MHO M/I HOMES, INC.

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business: design, construct, market, and sell single-family homes and townhomes, plus ancillary mortgage and title services
• • New emphasis on inventory homes with 68% of 2025 deliveries as inventory, up from 60% in 2024, supporting Ready Now Homes program for faster closings
• • Strategic focus on affordability via “Smart Series” homes, now 52% of 2025 sales, targeting entry-level and move-down buyers with multi-family expansions
• • Backlog declined to 1,809 homes ($989.9M) at 2025 year-end from 2,531 homes ($1.4B) in 2024, reflecting lower demand and increased inventory home sales
• • Celebrated 50th year in business in 2026, reinforcing brand trust during challenging housing market with elevated mortgage rates and affordability concerns

Risk Factors

• • Regulatory risk: Warranty claims in Florida—$11.2M warranty charges for attic ventilation issues in two Florida communities impacting reserves
• • Macroeconomic threat: Elevated mortgage rates contributed to 4% decrease in new contracts and 2% revenue decline to $4.4B in 2025
• • Operational vulnerability: Inventory impairment charges totaled $47.7M in 2025 including $30.9M in Southern region, affecting margins and costs
• • Competitive risk: Increased realtor commissions rose $8.9M in 2025 due to higher competition for homebuyers and larger community count
• • Financial risk: Homebuilding debt-to-capital ratio improved to 18% in 2025 but slower absorption pace declined to 3.0 homes/month from 3.3 in 2024

Management Discussion & Analysis

• • Revenue $4.29B, net income $369M, net income declined $160.8M YoY, home deliveries 8,921 units down from prior year
• • Operating margin impacted by increased land and housing costs of $3.35B and SG&A of $452M, net income margin approx. 8.6% on $4.29B revenue
• • Best segment: Homebuilding with $4.29B revenue; financial services had weighted borrowings $725M at 5.37% interest
• • Cash from operations $137.3M vs $179.7M in 2024, used $210M in financing primarily for $202M buybacks, invested $59.7M in investing activities
• • 2026 outlook: Expect continued share repurchases, cautious land spending, offering mortgage interest rate buydown incentives amid high mortgage rates and inflation risks

What are the latest MHO SEC filings in 2026?

M/I HOMES, INC. (MHO) has filed a 10-K annual report on February 13, 2026, a 10-Q quarterly report on April 24, 2026, an 8-K current report on July 29, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did MHO file its most recent 10-K annual report?

M/I HOMES, INC. (MHO) filed its most recent 10-K annual report on February 13, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view MHO 10-Q quarterly reports?

M/I HOMES, INC. (MHO)'s most recent 10-Q quarterly report was filed on April 24, 2026. SignalX displays every MHO 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has MHO filed recently?

M/I HOMES, INC. (MHO)'s most recent 8-K was filed on July 29, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find MHO insider trading activity (Form 4)?

SignalX aggregates every MHO Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does MHO file with the SEC?

M/I HOMES, INC. (MHO) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new MHO filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for M/I HOMES, INC. (MHO).

What is MHO's SEC CIK number?

M/I HOMES, INC. (MHO)'s SEC CIK (Central Index Key) number is 799292. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 799292 to look up all MHO filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find MHO return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from M/I HOMES, INC. (MHO) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.