ACT Enact Holdings, Inc.

Q3 2025 10-Q
Filed: Nov 6, 2025Period ending Sep 30, 2025
Financials
Insurance Agents, Brokers & ServiceSEC EDGAR

Enact Holdings, Inc. (ACT) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Nov 6, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

AI Filing Analysis
Q3 2025 10-Q

Risk Factors

  • New regulatory risk: FHFA acceptance of VantageScore 4.0 announced July 2025; implementation details and timeline remain uncertain
  • Most materially updated risk: Loss ratio rose to 15% Q3 2025 from 5% in Q3 2024 due to normal loss development and higher delinquencies
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