10-Q quarterly report · filed Aug 5, 2026

LCNB CORP (LCNB) Q2 2026 10-Q Quarterly Report

Short answer

LCNB CORP (LCNB) filed its Q2 2026 10-Q quarterly report on Aug 5, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $26M (up 1.5% year over year) with net income of $7M.

Q2 2026 key financials · XBRL

Revenue
$26M
+1.5% YoY · +3.5% QoQ
Net income
$7M
+26.6% YoY · +68.6% QoQ
EPS (diluted)
$0.53
+29.3% YoY · +71.0% QoQ

Source: XBRL data from the LCNB CORP (LCNB) Q2 2026 10-Q on SEC EDGAR. USD.

LCNB CORP Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Regulatory capital $214.0M at June 30, 2026 vs $204.6M December 31, 2025
  • Total capital ratio 12.40% vs 11.81% December 31, 2025
  • Leverage ratio 9.30% vs 8.94% December 31, 2025
  • FHLB borrowing capacity $159.1M plus $115.0M correspondent-bank lines
  • Management cited no liquidity or operational problems and adequate short- and long-term liquidity

Risk Factors

  • No risk-factors section provided; supplied text covers Items 2–6 rather than changes from the 10-K
  • Share-repurchase risk: Plan permits up to 500,000 shares, with 310,922 remaining authorization
  • Market-execution risk: repurchases depend on share price, trading volume, and general market conditions
  • Insider-trading compliance: Rule 10b5-1 plan remains subject to price, market-volume, and timing restrictions
  • No quarter-end liquidity, debt-maturity, currency, or concentration risks disclosed in provided text

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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