NCR Atleos Corp (NATL) FY2025 10-K Annual Report

Filed: Feb 27, 2026
Industrials
Calculating & Accounting Machines (No Electronic Computers)SEC EDGAR

NCR Atleos Corp (NATL) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Feb 27, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

NCR Atleos Corp FY2025 10-K Analysis

Business Overview

  • Core business model: Provision of self-service banking technology, ATM network management, and telecommunications & technology services with emphasis on recurring revenues from hardware, software, and services
  • New emphasis on ATMaaS (ATM as a Service) solutions with 33% revenue growth in 2025, reflecting customer shift to outsourcing software and services
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Management Discussion & Analysis

  • Revenue not explicitly stated; business segments: Self-Service Banking, Network, T&T
  • No profitability or margin figures disclosed in provided text
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Risk Factors

  • Debt obligations $2.79B with $1.67B due 2029-2030 creating long-term liquidity pressure
  • Purchase obligations $913M, $818M due in 2026, indicating heavy near-term supplier payment demands
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NCR Atleos Corp FY2025 Key Financial Metrics
XBRL

Revenue

$4.4B

+0.9% YoY

Net Income

$162M

+78.0% YoY

Operating Margin

11.0%

+58bp YoY

Net Margin

3.7%

+161bp YoY

ROE

40.2%

+520bp YoY

Total Assets

$5.7B

+2.1% YoY

EPS (Diluted)

$2.14

+74.0% YoY

Operating Cash Flow

$356M

+3.5% YoY

Source: XBRL data from NCR Atleos Corp FY2025 10-K filing on SEC EDGAR. All figures in USD.

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