NATL at a glance
NCR Atleos Corp (NATL, SEC CIK 1974138) filed its latest 10-K annual report on February 27, 2026, a 10-Q quarterly report on August 5, 2026, an 8-K current report on August 5, 2026 and Form 4 insider filings as recently as October 2, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), NCR Atleos Corp (NATL) reported revenue of $4.4 billion (up 0.9% from FY2024) and net income of $162.0 million. Diluted EPS was $2.14.
- As of June 30, 2026, 35 institutional investment managers tracked by SignalX reported holding NCR Atleos Corp (NATL) shares worth $1.6 billion in 13F-HR filings.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $4.4B
- +0.9% vs prior year
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- 13F holders
- 35 funds
- $1.6B · +0 vs prior quarter
- Latest 8-K
- Aug 5, 2026
- Item 2.02
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business model: Provision of self-service banking technology, ATM network management, and telecommunications & technology services with emphasis on recurring revenues from hardware, software, and services
- New emphasis on ATMaaS (ATM as a Service) solutions with 33% revenue growth in 2025, reflecting customer shift to outsourcing software and services
- Strategic shift toward profitably growing recurring revenue streams, leading to 7% revenue increase in Self-Service Banking and successful sale-leaseback ATM transactions
- Notable financial metrics: Net income $162M up 103% YoY; Adjusted EBITDA $830M, 19.1% margin; Self-Service Banking Adjusted EBITDA grew 19% YoY to $751M
- Unusual factor: Significant decline in T&T and Network segment revenues (down 13% and 1%), linked to U.S. immigration policy impact and Bitcoin transaction volume drop
Risk Factors
- Debt obligations $2.79B with $1.67B due 2029-2030 creating long-term liquidity pressure
- Purchase obligations $913M, $818M due in 2026, indicating heavy near-term supplier payment demands
- Interest on debt $824M with $406M due 2027-2028 increasing financial servicing costs
- Lease obligations $232M with $56M due in 2026, impacting operating cash flows
- No specific regulatory, geopolitical, or competitive risks detailed in this section
Management Discussion & Analysis
- Revenue not explicitly stated; business segments: Self-Service Banking, Network, T&T
- No profitability or margin figures disclosed in provided text
- No specific dollar or performance figures on segments' YoY results mentioned
- Spin-off costs ongoing through 2026, higher in 2024-2025, no amounts disclosed
- Forward-looking risk: separation-related costs to continue but decrease through 2026
AI summary of the NATL 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Revenue, YoY change, profitability margins and segment performance not provided
- Cash position, operating cash flow and capital deployment not provided
- Outlook risks: proposed Brink’s transaction, tariffs, macroeconomic conditions and indebtedness
Risk Factors
- Merger agreement dated February 26, 2026, identified as an exhibit
- Share repurchase program suspended in connection with the Mergers
- $157 million remaining under the $200 million repurchase authorization
- Repurchases restricted by senior secured credit facility and note indentures
AI summary of the NATL 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 2.02: Results of Operations and Financial Condition
- Q2 2026 financial results released August 5, 2026
- Press release includes additional financial information and operating results
Item EX-99.1: Item EX-99.1
- Q2 revenue $1.10B, flat YoY, but recurring revenue reached $776M and 70% of total revenue
- Net income $65M, up 67% YoY, while Adjusted EBITDA rose 25% to $254M
Item EX-99.1: Item EX-99.1
- Shareholders of both Brink’s and NCR Atleos overwhelmingly approved the acquisition on June 30, 2026
- Hart-Scott-Rodino antitrust clearance received, reducing a major transaction-completion risk
Item 7.01: Regulation FD Disclosure
- Exhibit 99.1 furnished under Regulation FD, making the accompanying disclosure publicly available to investors
- Exhibit excluded from Exchange Act Section 18 liability and not incorporated into other SEC filings by reference
Item 5.07: Submission of Matters to a Vote of Security Holders
- Merger with The Brink’s approved, clearing NCR Atleos’ key shareholder approval condition
- 59,403,719 votes for versus 92,237 against, signaling overwhelming support for the transaction
Item 8.01: Other Events
- Two shareholder lawsuits seek to enjoin the Brink’s–NCR Atleos merger, creating execution and timing risk ahead of June 30 special meetings
- Companies supplement proxy disclosures to address alleged deficiencies, without changing merger consideration, meeting dates, or board recommendations
AI summaries of NATL 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for NATL
Don't miss the next NATL filing
- Alerts as it files. A push when NATL files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut NATL, by share count.
- Ask anything. An AI agent that reads every NATL filing and answers with sources.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| NUNEZ RICARDO J | M | Oct 1, 2026 | 66,103 | $45.03 |
| NUNEZ RICARDO J | F | Oct 1, 2026 | 25,154 | $45.03 |
| NUNEZ RICARDO J | M | Oct 1, 2026 | 66,103 | - |
| Reece Joseph E | A | Sep 30, 2026 | 1,273 | $45.18 |
| Reece Joseph E | A | Jun 30, 2026 | 1,325 | $43.41 |
| Reece Joseph E | A | May 21, 2026 | 4,351 | $44.82 |
| Niederauer Duncan L | A | May 21, 2026 | 4,351 | $44.82 |
| Natoli Frank A | A | May 21, 2026 | 4,351 | $44.82 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | - | $4.3B | $4.4B |
| Operating Income | $271.0M | $449.0M | $478.0M |
| Net Income | -$134.0M | $91.0M | $162.0M |
| Op. Margin | - | 10.4% | 11.0% |
| Net Margin | - | 2.1% | 3.7% |
| Balance Sheet | |||
| Total Assets | - | $5.6B | $5.7B |
| Equity | - | $260.0M | $403.0M |
| ROE | - | 35.0% | 40.2% |
| Per Share | |||
| EPS | $-1.90 | $1.23 | $2.14 |
| Cash Flow | |||
| Operating CF | - | $344.0M | $356.0M |
| CapEx | $108.0M | $87.0M | $117.0M |
Source: XBRL data in NCR Atleos Corp (NATL)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate NATL share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 35 | $1.63B |
| Q1 2026 | 35 | $1.41B |
| Q4 2025 | 28 | $1.19B |
| Q3 2025 | 30 | $1.25B |
| Q2 2025 | 28 | $894.6M |
| Q1 2025 | 25 | $552.2M |
| Q4 2024 | 22 | $651.0M |
| Q3 2024 | 19 | $221.9M |
- Bank of America Corp+2.11M (+113%)
- Goldman Sachs Group+869.6K (+71%)
- Millennium Management+648.4K (+131%)
- Citigroup+452.8K (+51%)
- D.E. Shaw & Co+352.8K (+944%)
- Morgan Stanley−177.1K (-20%)
- Franklin Resources−167.2K (-38%)
- JPMorgan Chase & Co−153.2K (-49%)
- AQR Capital Management−55.0K (-50%)
- Citadel Advisors LLC−33.8K (-59%)
Source: 13F-HR filings on SEC EDGAR (aggregated from 222 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
NATL filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Oct 2, 2026 | - | - | - |
| 4 | Oct 2, 2026 | - | - | - |
| SC 13G | Aug 12, 2026 | - | - | |
| 8-K | Aug 5, 2026 | - | Analysis | - |
| 10-Q | Aug 5, 2026 | Jun 30, 2026 | Analysis | |
| 4 | Jul 1, 2026 | - | - | - |
| 8-K | Jun 30, 2026 | - | Analysis | - |
| 8-K | Jun 18, 2026 | - | Analysis | - |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 10-Q | May 7, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | May 6, 2026 | - | Analysis | |
| SC 13G | Apr 30, 2026 | - | - | |
| SC 13G | Apr 29, 2026 | - | - | |
| 4 | Apr 2, 2026 | - | - | - |
| 8-K | Mar 12, 2026 | - | Analysis | - |
| 4 | Mar 12, 2026 | - | - | - |
| 4 | Mar 12, 2026 | - | - | - |
| 4 | Mar 12, 2026 | - | - | - |
| 4 | Mar 12, 2026 | - | - | - |
| 4 | Mar 12, 2026 | - | - | - |
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NATL SEC filings: frequently asked questions
Which institutions hold NATL stock?
As of June 30, 2026, the largest NCR Atleos Corp (NATL) holders among the 13F filers tracked by SignalX were BlackRock ($469.9 million), Vanguard Portfolio Management LLC ($186.0 million), Bank of America Corp ($172.3 million), Vanguard Capital Management LLC ($144.1 million), State Street Corp ($128.2 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was NATL's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), NCR Atleos Corp (NATL) reported revenue of $4.4 billion (up 0.9% from FY2024) and net income of $162.0 million. Diluted EPS was $2.14. The figures come from the XBRL data in the 10-K.
What are the main risks in NATL's latest 10-K?
In the 10-K filed February 27, 2026, NCR Atleos Corp (NATL) flagged: Debt obligations $2.79B with $1.67B due 2029-2030 creating long-term liquidity pressure. Purchase obligations $913M, $818M due in 2026, indicating heavy near-term supplier payment demands. (AI summary of the Risk Factors section.)
What did NATL report in its latest 8-K?
NCR Atleos Corp (NATL) filed an 8-K on August 5, 2026 reporting Item 2.02 (Results of Operations and Financial Condition). Q2 2026 financial results released August 5, 2026.
What are the latest NATL SEC filings?
NCR Atleos Corp (NATL) filed its latest 10-K annual report on February 27, 2026, a 10-Q quarterly report on August 5, 2026, an 8-K current report on August 5, 2026 and a Form 4 insider filing on October 2, 2026.
What is NATL's SEC CIK number?
NCR Atleos Corp (NATL)'s SEC Central Index Key (CIK) is 1974138. EDGAR lists every NATL filing under that number.
Ask anything about NATL
The research agent reads NATL's filings, financials, insider trades and 13F holders, then answers with sources.