Short answer
MERCURY GENERAL CORP (MCY) filed its Q2 2026 10-Q quarterly report on Aug 4, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $1.7B (up 13.8% year over year) with net income of $264M.
Q2 2026 key financials · XBRL
- Revenue
- $1.7B
- +13.8% YoY · +9.2% QoQ
- Net income
- $264M
- +58.3% YoY · +38.4% QoQ
- EPS (diluted)
- $4.76
- +58.1% YoY · +38.4% QoQ
Source: XBRL data from the MERCURY GENERAL CORP (MCY) Q2 2026 10-Q on SEC EDGAR. USD.
MERCURY GENERAL CORP Q2 2026 10-Q analysis
AI summary of MD&A and risk factor updates
Management Discussion & Analysis
- Revenue $1.498B, up 9.6% YoY from $1.367B
- Combined ratio 89.9% vs 92.5% YoY; loss ratio 65.0% vs 68.8%
- Best line California homeowners; direct premiums written $653.6M vs $542.8M
- Net income $263.5M vs $166.5M; net realized investment gains $86.5M vs $23.5M
- Headwinds: catastrophe losses $71M; California auto rate filing targeted for August 2026
Risk Factors
- No material changes to risk factors identified since the December 31, 2025 Form 10-K
- Carried-forward regulatory and compliance risks unchanged from the 2025 Form 10-K
- Carried-forward operational and competitive risks unchanged from the 2025 Form 10-K
- Carried-forward liquidity, debt, and capital risks unchanged from the 2025 Form 10-K
Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K
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