NVR, Inc. (NVR) Q3 2025 10-Q Quarterly Report

Filed: Nov 5, 2025Period ending Sep 30, 2025
Industrials
Operative BuildersSEC EDGAR

NVR, Inc. (NVR) 10-Q quarterly report for Q3 2025, filed with SEC EDGAR on Nov 5, 2025 for the fiscal period ending Sep 30, 2025. This page provides AI-powered analysis including management discussion & analysis (MD&A), risk factor updates, and key quarterly financial data such as revenue and net income extracted from XBRL.

NVR, Inc. Q3 2025 10-Q Analysis

Management Discussion & Analysis

  • Cash, restricted cash, and cash equivalents decreased by $641,063 for nine months ended September 30, 2025
  • Net cash from operating activities $681,592, driven by earnings, offset by $181,771 increase in contract land deposits
  • Investing cash outflow $57,374 mainly for joint ventures $37,281 and property, plant, and equipment $20,808
  • Financing cash outflow $1,265,281 for repurchase of 178,178 shares at $1,331,212, partly offset by $69,343 from stock options
  • No material changes in critical accounting estimates reported

Risk Factors

  • New risk: Increased contract land deposit impairments, totaling $85,400 as of Sept 30, 2025, triggered by affordability issues and market volatility
  • Material update: Homebuilding gross profit margin declined to 21.0% in Q3 2025 from 23.4% in Q3 2024 due to higher lot costs and pricing pressure
  • Regulatory/compliance risk: Potential forfeiture of up to 10% deposits under Lot Purchase Agreements if NVR fails performance obligations
  • Operational risk: New Orders down 16% in Q3 2025 with cancellation rate rising to 19.4% vs 14.5% in Q3 2024, impacting near-term sales volume
  • Financial risk: Contract land deposits increased to $872,323 with $907,600 cash deposits tied up in LPAs, highlighting liquidity exposure to land acquisition commitments

NVR, Inc. Q3 2025 Quarterly Financials
XBRL

Revenue

$2.6B

-4.5% YoY +0.4% QoQ

Net Income

$343M

-20.2% YoY +2.7% QoQ

Net Margin

13.1%

-258bp YoY +29bp QoQ

Source: XBRL data from NVR, Inc. Q3 2025 10-Q filing on SEC EDGAR. All figures in USD.

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