GSHD at a glance
Goosehead Insurance, Inc. (GSHD, SEC CIK 1726978) filed its latest 10-K annual report on February 19, 2026, a 10-Q quarterly report on July 23, 2026, an 8-K current report on July 22, 2026 and Form 4 insider filings as recently as September 24, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Goosehead Insurance, Inc. (GSHD) reported revenue of $365.3 million (up 16.2% from FY2024) and net income of $27.8 million. Diluted EPS was $1.04.
- As of June 30, 2026, 29 institutional investment managers tracked by SignalX reported holding Goosehead Insurance, Inc. (GSHD) shares worth $478.8 million in 13F-HR filings.
- The most recent insider open-market purchase reported on Form 4 was by Durable Capital Partners LP on September 22, 2026 of 150,000 shares at $47.32 per share.
- In the last 90 days, GSHD insiders reported 11 open-market purchases ($18.5M) and 23 open-market sales ($20.1M) on Form 4, a net sale of $1.6M.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $365.3M
- +16.2% vs prior year
- Insiders · 90 days
- 11 buys · 23 sells
- Net −$1.6M
- 13F holders
- 29 funds
- $478.8M · +0 vs prior quarter
- Latest 8-K
- Jul 22, 2026
- Item 2.02 · Item 5.02
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business: Independent insurance agency distributing personal lines via proprietary tech platform and agent-franchise network
- New emphasis: Expanded Digital Agent platform enabling self-quotes and limited binding from 100+ carriers, leveraging 20+ years of data
- Strategic shift: Transitioned top corporate sales agents to franchise ownership, enhancing talent recruitment and expanding franchise network
- Quantitative highlight: Total Written Premium grew 17% to $4.4B in 2025; franchise locations down 9% to 1,009; franchise agent count +1%
- Noteworthy fact: Despite NPS decline from 89 to 77, company remains 3.5x industry average with 85% client retention driving premium retention of 90%
Risk Factors
- Regulatory risk: Credit Agreement limits distributions from Goosehead Financial, LLC, restricting dividend payments and cash flow availability
- Financial risk: Holding company structure depends on Goosehead Financial, LLC distributions, which may be legally or contractually restricted
- Legal risk: Potential securities class action lawsuits due to stock price volatility risk substantial defense costs and management distraction
- Market risk: Stock price volatility may impair liquidity and investor ability to sell Class A shares
Management Discussion & Analysis
- Revenue $365.3M in 2025, up 16% from $314.5M in 2024
- Operating margin 20.4% ($74.4M income from operations/$365.3M revenue) in 2025 vs 19.4% ($61.1M/$314.5M) in 2024
- Best segment: Franchise revenues $209.2M, up 20% YoY, Renewal Royalty Fees grew 23% to $170.8M
- Worst segment: Interest income fell to $0.7M from $0.9M, Initial Franchise Fees down 15% to $5.6M
- Operating cash flow $91.8M in 2025, up from $71.5M; Financing outflows $88.3M due to $81.7M share repurchases and $205M special dividend
- Management expects liquidity sufficient via cash, working capital, credit for foreseeable needs; extended $100M share repurchase program authorization through 2027
AI summary of the GSHD 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Risk Factors
- No material changes to risk factors disclosed in the December 31, 2025 Form 10-K
- Carried-forward risks not detailed in the provided filing excerpt
- Share repurchase authorization extended through May 1, 2027, permitting purchases up to $198.3 million
Management Discussion & Analysis
- Share repurchase authorization increased to $198.3 million through May 1, 2027
- No significant changes to critical accounting policies from fiscal 2025
AI summary of the GSHD 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 2.02: Results of Operations and Financial Condition
- July 22, 2026 8-K covers Goosehead Insurance’s fiscal-year results
- Earnings details are contained in Exhibit 99.2, the company’s press release
Item 5.02: Departure/Appointment of Directors or Principal Officers
- CEO Mark Miller retiring effective December 31, 2026, remaining on the Board afterward
- President and COO Mark Jones, Jr. succeeding as CEO effective January 1, 2027
Item 1.01: Entry into a Material Definitive Agreement
- Settlement finalized July 8, 2026 after Delaware court approval, resolving the Dollens litigation and avoiding further litigation expense and management distraction
- Pre-IPO Holders retain approval rights while owning at least 10% of outstanding common stock
Item 5.07: Submission of Matters to a Vote of Security Holders
- Two directors, Robyn Jones and William Wade Jr., elected to terms ending at the 2029 annual meeting
- Director nominees received 24,846,411 and 24,854,625 votes for, respectively
AI summaries of GSHD 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for GSHD
Don't miss the next GSHD filing
- Alerts as it files. A push when GSHD files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut GSHD, by share count.
- Ask anything. An AI agent that reads every GSHD filing and answers with sources.
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Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Durable Capital Partners LP | Buy | Sep 22, 2026 | 150,000 | $47.32 |
| Mark & Robyn Jones Descendants Trust 2014 | G | Aug 27, 2026 | 100,000 | - |
| Jones Mark Evan | G | Aug 27, 2026 | 100,000 | - |
| Jones Mark Evan | G | Aug 27, 2026 | 100,000 | - |
| Jones Mark Evan | G | Aug 27, 2026 | 100,000 | - |
| Jones Mark Evan | G | Aug 27, 2026 | 100,000 | - |
| Mark & Robyn Jones Descendants Trust 2014 | G | Aug 27, 2026 | 100,000 | - |
| Jones Serena | Sell | Aug 20, 2026 | 1,107 | $69.87 |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | - | $314.5M | $365.3M |
| Operating Income | $33.0M | $61.1M | $74.4M |
| Net Income | $14.1M | $30.4M | $27.8M |
| Op. Margin | - | 19.4% | 20.4% |
| Net Margin | - | 9.7% | 7.6% |
| Balance Sheet | |||
| Total Assets | - | $397.7M | $414.9M |
| Equity | - | $43.9M | -$95.5M |
| ROE | - | 69.3% | -29.1% |
| Per Share | |||
| EPS | $0.55 | $1.16 | $1.04 |
| Cash Flow | |||
| Operating CF | - | $71.5M | $91.8M |
| CapEx | $4.5M | $979K | $5.7M |
Source: XBRL data in Goosehead Insurance, Inc. (GSHD)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate GSHD share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 29 | $478.8M |
| Q1 2026 | 29 | $429.0M |
| Q4 2025 | 29 | $730.8M |
| Q3 2025 | 28 | $746.2M |
| Q2 2025 | 29 | $1.04B |
| Q1 2025 | 26 | $743.0M |
| Q4 2024 | 21 | $570.6M |
| Q3 2024 | 17 | $228.7M |
- Morgan Stanley+115.3K (+36%)
- Bank of America Corp+96.7K (+29%)
- AQR Capital Management+71.0K (+417%)
- Goldman Sachs Group+67.8K (+15%)
- Citigroup+33.2K (+26%)
- Dimensional Fund Advisors−185.6K (-45%)
- State Street Corp−164.1K (-15%)
- Millennium Management−83.1K (-58%)
- Vanguard Capital Management LLC−69.5K (-6%)
- D.E. Shaw & Co−31.1K (-63%)
- Allstate+27.7K
Source: 13F-HR filings on SEC EDGAR (aggregated from 208 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
GSHD filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 4 | Sep 24, 2026 | - | - | - |
| 4 | Aug 31, 2026 | - | - | - |
| 4 | Aug 31, 2026 | - | - | - |
| 4 | Aug 24, 2026 | - | - | - |
| 4 | Aug 21, 2026 | - | - | - |
| 4 | Aug 19, 2026 | - | - | - |
| 4 | Aug 17, 2026 | - | - | - |
| 4 | Aug 5, 2026 | - | - | - |
| 4 | Aug 4, 2026 | - | - | - |
| 4 | Aug 3, 2026 | - | - | - |
| 4 | Jul 30, 2026 | - | - | - |
| 4 | Jul 30, 2026 | - | - | - |
| 4 | Jul 30, 2026 | - | - | - |
| 4 | Jul 28, 2026 | - | - | - |
| 10-Q | Jul 23, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Jul 22, 2026 | - | Analysis | - |
| 8-K | Jul 14, 2026 | - | Analysis | - |
| 4 | Jun 1, 2026 | - | - | |
| 4 | May 29, 2026 | - | - | |
| 4 | May 27, 2026 | - | - | |
| 4 | May 26, 2026 | - | - | |
| 4 | May 22, 2026 | - | - | |
| 4 | May 21, 2026 | - | - | |
| 4 | May 15, 2026 | - | - | |
| 4 | May 15, 2026 | - | - |
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GSHD SEC filings: frequently asked questions
Are GSHD insiders buying or selling?
In the last 90 days, Goosehead Insurance, Inc. (GSHD) officers, directors and 10% owners reported 11 open-market purchases worth $18.5 million by 2 insiders and 23 open-market sales worth $20.1 million by 4 insiders on Form 4, a net sale of $1.6 million. Many insider sales are pre-planned or for taxes, so purchases usually carry more information.
Which institutions hold GSHD stock?
As of June 30, 2026, the largest Goosehead Insurance, Inc. (GSHD) holders among the 13F filers tracked by SignalX were BlackRock ($177.3 million), Vanguard Portfolio Management LLC ($62.8 million), Vanguard Capital Management LLC ($48.6 million), State Street Corp ($44.6 million), Goldman Sachs Group ($24.6 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was GSHD's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Goosehead Insurance, Inc. (GSHD) reported revenue of $365.3 million (up 16.2% from FY2024) and net income of $27.8 million. Diluted EPS was $1.04. The figures come from the XBRL data in the 10-K.
What are the main risks in GSHD's latest 10-K?
In the 10-K filed February 19, 2026, Goosehead Insurance, Inc. (GSHD) flagged: Regulatory risk: Credit Agreement limits distributions from Goosehead Financial, LLC, restricting dividend payments and cash flow availability. Financial risk: Holding company structure depends on Goosehead Financial, LLC distributions, which may be legally or contractually restricted. (AI summary of the Risk Factors section.)
What did GSHD report in its latest 8-K?
Goosehead Insurance, Inc. (GSHD) filed an 8-K on July 22, 2026 reporting Item 2.02 (Results of Operations and Financial Condition) and Item 5.02 (Departure/Appointment of Directors or Principal Officers). July 22, 2026 8-K covers Goosehead Insurance’s fiscal-year results.
What are the latest GSHD SEC filings?
Goosehead Insurance, Inc. (GSHD) filed its latest 10-K annual report on February 19, 2026, a 10-Q quarterly report on July 23, 2026, an 8-K current report on July 22, 2026 and a Form 4 insider filing on September 24, 2026.
What is GSHD's SEC CIK number?
Goosehead Insurance, Inc. (GSHD)'s SEC Central Index Key (CIK) is 1726978. EDGAR lists every GSHD filing under that number.
Ask anything about GSHD
The research agent reads GSHD's filings, financials, insider trades and 13F holders, then answers with sources.