NVR NVR, Inc.

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business: construction and sale of single-family detached homes, townhomes, condominiums on primarily pre-sold basis
• • Continued reliance on fixed price lot purchase agreements (LPAs) with forfeitable deposits, avoiding direct land ownership and developmental risk
• • Emphasis on market leadership in 37 metropolitan areas across 16 states and D.C. with three distinct trade brands targeting different buyer demographics
• • Strategic flexibility to engage in joint ventures or direct land development in limited cases, deviating from historical lot acquisition strategy
• • Focus on maintaining lot inventory to support five-year business plan, minimizing financial risk related to land acquisitions

Risk Factors

• • Regulatory risk: Increased contract land deposit impairment allowance due to economic challenges, impacting reserve adequacy for potential losses on land deposits
• • Macroeconomic threat: 13-17% New Order cancellations and 3-16% decrease in average active communities in key regions, highlighting demand weakness and affordability pressure
• • Operational risk: Higher lot costs and material cost increases causing gross margin declines to as low as 18.3% in South East segment in 2025
• • Competitive risk: Mortgage banking segment exposure to tightening credit markets and increased mortgage lending regulation affecting loan closing volume and fees
• • Financial risk: $900 million Senior Notes maturing in 2030 with $27 million interest due within 12 months, and $733.9 million due on land purchase commitments within 3 years

Management Discussion & Analysis

• • Revenue $10.3B in 2025, down 2% from $10.5B in 2024 due to 4% fewer units settled
• • Gross margin 21.2% in 2025 vs 23.7% in 2024, impacted by higher lot costs and $75.9M land deposit impairments
• • Mid Atlantic segment strongest, no segment-specific data but overall unit settlements down 4% to 21,915 units
• • Net income $1.34B in 2025, down 20% YoY; mortgage banking income $152M, down 2%
• • Backlog down 16% to $4.01B with 8,448 units, new orders down 10% at 20,410 units, cancellation rate up to 17%
• • Cash deposits for lots $920.1M with additional $42.3M for raw land; no direct disclosure of buybacks/dividends/capex
• • Guidance: Expect continued demand weakness, margin pressure, revenue decline in Q1 2026, but confident due to strong balance sheet and disciplined lot acquisition strategy

What are the latest NVR SEC filings in 2026?

NVR, Inc. (NVR) has filed a 10-K annual report on February 11, 2026, a 10-Q quarterly report on May 6, 2026, an 8-K current report on July 23, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did NVR file its most recent 10-K annual report?

NVR, Inc. (NVR) filed its most recent 10-K annual report on February 11, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view NVR 10-Q quarterly reports?

NVR, Inc. (NVR)'s most recent 10-Q quarterly report was filed on May 6, 2026. SignalX displays every NVR 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has NVR filed recently?

NVR, Inc. (NVR)'s most recent 8-K was filed on July 23, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find NVR insider trading activity (Form 4)?

SignalX aggregates every NVR Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does NVR file with the SEC?

NVR, Inc. (NVR) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new NVR filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for NVR, Inc. (NVR).

What is NVR's SEC CIK number?

NVR, Inc. (NVR)'s SEC CIK (Central Index Key) number is 906163. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 906163 to look up all NVR filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find NVR return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from NVR, Inc. (NVR) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.