8-K current report · filed Apr 23, 2026

Rhinebeck Bancorp, Inc. (RBKB) 8-K Current Report: April 23, 2026

Item 2.02Item EX-99.1RBKB overview

Short answer

Rhinebeck Bancorp, Inc. (RBKB) filed an 8-K current report with the SEC on April 23, 2026 reporting Item 2.02 (Results of Operations and Financial Condition), Item EX-99.1 (Exhibit EX-99.1). Q1 2026 financial results announced by Rhinebeck Bancorp on April 23, 2026.

Rhinebeck Bancorp, Inc. 8-K event analysis

AI summary of each reported item and its exhibits

Item 2.02 · Results of Operations and Financial Condition

  • Q1 2026 financial results announced by Rhinebeck Bancorp on April 23, 2026
  • Detailed operating results and management commentary available in Exhibit 99.1
  • Results announcement gives investors the company’s latest quarterly performance update

Item EX-99.1 · Exhibit EX-99.1

  • Q1 net income $2.2M, down 3.1% year over year; EPS $0.20 versus $0.21
  • Net interest income rose 1.4% to $11.2M, while net interest margin eased to 3.77% from 3.79%
  • Loan balances fell 1.7% to $936.8M as indirect automobile loans declined $17.7M
  • Credit quality improved as non-performing assets fell 6.4% to $3.5M and past-due loans reached 1.44%
  • Deposits increased $6.2M while FHLB borrowings declined $20.0M, strengthening liquidity and reducing funding costs

Generated from the filing text and exhibits; verify against the original. What 8-K item codes mean

Other Rhinebeck Bancorp, Inc. 8-K filings

Get the next RBKB 8-K as it lands

Follow RBKB for push alerts, or ask the research agent what this filing means.