10-Q quarterly report · filed May 5, 2026

MERCURY GENERAL CORP (MCY) Q1 2026 10-Q Quarterly Report

Short answer

MERCURY GENERAL CORP (MCY) filed its Q1 2026 10-Q quarterly report on May 5, 2026 for the quarter ended Mar 31, 2026. Quarterly revenue was $1.5B (up 10.5% year over year) with net income of $190M.

Q1 2026 key financials · XBRL

Revenue
$1.5B
+10.5% YoY
Net income
$190M
+275.8% YoY
EPS (diluted)
$3.44
+275.5% YoY

Source: XBRL data from the MERCURY GENERAL CORP (MCY) Q1 2026 10-Q on SEC EDGAR. USD.

MERCURY GENERAL CORP Q1 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net premiums earned $1.452B, up 13.2% YoY from $1.283B
  • Combined ratio 89.3% vs 119.2%; loss ratio 64.2% vs 95.1%
  • California premiums best-performing market, $1.303B vs $1.171B; private passenger auto largest line, $940.4M
  • Cash and short-term investments $1.793B at March 31, 2026
  • Catastrophe losses $36M, with California market-share requirements effective July 2026

Risk Factors

  • No material risk-factor changes from December 31, 2025 Form 10-K
  • Carried-forward business risk: operations, results, and financial condition remain subject to previously disclosed risks
  • No newly triggered regulatory, legal, compliance, operational, competitive, or financial risk identified in the filing

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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