MCY MERCURY GENERAL CORPcompanySEC Filings & Insider Trading Activity 2026
Latest MERCURY GENERAL CORP (MCY) SEC EDGAR filings in 2026 — including the most recent 10-K annual report filed on February 17, 2026, a 10-Q quarterly report filed on November 4, 2025, an 8-K current report filed on February 17, 2026. SignalX aggregates every new 10-K annual report, 10-Q quarterly report, 8-K current report, and Form 4 insider transaction for MERCURY GENERAL CORP (MCY) (SEC CIK 64996), with AI-powered section-by-section summaries updated daily.
Latest 2026 SEC Filing Dates
AI 10-K Annual Report AnalysisLatest 10-K (2025-12-31)
Business Overview
- • Core business model: Property and casualty insurance with focus on California market
- • New regulatory-driven pricing approach incorporating catastrophe modeling and reinsurance costs effective July 2026
Risk Factors
- • Cybersecurity risk management overseen by Board and CEO with escalation for high-severity incidents tested by independent third parties
- • Key-person dependency on CEO Gabriel Tirador with 30+ years industry and 20 years technology unit leadership experience
Management Discussion & Analysis
- • Net cash from operations $1,087.2M in 2025, up $50.1M YoY driven by higher premium collections and investment income
- • Dividend capacity from insurance subsidiaries $448M in 2026, cash & investments at Mercury $114M as of Dec 31, 2025
AI 10-Q Quarterly Report AnalysisLatest 10-Q (2025-09-30)
Risk Factors
- • New geopolitical and tariff risks triggered by U.S. tariffs effective February 4, 2025 on imports from Mexico, Canada, and China
- • Most materially updated risk: tariff-related trade disruptions raising insured property loss costs and investment portfolio volatility
Annual Reports Archive10-K
AI-powered analysis of MERCURY GENERAL CORP (MCY) 10-K annual reports filed with SEC EDGAR.
Quarterly Reports Archive10-Q
AI-powered analysis of MERCURY GENERAL CORP (MCY) 10-Q quarterly reports filed with SEC EDGAR.
Financial SummaryXBRL
| FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|---|
| Profitability | |||||
| Revenue | $4.0B | $3.6B | $4.6B | $5.5B | $6.0B |
| Net Income | $247.9M | -$512.7M | $96.3M | $468.0M | $541.1M |
| Net Margin | 6.2% | -14.1% | 2.1% | 8.5% | 9.0% |
| Balance Sheet | |||||
| Total Assets | $6.8B | $6.5B | $7.1B | $8.3B | $9.6B |
| Equity | $2.1B | $1.5B | $1.5B | $1.9B | $2.4B |
| ROE | 11.6% | -33.7% | 6.2% | 24.0% | 22.4% |
Source: XBRL financial data from MERCURY GENERAL CORP (MCY) 10-K filings on SEC EDGAR. All figures in USD. Key metrics include revenue, net income, gross profit, gross profit margin, operating income, EPS (diluted), total assets, stockholders' equity, return on equity (ROE), operating cash flow, and capital expenditure.
Latest 2026 SEC Filings — 10-K, 10-Q, 8-K & Form 4
| Form | Filing Date | Period | Analysis | SEC |
|---|---|---|---|---|
8-K | Feb 17, 2026 | — | — | |
10-K | Feb 17, 2026 | Dec 31, 2025 | Analysis | |
10-Q | Nov 4, 2025 | Sep 30, 2025 | Analysis | |
10-Q | Jul 29, 2025 | Jun 30, 2025 | — | |
10-Q | May 6, 2025 | Mar 31, 2025 | — | |
10-K | Feb 11, 2025 | Dec 31, 2024 | — | |
10-Q | Oct 29, 2024 | Sep 30, 2024 | — | |
10-Q | Jul 30, 2024 | Jun 30, 2024 | — | |
10-Q | Apr 30, 2024 | Mar 31, 2024 | — | |
10-K | Feb 13, 2024 | Dec 31, 2023 | — | |
10-Q | Oct 31, 2023 | Sep 30, 2023 | — | |
10-Q | Aug 1, 2023 | Jun 30, 2023 | — | |
10-Q | May 2, 2023 | Mar 31, 2023 | — | |
10-K | Feb 14, 2023 | Dec 31, 2022 | — | |
10-Q | Nov 1, 2022 | Sep 30, 2022 | — | |
10-Q | Aug 2, 2022 | Jun 30, 2022 | — | |
10-Q | May 3, 2022 | Mar 31, 2022 | — | |
10-K | Feb 15, 2022 | Dec 31, 2021 | — | |
10-Q | Nov 2, 2021 | Sep 30, 2021 | — | |
10-Q | Aug 3, 2021 | Jun 30, 2021 | — | |
10-Q | May 4, 2021 | Mar 31, 2021 | — | |
10-K | Feb 16, 2021 | Dec 31, 2020 | — | |
10-Q | Nov 3, 2020 | Sep 30, 2020 | — | |
10-Q | Aug 4, 2020 | Jun 30, 2020 | — | |
10-Q | May 5, 2020 | Mar 31, 2020 | — |
Frequently Asked Questions
What are the latest MCY SEC filings in 2026?
MERCURY GENERAL CORP (MCY) has filed a 10-K annual report on February 17, 2026, a 10-Q quarterly report on November 4, 2025, an 8-K current report on February 17, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.
When did MCY file its most recent 10-K annual report?
MERCURY GENERAL CORP (MCY) filed its most recent 10-K annual report on February 17, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.
How do I view MCY 10-Q quarterly reports?
MERCURY GENERAL CORP (MCY)'s most recent 10-Q quarterly report was filed on November 4, 2025. SignalX displays every MCY 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.
What 8-K current reports has MCY filed recently?
MERCURY GENERAL CORP (MCY)'s most recent 8-K was filed on February 17, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.
Where can I find MCY insider trading activity (Form 4)?
SignalX aggregates every MCY Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.
How often does MCY file with the SEC?
MERCURY GENERAL CORP (MCY) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new MCY filing with AI-powered analysis.
What is the difference between 10-K, 10-Q, and 8-K SEC filings?
A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs — such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for MERCURY GENERAL CORP (MCY).
What is MCY's SEC CIK number?
MERCURY GENERAL CORP (MCY)'s SEC CIK (Central Index Key) number is 64996. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 64996 to look up all MCY filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.
Where can I find MCY return on equity (ROE) and financial data?
SignalX extracts XBRL financial data from MERCURY GENERAL CORP (MCY) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.
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