10-Q quarterly report · filed Aug 6, 2026

Enact Holdings, Inc. (ACT) Q2 2026 10-Q Quarterly Report

Short answer

Enact Holdings, Inc. (ACT) filed its Q2 2026 10-Q quarterly report on Aug 6, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $317M (up 4.1% year over year) with net income of $175M.

Q2 2026 key financials · XBRL

Revenue
$317M
+4.1% YoY · +1.7% QoQ
Net income
$175M
+4.2% YoY · +4.2% QoQ
EPS (diluted)
$1.24
+10.7% YoY · +5.1% QoQ

Source: XBRL data from the Enact Holdings, Inc. (ACT) Q2 2026 10-Q on SEC EDGAR. USD.

Enact Holdings, Inc. Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Q2 revenue $317.3M, up 4% YoY from $304.9M; net income $174.8M vs $167.8M
  • Loss ratio 14% vs 10% YoY; expense ratio 21% vs 22%
  • Primary NIW $15.2B, up 15% YoY from $13.3B; refinances $1.9B vs $0.9B
  • Reserve release $37M vs $48M YoY; current-period delinquency loss expense $68M vs $69M
  • Housing affordability challenges, elevated mortgage rates, inflation 3.5%, and geopolitical uncertainty as near-term headwinds

Risk Factors

  • No Risk Factors section provided; submitted text covers share repurchases, trading plans, exhibits, and signatures
  • Share-repurchase authorization: $500 million additional program announced February 3, 2026
  • Repurchase liquidity: $374.746 million remaining under announced programs at June 30, 2026
  • No director or Section 16 officer adopted or terminated trading arrangements during the quarter

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

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