CCS Century Communities, Inc.

FY2025 10-K
Filed: Jan 29, 2026
Industrials
Operative BuildersSEC EDGAR

Century Communities, Inc. (CCS) filed its fiscal year 2025 10-K annual report with the SEC on Jan 29, 2026. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.

AI Filing Analysis
FY2025 10-K

Business Overview

  • Core business model: homebuilding focused on single-family attached/detached homes across 16 states, with land entitlement, development, and construction
  • New emphasis on Century Complete segment targeting entry-level buyers via retail and internet sales with limited customization options
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Management Discussion & Analysis

  • No revenue or profitability data disclosed in the section provided
  • Interest expense exposure with Credit Agreement debt at fixed rate 6.6% and variable rate 5.5% average as of 12/31/2025
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Risk Factors

  • Regulatory risk: compliance with cybersecurity and data privacy regulations overseen by CIO and Audit Committee, involving potential disclosure obligations for material incidents
  • Operational risk: dependence on CIO with 20+ years homebuilding IT experience for cybersecurity risk management and reporting to senior management
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