LCNB at a glance
LCNB CORP (LCNB, SEC CIK 1074902) filed its latest 10-K annual report on March 11, 2026, a 10-Q quarterly report on August 5, 2026, an 8-K current report on September 17, 2026 and Form 4 insider filings as recently as August 28, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), LCNB CORP (LCNB) reported revenue of $102.7 million (down 2.2% from FY2024) and net income of $23.1 million. Diluted EPS was $1.63.
- As of June 30, 2026, 23 institutional investment managers tracked by SignalX reported holding LCNB CORP (LCNB) shares worth $63.1 million in 13F-HR filings.
- The most recent insider open-market purchase reported on Form 4 was by Meilstrup Eric J on August 27, 2026 of 400 shares at $19.34 per share.
- In the last 90 days, LCNB insiders reported 2 open-market purchases ($18K) and 0 open-market sales ($0) on Form 4, a net purchase of $18K.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $102.7M
- −2.2% vs prior year
- Insiders · 90 days
- 2 buys · 0 sells
- Net +$18K
- 13F holders
- 23 funds
- $63.1M · +1 vs prior quarter
- Latest 8-K
- Sep 17, 2026
- Item 5.02
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Regulatory capital $214.0M at June 30, 2026 vs $204.6M December 31, 2025
- Total capital ratio 12.40% vs 11.81% December 31, 2025
- Leverage ratio 9.30% vs 8.94% December 31, 2025
- FHLB borrowing capacity $159.1M plus $115.0M correspondent-bank lines
- Management cited no liquidity or operational problems and adequate short- and long-term liquidity
Risk Factors
- No risk-factors section provided; supplied text covers Items 2–6 rather than changes from the 10-K
- Share-repurchase risk: Plan permits up to 500,000 shares, with 310,922 remaining authorization
- Market-execution risk: repurchases depend on share price, trading volume, and general market conditions
- Insider-trading compliance: Rule 10b5-1 plan remains subject to price, market-volume, and timing restrictions
- No quarter-end liquidity, debt-maturity, currency, or concentration risks disclosed in provided text
AI summary of the LCNB 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 5.02: Departure/Appointment of Directors or Principal Officers
- Michael R. Miller, EVP and Chief Wealth Officer, retiring from LCNB and LCNB National Bank
- Effective March 31, 2027, creating a forthcoming leadership transition in wealth management
Item 5.02: Departure/Appointment of Directors or Principal Officers
- Susan B. Zaunbrecher appointed Class I director of LCNB Corp. and LCNB National Bank through the 2027 annual meeting
- Zaunbrecher receives standard non-employee director compensation; committee assignments remain pending
Item 7.01: Regulation FD Disclosure
- Completed offering of subordinated notes on August 7, 2026
- Financing increases capital resources while adding subordinated debt obligations
Item 1.01: Entry into a Material Definitive Agreement
- $25 million raised through 6.50% subordinated notes due August 15, 2036
- Proceeds earmarked for senior-debt refinancing, general corporate purposes, and future growth
AI summaries of LCNB 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for LCNB
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Meilstrup Eric J | Buy | Aug 27, 2026 | 400 | $19.34 |
| Haines Robert C II | Buy | Aug 17, 2026 | 500 | $19.75 |
| Meilstrup Eric J | Buy | May 28, 2026 | 400 | $16.95 |
| Haines Robert C II | Buy | May 15, 2026 | 500 | $15.78 |
| Bradford Mary E | A | Feb 23, 2026 | 974 | $17.46 |
| Miller Michael Robert | Sell | Feb 4, 2026 | 2,759 | $17.75 |
| Meilstrup Eric J | Buy | Feb 17, 2025 | 500 | $17.43 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $79.6M | $105.0M | $102.7M |
| Net Income | $12.6M | $13.5M | $23.1M |
| Net Margin | 15.9% | 12.8% | 22.5% |
| Balance Sheet | |||
| Total Assets | $2.3B | $2.3B | $2.2B |
| Equity | $235.3M | $253.0M | $273.9M |
| ROE | 5.4% | 5.3% | 8.4% |
| Per Share | |||
| EPS | - | $0.97 | $1.63 |
| Cash Flow | |||
| Operating CF | $20.7M | $93.2M | $34.4M |
| CapEx | $2.6M | $3.8M | $959K |
Source: XBRL data in LCNB CORP (LCNB)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate LCNB share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 23 | $63.1M |
| Q1 2026 | 22 | $52.1M |
| Q4 2025 | 21 | $53.8M |
| Q3 2025 | 21 | $48.2M |
| Q2 2025 | 21 | $45.5M |
| Q1 2025 | 19 | $35.1M |
| Q4 2024 | 13 | $32.3M |
| Q3 2024 | 10 | $21.1M |
- BlackRock+134.2K (+16%)
- Dimensional Fund Advisors+24.8K (+5%)
- AQR Capital Management+21.6K (+56%)
- Vanguard Portfolio Management LLC+14.9K (+19%)
- Northern Trust+11.3K (+12%)
- Citadel Advisors LLC−7.8K (-24%)
- Bank of America Corp−3.9K (-10%)
- LCNB CORP−3.5K (-1%)
- Renaissance Technologies LLC−3.5K (-2%)
- T. Rowe Price Group+11.0K
Source: 13F-HR filings on SEC EDGAR (aggregated from 150 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
LCNB filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Sep 17, 2026 | - | Analysis | - |
| 4 | Aug 28, 2026 | - | - | - |
| 8-K | Aug 19, 2026 | - | Analysis | - |
| 4 | Aug 17, 2026 | - | - | - |
| 13F-HR | Aug 10, 2026 | Jun 30, 2026 | - | |
| 8-K | Aug 7, 2026 | - | Analysis | - |
| 8-K | Aug 7, 2026 | - | Analysis | - |
| 10-Q | Aug 5, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Jul 15, 2026 | - | Analysis | - |
| 4 | May 29, 2026 | - | - | |
| 4 | May 18, 2026 | - | - | |
| 13F-HR | May 11, 2026 | Mar 31, 2026 | - | |
| 10-Q | May 6, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | Apr 30, 2026 | - | Analysis | - |
| 8-K | Apr 22, 2026 | - | Analysis | - |
| 10-K | Mar 11, 2026 | Dec 31, 2025 | - | |
| 4 | Feb 23, 2026 | - | - | - |
| 4 | Feb 18, 2026 | - | - | |
| 4 | Feb 17, 2026 | - | - | |
| 13F-HR | Feb 10, 2026 | Dec 31, 2025 | - | |
| 8-K | Feb 2, 2026 | - | - | |
| 8-K | Jan 29, 2026 | - | - | |
| 13F-HR | Nov 10, 2025 | Sep 30, 2025 | - | |
| 10-Q | Nov 5, 2025 | Sep 30, 2025 | Analysis | |
| 13F-HR | Aug 11, 2025 | Jun 30, 2025 | - |
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LCNB SEC filings: frequently asked questions
Are LCNB insiders buying or selling?
In the last 90 days, LCNB CORP (LCNB) officers, directors and 10% owners reported 2 open-market purchases worth $17,612 by 2 insiders and no open-market sales on Form 4. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold LCNB stock?
As of June 30, 2026, the largest LCNB CORP (LCNB) holders among the 13F filers tracked by SignalX were BlackRock ($16.9 million), Vanguard Capital Management LLC ($9.7 million), Dimensional Fund Advisors ($9.6 million), LCNB CORP ($8.9 million), State Street Corp ($3.2 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was LCNB's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), LCNB CORP (LCNB) reported revenue of $102.7 million (down 2.2% from FY2024) and net income of $23.1 million. Diluted EPS was $1.63. The figures come from the XBRL data in the 10-K.
What did LCNB report in its latest 8-K?
LCNB CORP (LCNB) filed an 8-K on September 17, 2026 reporting Item 5.02 (Departure/Appointment of Directors or Principal Officers). Michael R. Miller, EVP and Chief Wealth Officer, retiring from LCNB and LCNB National Bank.
What are the latest LCNB SEC filings?
LCNB CORP (LCNB) filed its latest 10-K annual report on March 11, 2026, a 10-Q quarterly report on August 5, 2026, an 8-K current report on September 17, 2026 and a Form 4 insider filing on August 28, 2026.
What is LCNB's SEC CIK number?
LCNB CORP (LCNB)'s SEC Central Index Key (CIK) is 1074902. EDGAR lists every LCNB filing under that number.
Ask anything about LCNB
The research agent reads LCNB's filings, financials, insider trades and 13F holders, then answers with sources.