Century Communities, Inc. (CCS) FY2025 10-K Annual Report

Filed: Jan 29, 2026
Industrials
Operative BuildersSEC EDGAR

Century Communities, Inc. (CCS) 10-K annual report for fiscal year 2025, filed with SEC EDGAR on Jan 29, 2026. This page provides AI-powered analysis including business overview, management discussion & analysis (MD&A), risk factors, and key financial data such as revenue, net income, gross margin, operating margin, and return on equity (ROE) extracted from XBRL.

Century Communities, Inc. FY2025 10-K Analysis

Business Overview

  • Core business model: homebuilding focused on single-family attached/detached homes across 16 states, with land entitlement, development, and construction
  • New emphasis on Century Complete segment targeting entry-level buyers via retail and internet sales with limited customization options
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Management Discussion & Analysis

  • No revenue or profitability data disclosed in the section provided
  • Interest expense exposure with Credit Agreement debt at fixed rate 6.6% and variable rate 5.5% average as of 12/31/2025
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Risk Factors

  • Regulatory risk: compliance with cybersecurity and data privacy regulations overseen by CIO and Audit Committee, involving potential disclosure obligations for material incidents
  • Operational risk: dependence on CIO with 20+ years homebuilding IT experience for cybersecurity risk management and reporting to senior management
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Century Communities, Inc. FY2025 Key Financial Metrics
XBRL

Revenue

$4.1B

-6.4% YoY

Net Income

$148M

-55.8% YoY

Net Margin

3.6%

-401bp YoY

ROE

5.7%

-704bp YoY

Total Assets

$4.5B

-1.6% YoY

EPS (Diluted)

$4.86

-53.3% YoY

Operating Cash Flow

$153M

+21.8% YoY

Source: XBRL data from Century Communities, Inc. FY2025 10-K filing on SEC EDGAR. All figures in USD.

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