HFWA HERITAGE FINANCIAL CORP /WA/

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business model: Commercial and consumer lending with focus on owner and non-owner occupied commercial real estate
• • No new products but emphasis on non-hedge interest rate swap contracts on $258.7 million commercial loans

Risk Factors

• • Regulatory risk: FDIC scrutiny on uninsured deposits could increase costs and deposit outflows, impacting liquidity stability
• • Macroeconomic risk: 79.3% loan portfolio real estate collateral exposed to regional downturns in WA, OR, ID markets

Management Discussion & Analysis

• • Revenue: Net income $67.5M in 2025, up $24.3M (56.1%) YoY; net interest income increased $15.0M to $224.4M from $209.4M
• • Profitability: Net interest margin 3.58% in 2025 vs 3.31% in 2024; effective tax rate down to 14.1% from 17.2%

Management Discussion & Analysis

• • No quarterly revenue or YoY change data disclosed
• • No profitability or margin figures provided

Risk Factors

• • Newly added merger litigation risk from shareholder lawsuits possibly delaying or blocking Olympic Merger closing
• • Material update on regulatory approval risk, now highlighting potential costly conditions or delays impacting combined company revenue

What are the latest HFWA SEC filings in 2026?

HERITAGE FINANCIAL CORP /WA/ (HFWA) has filed a 10-K annual report on February 27, 2026, a 10-Q quarterly report on November 7, 2025, an 8-K current report on April 23, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did HFWA file its most recent 10-K annual report?

HERITAGE FINANCIAL CORP /WA/ (HFWA) filed its most recent 10-K annual report on February 27, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view HFWA 10-Q quarterly reports?

HERITAGE FINANCIAL CORP /WA/ (HFWA)'s most recent 10-Q quarterly report was filed on November 7, 2025. SignalX displays every HFWA 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has HFWA filed recently?

HERITAGE FINANCIAL CORP /WA/ (HFWA)'s most recent 8-K was filed on April 23, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find HFWA insider trading activity (Form 4)?

SignalX aggregates every HFWA Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does HFWA file with the SEC?

HERITAGE FINANCIAL CORP /WA/ (HFWA) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new HFWA filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs — such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for HERITAGE FINANCIAL CORP /WA/ (HFWA).

What is HFWA's SEC CIK number?

HERITAGE FINANCIAL CORP /WA/ (HFWA)'s SEC CIK (Central Index Key) number is 1046025. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1046025 to look up all HFWA filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find HFWA return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from HERITAGE FINANCIAL CORP /WA/ (HFWA) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.