ACT Enact Holdings, Inc.companySEC Filings & Insider Trading Activity 2026
Latest Enact Holdings, Inc. (ACT) SEC EDGAR filings in 2026 — including the most recent 10-K annual report filed on February 27, 2026, a 10-Q quarterly report filed on November 6, 2025, an 8-K current report filed on February 3, 2026. SignalX aggregates every new 10-K annual report, 10-Q quarterly report, 8-K current report, and Form 4 insider transaction for Enact Holdings, Inc. (ACT) (SEC CIK 1823529), with AI-powered section-by-section summaries updated daily.
Latest 2026 SEC Filing Dates
AI 10-K Annual Report AnalysisLatest 10-K (2025-12-31)
Business Overview
- • Core business: Private mortgage insurance provider covering Low Down Payment Loans across all US states and DC, facilitating secondary mortgage market sales
- • New emphasis: Expanded credit risk transfer (CRT) program as a central risk management and capital efficiency strategy
Risk Factors
- • Regulatory risk from FHFA/PMIERs affecting capital relief via Credit Risk Transfer program, essential for risk and capital management
- • Macroeconomic exposure to rising interest rates (6.67% weighted average mortgage rate 2024) impacting mortgage origination and persistency
Management Discussion & Analysis
- • Revenue flat with premiums marginally up; net earned premium rate slightly down from 36 to 35 bps
- • Adjusted operating income $687.8M in 2025 vs $718.4M in 2024; decline due to higher losses offset by better investment income and lower expenses
AI 10-Q Quarterly Report AnalysisLatest 10-Q (2025-09-30)
Risk Factors
- • New regulatory risk: FHFA acceptance of VantageScore 4.0 announced July 2025; implementation details and timeline remain uncertain
- • Most materially updated risk: Loss ratio rose to 15% Q3 2025 from 5% in Q3 2024 due to normal loss development and higher delinquencies
Annual Reports Archive10-K
AI-powered analysis of Enact Holdings, Inc. (ACT) 10-K annual reports filed with SEC EDGAR.
Quarterly Reports Archive10-Q
AI-powered analysis of Enact Holdings, Inc. (ACT) 10-Q quarterly reports filed with SEC EDGAR.
Financial SummaryXBRL
| FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|---|
| Profitability | |||||
| Revenue | $1.1B | $1.1B | $1.2B | $1.2B | $1.2B |
| Net Income | $546.7M | $704.2M | $665.5M | $688.1M | $674.2M |
| Net Margin | 48.9% | 64.3% | 57.7% | 57.3% | 54.6% |
| Balance Sheet | |||||
| Total Assets | $5.9B | $5.7B | $6.2B | $6.5B | $6.9B |
| Equity | $4.1B | $4.1B | $4.6B | $5.0B | $5.4B |
| ROE | 13.3% | 17.2% | 14.4% | 13.8% | 12.6% |
Source: XBRL financial data from Enact Holdings, Inc. (ACT) 10-K filings on SEC EDGAR. All figures in USD. Key metrics include revenue, net income, gross profit, gross profit margin, operating income, EPS (diluted), total assets, stockholders' equity, return on equity (ROE), operating cash flow, and capital expenditure.
Latest 2026 SEC Filings — 10-K, 10-Q, 8-K & Form 4
| Form | Filing Date | Period | Analysis | SEC |
|---|---|---|---|---|
10-K | Feb 27, 2026 | Dec 31, 2025 | Analysis | |
8-K | Feb 3, 2026 | — | — | |
10-Q | Nov 6, 2025 | Sep 30, 2025 | Analysis | |
10-Q | Aug 1, 2025 | Jun 30, 2025 | — | |
10-Q | May 2, 2025 | Mar 31, 2025 | — | |
10-K | Feb 28, 2025 | Dec 31, 2024 | — | |
10-Q | Nov 7, 2024 | Sep 30, 2024 | — | |
10-Q | Aug 2, 2024 | Jun 30, 2024 | — | |
10-Q | May 3, 2024 | Mar 31, 2024 | — | |
10-K | Feb 29, 2024 | Dec 31, 2023 | — | |
10-Q | Nov 2, 2023 | Sep 30, 2023 | — | |
10-Q | Aug 4, 2023 | Jun 30, 2023 | — | |
10-Q | May 5, 2023 | Mar 31, 2023 | — | |
10-K | Feb 28, 2023 | Dec 31, 2022 | — | |
10-Q | Nov 3, 2022 | Sep 30, 2022 | — | |
10-Q | Aug 4, 2022 | Jun 30, 2022 | — | |
10-Q | May 5, 2022 | Mar 31, 2022 | — | |
10-K | Feb 28, 2022 | Dec 31, 2021 | — | |
10-Q | Nov 4, 2021 | Sep 30, 2021 | — |
Frequently Asked Questions
What are the latest ACT SEC filings in 2026?
Enact Holdings, Inc. (ACT) has filed a 10-K annual report on February 27, 2026, a 10-Q quarterly report on November 6, 2025, an 8-K current report on February 3, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.
When did ACT file its most recent 10-K annual report?
Enact Holdings, Inc. (ACT) filed its most recent 10-K annual report on February 27, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.
How do I view ACT 10-Q quarterly reports?
Enact Holdings, Inc. (ACT)'s most recent 10-Q quarterly report was filed on November 6, 2025. SignalX displays every ACT 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.
What 8-K current reports has ACT filed recently?
Enact Holdings, Inc. (ACT)'s most recent 8-K was filed on February 3, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.
Where can I find ACT insider trading activity (Form 4)?
SignalX aggregates every ACT Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.
How often does ACT file with the SEC?
Enact Holdings, Inc. (ACT) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new ACT filing with AI-powered analysis.
What is the difference between 10-K, 10-Q, and 8-K SEC filings?
A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs — such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for Enact Holdings, Inc. (ACT).
What is ACT's SEC CIK number?
Enact Holdings, Inc. (ACT)'s SEC CIK (Central Index Key) number is 1823529. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 1823529 to look up all ACT filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.
Where can I find ACT return on equity (ROE) and financial data?
SignalX extracts XBRL financial data from Enact Holdings, Inc. (ACT) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.
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