10-Q quarterly report · filed Aug 10, 2026

FS Bancorp, Inc. (FSBW) Q2 2026 10-Q Quarterly Report

Short answer

FS Bancorp, Inc. (FSBW) filed its Q2 2026 10-Q quarterly report on Aug 10, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $50M (up 2.0% year over year) with net income of $8M.

Q2 2026 key financials · XBRL

Revenue
$50M
+2.0% YoY · +0.7% QoQ
Net income
$8M
+2.7% YoY · +1.4% QoQ
EPS (diluted)
$1.05
+7.1% YoY · +2.9% QoQ

Source: XBRL data from the FS Bancorp, Inc. (FSBW) Q2 2026 10-Q on SEC EDGAR. USD.

FS Bancorp, Inc. Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $7.9M vs $7.7M YoY, driven by noninterest income up 19.0% and net interest income up $536K
  • Net interest margin 4.30% vs 4.30% YoY; net interest rate spread 3.42% vs 3.39%
  • Best lending growth: CRE loans up $35.5M; weakest: consumer loans down $23.8M, including indirect home improvement loans down $23.7M
  • Deposits decreased $224.8M to $2.45B; borrowings increased $195.2M to $324.5M
  • Capital deployment: $4.3M dividends and $4.3M share repurchases; headwinds included competitive mortgage pricing and consumer demand pressure

Risk Factors

  • No material changes to risks disclosed in FS Bancorp’s 2025 Form 10-K

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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