10-Q quarterly report · filed Aug 13, 2026

FB Bancorp, Inc. /MD/ (FBLA) Q2 2026 10-Q Quarterly Report

Short answer

FB Bancorp, Inc. /MD/ (FBLA) filed its Q2 2026 10-Q quarterly report on Aug 13, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $17M (down 4.8% year over year) with net income of −$70,000.

Q2 2026 key financials · XBRL

Revenue
$17M
−4.8% YoY · +1.8% QoQ
Net income
−$70,000
−108.0% YoY · −158.8% QoQ
EPS (diluted)
$0.00
−100.0% YoY · −100.0% QoQ

Source: XBRL data from the FB Bancorp, Inc. /MD/ (FBLA) Q2 2026 10-Q on SEC EDGAR. USD.

FB Bancorp, Inc. /MD/ Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Quarterly net interest income $11.9M vs $12.1M YoY; net interest margin 4.20% vs 4.65%
  • Net income from continuing operations $697K vs $1.03M YoY; efficiency ratio 92.62% vs 86.68%
  • Commercial real estate loans $273.1M, up 9.77% since year-end; residential mortgage loans down 12.54%
  • Cash $45.2M vs $60.3M at year-end; securities purchases $44.6M and stock repurchases $27.6M
  • Management cited interest rates, deposit competition, real estate weakness, inflation and recession risks as near-term headwinds

Risk Factors

  • No material changes from 2025 Form 10-K risk factors
  • Capital-allocation risk from June 2026 Repurchase Plan covering 1,606,837 shares
  • Liquidity risk from continued share repurchases, including 120,197 shares repurchased by August 12, 2026
  • Regulatory risk unchanged, with no new legal or compliance developments disclosed
  • Near-term operational and competitive risks carried forward from the 2025 Form 10-K without quarterly updates

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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