity | $264.5M | $295.8M | $307.7M |
| ROE | 13.6% | 11.8% | 10.8% |
| Per Share | |||
| EPS | - | $4.36 | $4.29 |
| Cash Flow | |||
| Operating CF | $77.7M | $50.8M | $72.3M |
| CapEx | $1.7M | $1.6M | $20.4M |
Source: XBRL data in FS Bancorp, Inc. (FSBW)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate FSBW share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 24 | $78.3M |
| Q1 2026 | 22 | $67.3M |
| Q4 2025 | 21 | $73.8M |
| Q3 2025 | 21 | $72.7M |
| Q2 2025 | 20 | $71.8M |
| Q1 2025 | 19 | $50.3M |
| Q4 2024 | 14 | $52.4M |
| Q3 2024 | 11 | $36.2M |
- BlackRock+52.0K (+12%)
- AQR Capital Management+6.6K (+53%)
- Vanguard Portfolio Management LLC+6.5K (+18%)
- Renaissance Technologies LLC+4.6K (+4%)
- Dimensional Fund Advisors+3.4K (+1%)
- Vanguard Capital Management LLC−30.9K (-10%)
- Millennium Management−2.7K (-28%)
- Bank of America Corp−1.2K (-19%)
- State Street Corp−262 (-0%)
- Invesco Ltd−227 (-4%)
- D.E. Shaw & Co+6.9K
- Citadel Advisors LLC+4.9K
Source: 13F-HR filings on SEC EDGAR (aggregated from 152 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
FSBW filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Aug 31, 2026 | - | - | - |
| 4 | Aug 28, 2026 | - | - | - |
| 4 | Aug 26, 2026 | - | - | - |
| 8-K | Aug 24, 2026 | - | Analysis | - |
| 8-K | Aug 21, 2026 | - | Analysis | - |
| 4 | Aug 20, 2026 | - | - | - |
| 4 | Aug 19, 2026 | - | - | - |
| 4 | Aug 19, 2026 | - | - | - |
| 4 | Aug 18, 2026 | - | - | - |
| 4 | Aug 18, 2026 | - | - | - |
| 4 | Aug 18, 2026 | - | - | - |
| 4 | Aug 18, 2026 | - | - | - |
| 4 | Aug 18, 2026 | - | - | - |
| 4 | Aug 18, 2026 | - | - | - |
| 4 | Aug 18, 2026 | - | - | - |
| 4 | Aug 18, 2026 | - | - | - |
| 4 | Aug 18, 2026 | - | - | - |
| 4 | Aug 18, 2026 | - | - | - |
| 4 | Aug 18, 2026 | - | - | - |
| 4 | Aug 18, 2026 | - | - | - |
| 4 | Aug 18, 2026 | - | - | - |
| 4 | Aug 18, 2026 | - | - | - |
| 4 | Aug 17, 2026 | - | - | - |
| 8-K | Aug 11, 2026 | - | Analysis | - |
| 4 | Aug 10, 2026 | - | - | - |
Related Financials companies
- BBT · Beacon Financial CorpSavings Institutions, Not Federally Chartered
- BLFY · Blue Foundry BancorpSavings Institutions, Not Federally Chartered
- ECBK · ECB Bancorp, Inc. /MD/Savings Institutions, Not Federally Chartered
- FBLA · FB Bancorp, Inc. /MD/Savings Institutions, Not Federally Chartered
- FLG · FLAGSTAR BANK, NATIONAL ASSOCIATIONSavings Institutions, Not Federally Chartered
- GCBC · GREENE COUNTY BANCORP INCSavings Institutions, Not Federally Chartered
- HFWA · HERITAGE FINANCIAL CORP /WA/Savings Institutions, Not Federally Chartered
- HBCP · HOME BANCORP, INC.Savings Institutions, Not Federally Chartered
FSBW SEC filings: frequently asked questions
Are FSBW insiders buying or selling?
In the last 90 days, FS Bancorp, Inc. (FSBW) officers, directors and 10% owners reported no open-market purchases and 4 open-market sales worth $153,411 by 2 insiders on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold FSBW stock?
As of June 30, 2026, the largest FS Bancorp, Inc. (FSBW) holders among the 13F filers tracked by SignalX were BlackRock ($21.2 million), Dimensional Fund Advisors ($18.3 million), Vanguard Capital Management LLC ($12.8 million), State Street Corp ($5.6 million), Renaissance Technologies LLC ($4.9 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was FSBW's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), FS Bancorp, Inc. (FSBW) reported revenue of $197.2 million (up 6.7% from FY2024) and net income of $33.3 million. Diluted EPS was $4.29. The figures come from the XBRL data in the 10-K.
What did FSBW report in its latest 8-K?
FS Bancorp, Inc. (FSBW) filed an 8-K on August 24, 2026 reporting Item 8.01 (Other Events). $5.0 million share repurchase authorization signals management views shares as attractive or excess capital available.
What are the latest FSBW SEC filings?
FS Bancorp, Inc. (FSBW) filed its latest 10-K annual report on March 13, 2026, a 10-Q quarterly report on August 10, 2026, an 8-K current report on August 24, 2026 and a Form 4 insider filing on August 31, 2026.
What is FSBW's SEC CIK number?
FS Bancorp, Inc. (FSBW)'s SEC Central Index Key (CIK) is 1530249. EDGAR lists every FSBW filing under that number.
Ask anything about FSBW
The research agent reads FSBW's filings, financials, insider trades and 13F holders, then answers with sources.