CCS at a glance
Century Communities, Inc. (CCS, SEC CIK 1576940) filed its latest 10-K annual report on January 29, 2026, a 10-Q quarterly report on July 23, 2026, an 8-K current report on October 1, 2026 and Form 4 insider filings as recently as September 11, 2026. SignalX summarizes each filing with AI and tracks the company's insider trades and institutional holders.
- For the fiscal year ended December 31, 2025 (FY2025), Century Communities, Inc. (CCS) reported revenue of $4.1 billion (down 6.4% from FY2024) and net income of $147.6 million. Diluted EPS was $4.86.
- As of June 30, 2026, 30 institutional investment managers tracked by SignalX reported holding Century Communities, Inc. (CCS) shares worth $1.1 billion in 13F-HR filings.
Source: SEC EDGAR (XBRL financial data, 13F-HR and Form 4 filings).
- Revenue · FY2025
- $4.1B
- −6.4% vs prior year
- Insiders · 90 days
- 0 buys · 0 sells
- No open-market trades
- 13F holders
- 30 funds
- $1.1B · −1 vs prior quarter
- Latest 8-K
- Oct 1, 2026
- Item 1.01
AI 10-K Annual Report Analysis
Latest 10-K, fiscal year ended Dec 31, 2025
Business Overview
- Core business model: homebuilding focused on single-family attached/detached homes across 16 states, with land entitlement, development, and construction
- New emphasis on Century Complete segment targeting entry-level buyers via retail and internet sales with limited customization options
- Strategic divestiture of rental properties in 2024, reflected by no development expenditure and proceeds from sale in 2025
- Inventory impairment charges increased to $21.8M in 2025 from $8.8M in 2024, reflecting tougher market conditions in valuation of homebuilding inventories
- Senior notes issuance of $500M at 6.625% due 2033 and simultaneous extinguishment of $500M senior notes due 2027, altering debt maturity profile
Risk Factors
- Regulatory risk: compliance with cybersecurity and data privacy regulations overseen by CIO and Audit Committee, involving potential disclosure obligations for material incidents
- Operational risk: dependence on CIO with 20+ years homebuilding IT experience for cybersecurity risk management and reporting to senior management
- Cybersecurity risk: evolving threats require continuous updates from outside advisors and active oversight by independent Audit Committee lacking direct cybersecurity expertise
- Governance risk: cybersecurity oversight delegated to Audit Committee with no members holding IT or cybersecurity certifications, relying on external guidance
- Strategic risk: cybersecurity incident impacts could disrupt company operations, requiring integration of cybersecurity into strategic decision-making by senior leadership
Management Discussion & Analysis
- Interest expense exposure with Credit Agreement debt at fixed rate 6.6% and variable rate 5.5% average as of 12/31/2025
- Inflation risk cited from higher land, labor, materials, causing potential demand weakness due to mortgage rate rises
- Cash flow seasonal: highest new home orders in spring, deliveries and cash receipts concentrated in 2H of year
- Forward risk: potential tariffs and inflationary environment adversely impacting costs and demand
AI summary of the CCS 10-K filed . Generated from the filing text; verify against the original.View on SEC EDGARHow to read a 10-K
AI 10-Q Quarterly Report Analysis
Latest 10-Q, quarter ended Jun 30, 2026
Management Discussion & Analysis
- Revenue $927.2M, down from $1.0B YoY; deliveries 2,506, down 3.1%
- Homebuilding gross margin 18.1% vs 17.6% YoY; adjusted margin 20.0% vs 20.0%
- Century Complete strongest segment: pretax income $20.8M, up 38.8% YoY
- Century Living weakest segment: pretax loss $115K vs $1.5M income YoY
- Cash $92.3M plus $39.7M escrow; $19.6M share repurchases and $0.32 quarterly dividend
- Near-term outlook uncertain amid elevated mortgage rates, affordability pressures, tariffs, geopolitical risks, and cautious buyer sentiment
Risk Factors
- New regulatory risk: 21st Century ROAD to Housing Act became law in July 2026, with uncertain agency and local implementation
- Inflation risk updated for tariffs and Middle East conflict, including higher energy, transportation, input, and financing costs
- Mortgage-financing risk updated: tighter standards, higher rates, and potential Fannie Mae or Freddie Mac changes threatening buyer affordability
- Near-term demand risk: elevated interest rates and affordability pressures could delay purchases and increase cancellations
- Financial risk: inflation reduces cash purchasing power and increases financing costs
AI summary of the CCS 10-Q filed . Generated from the filing text; verify against the original.View on SEC EDGAR10-K vs 10-Q vs 8-K
AI 8-K Current Report Analysis
The most recent material events, by 8-K item
Item 1.01: Entry into a Material Definitive Agreement
- Credit commitments increased to $1.2 billion, expanding Century Communities’ liquidity and homebuilding financing capacity
- Extended lender commitments mature November 1, 2030, improving funding-tenor visibility
Item 2.02: Results of Operations and Financial Condition
- Q2 and first-half 2026 results covered periods ended June 30, 2026
- Results press release issued July 22, 2026 and furnished as Exhibit 99.1
Item EX-99.1: Item EX-99.1
- Q2 net income $36.1M, or $1.26 diluted EPS, up 11% year over year despite macro and affordability headwinds
- Deliveries reached 2,506 homes, while net contracts rose 2.7% to 2,615, supporting improved near-term demand visibility
Item 5.07: Submission of Matters to a Vote of Security Holders
- Seven director nominees elected, preserving existing board composition through the next annual meeting
- 94.7% stockholder participation, indicating strong quorum and voting engagement
AI summaries of CCS 8-K current reports filed with the SEC. What 8-K item codes mean
SignalX for CCS
Don't miss the next CCS filing
- Alerts as it files. A push when CCS files an 8-K or an insider trades.
- Fund moves. Which tracked funds opened, added or cut CCS, by share count.
- Ask anything. An AI agent that reads every CCS filing and answers with sources.
CCS alerts on your phone. Follow it in the SignalX Android app.
Recent Insider Transactions (Form 4)
Latest reported trades by officers, directors and 10% owners
| Insider | Type | Date | Shares | Price |
|---|---|---|---|---|
| Francescon Robert J | A | Sep 9, 2026 | 333 | - |
| DIXON JOHN SCOTT | A | Sep 9, 2026 | 151 | - |
| Francescon Dale | A | Sep 9, 2026 | 191 | - |
| DIXON JOHN SCOTT | M | Aug 1, 2026 | 1,649 | - |
| DIXON JOHN SCOTT | M | Aug 1, 2026 | 59 | - |
| DIXON JOHN SCOTT | M | Aug 1, 2026 | 59 | - |
| DIXON JOHN SCOTT | F | Aug 1, 2026 | 748 | $67.16 |
| DIXON JOHN SCOTT | M | Aug 1, 2026 | 1,649 | - |
Financial SummaryXBRL
| Metric | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| Profitability | |||
| Revenue | $3.7B | $4.4B | $4.1B |
| Net Income | $259.2M | $333.8M | $147.6M |
| Net Margin | 7.0% | 7.6% | 3.6% |
| Balance Sheet | |||
| Total Assets | $4.1B | $4.5B | $4.5B |
| Equity | $2.4B | $2.6B | $2.6B |
| ROE | 10.9% | 12.7% | 5.7% |
| Per Share | |||
| EPS | $8.05 | $10.40 | $4.86 |
| Cash Flow | |||
| Operating CF | $41.6M | $125.7M | $153.1M |
| CapEx | - | $39.0M | $28.8M |
Source: XBRL data in Century Communities, Inc. (CCS)'s 10-K filings on SEC EDGAR, in USD. Compare across companies →
13F Fund Holdings: Quarterly Trend
Latest: Q2 2026Aggregate CCS share value held by 13F filers tracked by SignalX, by quarter.
Quarterly totals table
| Quarter | Funds | Total value |
|---|---|---|
| Q2 2026 | 30 | $1.05B |
| Q1 2026 | 31 | $867.8M |
| Q4 2025 | 29 | $901.9M |
| Q3 2025 | 30 | $970.1M |
| Q2 2025 | 31 | $849.3M |
| Q1 2025 | 28 | $673.7M |
| Q4 2024 | 22 | $650.6M |
| Q3 2024 | 20 | $690.1M |
- State Street Corp+104.9K (+8%)
- Vanguard Portfolio Management LLC+66.8K (+11%)
- Two Sigma Investments+49.1K (+24%)
- Ameriprise Financial+29.2K (+9%)
- Bank of America Corp+21.7K (+14%)
- WESTWOOD HOLDINGS GROUP INC−303.8K (-27%)
- Goldman Sachs Group−249.6K (-45%)
- JPMorgan Chase & Co−104.9K (-44%)
- AQR Capital Management−68.9K (-36%)
- Dimensional Fund Advisors−45.4K (-2%)
- Millennium Management−10.6K
Source: 13F-HR filings on SEC EDGAR (aggregated from 221 fund-quarter rows). Reflects only 13F filers tracked by SignalX, not the full institutional ownership universe. How 13F filings work
CCS filing archive
AI analysis pages for each 10-K, 10-Q and 8-K
10-K annual reports
10-Q quarterly reports
8-K current reports
Latest 2026 SEC Filings: 10-K, 10-Q, 8-K & Form 4
| Form | Filing date | Period | Analysis | SEC |
|---|---|---|---|---|
| 8-K | Oct 1, 2026 | - | Analysis | - |
| 4 | Sep 11, 2026 | - | - | - |
| 4 | Sep 11, 2026 | - | - | - |
| 4 | Sep 11, 2026 | - | - | - |
| SC 13G | Aug 7, 2026 | - | - | |
| 4 | Aug 4, 2026 | - | - | - |
| 10-Q | Jul 23, 2026 | Jun 30, 2026 | Analysis | |
| 8-K | Jul 22, 2026 | - | Analysis | - |
| 4 | Jun 12, 2026 | - | - | - |
| 4 | Jun 12, 2026 | - | - | - |
| 4 | Jun 12, 2026 | - | - | - |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 4 | May 8, 2026 | - | - | |
| 8-K | May 7, 2026 | - | Analysis | |
| 10-Q | Apr 23, 2026 | Mar 31, 2026 | Analysis | |
| 8-K | Apr 22, 2026 | - | Analysis | - |
| 4 | Mar 12, 2026 | - | - | - |
| 4 | Feb 13, 2026 | - | - | |
| 4 | Feb 10, 2026 | - | - |
Related Consumer Discretionary companies
- DHI · D. R. HortonOperative Builders
- ECG · Everus Construction Group IncOperative Builders
- GRBK · Green Brick Partners, Inc.Operative Builders
- KBH · KB HOMEOperative Builders
- LGIH · LGI Homes, Inc.Operative Builders
- MHO · M/I HOMES, INC.Operative Builders
- MTH · Meritage Homes CORPOperative Builders
- NVR · NVR, Inc.Operative Builders
CCS SEC filings: frequently asked questions
Which institutions hold CCS stock?
As of June 30, 2026, the largest Century Communities, Inc. (CCS) holders among the 13F filers tracked by SignalX were BlackRock ($368.0 million), Dimensional Fund Advisors ($137.3 million), State Street Corp ($103.2 million), Vanguard Capital Management LLC ($79.6 million), WESTWOOD HOLDINGS GROUP INC ($58.4 million). 13F-HR reports are filed up to 45 days after each quarter ends.
What was CCS's revenue in fiscal year 2025?
For the fiscal year ended December 31, 2025 (FY2025), Century Communities, Inc. (CCS) reported revenue of $4.1 billion (down 6.4% from FY2024) and net income of $147.6 million. Diluted EPS was $4.86. The figures come from the XBRL data in the 10-K.
What are the main risks in CCS's latest 10-K?
In the 10-K filed January 29, 2026, Century Communities, Inc. (CCS) flagged: Regulatory risk: compliance with cybersecurity and data privacy regulations overseen by CIO and Audit Committee, involving potential disclosure obligations for material incidents. Operational risk: dependence on CIO with 20+ years homebuilding IT experience for cybersecurity risk management and reporting to senior management. (AI summary of the Risk Factors section.)
What did CCS report in its latest 8-K?
Century Communities, Inc. (CCS) filed an 8-K on October 1, 2026 reporting Item 1.01 (Entry into a Material Definitive Agreement). Credit commitments increased to $1.2 billion, expanding Century Communities’ liquidity and homebuilding financing capacity.
What are the latest CCS SEC filings?
Century Communities, Inc. (CCS) filed its latest 10-K annual report on January 29, 2026, a 10-Q quarterly report on July 23, 2026, an 8-K current report on October 1, 2026 and a Form 4 insider filing on September 11, 2026.
What is CCS's SEC CIK number?
Century Communities, Inc. (CCS)'s SEC Central Index Key (CIK) is 1576940. EDGAR lists every CCS filing under that number.
Ask anything about CCS
The research agent reads CCS's filings, financials, insider trades and 13F holders, then answers with sources.