FBLA at a glance
FB Bancorp, Inc. /MD/ (FBLA, SEC CIK 2013639) filed its latest 10-K annual report on March 26, 2026, a 10-Q quarterly report on August 13, 2026, an 8-K current report on August 4, 2026 and Form 4 insider filings as recently as June 25, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), FB Bancorp, Inc. /MD/ (FBLA) reported revenue of $65.8 million (down 0.1% from FY2024) and net income of $1.3 million. Diluted EPS was $0.07.
- The most recent insider open-market sale reported on Form 4 was by Folds Josh C on June 22, 2026 of 1,110 shares at $14.55 per share.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $65.8M
- −0.1% vs prior year
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- Latest 8-K
- Aug 4, 2026
- Item 5.02
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Quarterly net interest income $11.9M vs $12.1M YoY; net interest margin 4.20% vs 4.65%
- Net income from continuing operations $697K vs $1.03M YoY; efficiency ratio 92.62% vs 86.68%
- Commercial real estate loans $273.1M, up 9.77% since year-end; residential mortgage loans down 12.54%
- Cash $45.2M vs $60.3M at year-end; securities purchases $44.6M and stock repurchases $27.6M
- Management cited interest rates, deposit competition, real estate weakness, inflation and recession risks as near-term headwinds
Risk Factors
- No material changes from 2025 Form 10-K risk factors
- Capital-allocation risk from June 2026 Repurchase Plan covering 1,606,837 shares
- Liquidity risk from continued share repurchases, including 120,197 shares repurchased by August 12, 2026
- Regulatory risk unchanged, with no new legal or compliance developments disclosed
- Near-term operational and competitive risks carried forward from the 2025 Form 10-K without quarterly updates
AI summary of the FBLA 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 5.02: Departure/Appointment of Directors or Principal Officers
- Director Stephen W. Hales retired immediately after 22 years on FB Bancorp’s board
- Retirement not related to disagreements over operations, policies, or practices
Item EX-99.1: Item EX-99.1
- Q2 net loss $70 thousand versus $879 thousand profit, driven by $767 thousand discontinued-operations loss
- Continuing-operations income fell to $697 thousand from $1.03 million as expenses rose 15.73% and net interest margin declined to 4.20%
Item 2.02: Results of Operations and Financial Condition
- Q2 fiscal 2026 results for quarter ended June 30, 2026
- Press release attached as Exhibit 99.1 contains financial performance details
Item 5.02: Departure/Appointment of Directors or Principal Officers
- COO Randall L. Baker separated from Fidelity Bank effective June 16, 2026
- Qualifying termination triggers compensation and benefits under the Fidelity Bank Executive Severance Plan
AI summaries of FBLA 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for FBLA
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Folds Josh C | Sell | Jun 22, 2026 | 1,110 | $14.55 |
| WANNER TODD M | Buy | May 11, 2026 | 86 | $14.01 |
| Crosby Katherine A | A | Apr 29, 2026 | 17,794 | - |
| Folds Josh C | A | Mar 25, 2026 | 300,000 | - |
| Ferris Christopher S | A | Mar 25, 2026 | 300,000 | - |
| Folds Josh C | A | Mar 25, 2026 | 75,000 | - |
| Baker Randall L | A | Mar 25, 2026 | 100,000 | - |
| Baker Randall L | A | Mar 25, 2026 | 40,000 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $54.3M | $65.9M | $65.8M |
| Net Income | $1.1M | -$6.2M | $1.3M |
| Net Margin | 2.1% | -9.4% | 1.9% |
| Balance Sheet | |||
| Total Assets | $1.1B | $1.2B | $1.3B |
| Equity | $156.7M | $326.3M | $314.4M |
| ROE | 0.7% | -1.9% | 0.4% |
| Per Share | |||
| EPS | - | $-1.74 | $0.07 |
| Cash Flow | |||
| Operating CF | -$7.0M | -$4.0M | $2.8M |
| CapEx | $7.0M | $5.2M | $6.7M |
Source: XBRL data in FB Bancorp, Inc. /MD/ (FBLA)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
FBLA filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 10-Q | Aug 13, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Aug 4, 2026 | - | Analysis | - |
| 8-K | Jul 28, 2026 | - | Analysis | - |
| 4 | Jun 25, 2026 | - | - | - |
| 8-K | Jun 22, 2026 | - | Analysis | - |
| 8-K | Jun 12, 2026 | - | Analysis | - |
| 8-K | May 19, 2026 | - | Analysis | |
| SC 13G | May 18, 2026 | - | - | |
| 10-Q | May 14, 2026 | Mar 31, 2026 | Analysis | |
| 4 | May 12, 2026 | - | - | |
| 8-K | May 6, 2026 | - | Analysis | |
| 4 | May 1, 2026 | - | - | - |
| 8-K | May 1, 2026 | - | Analysis | - |
| 8-K | Apr 30, 2026 | - | Analysis | - |
| SC 13G | Apr 29, 2026 | - | - | |
| 4 | Mar 30, 2026 | - | - | - |
| 4 | Mar 27, 2026 | - | - | - |
| 4 | Mar 27, 2026 | - | - | - |
| 4 | Mar 27, 2026 | - | - | - |
| 4 | Mar 27, 2026 | - | - | - |
| 4 | Mar 27, 2026 | - | - | - |
| 4 | Mar 27, 2026 | - | - | - |
| 10-K | Mar 26, 2026 | Dec 31, 2025 | - | |
| 4 | Mar 6, 2026 | - | - | - |
| 8-K | Mar 2, 2026 | - | Analysis | - |
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FBLA SEC filings: frequently asked questions
What was FBLA's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), FB Bancorp, Inc. /MD/ (FBLA) reported revenue of $65.8 million (down 0.1% from FY2024) and net income of $1.3 million. Diluted EPS was $0.07. The figures come from the XBRL data in the 10-K.
What did FBLA report in its latest 8-K?
FB Bancorp, Inc. /MD/ (FBLA) filed an 8-K on August 4, 2026 reporting Item 5.02 (Departure/Appointment of Directors or Principal Officers). Director Stephen W. Hales retired immediately after 22 years on FB Bancorp’s board.
What are the latest FBLA SEC filings?
FB Bancorp, Inc. /MD/ (FBLA) filed its latest 10-K annual report on March 26, 2026, a 10-Q quarterly report on August 13, 2026, an 8-K current report on August 4, 2026 and a Form 4 insider filing on June 25, 2026.
What is FBLA's SEC CIK number?
FB Bancorp, Inc. /MD/ (FBLA)'s SEC Central Index Key (CIK) is 2013639. EDGAR lists every FBLA filing under that number.
Ask anything about FBLA
The research agent reads FBLA's filings, financials, insider trades and 13F holders, then answers with sources.