SFNC SIMMONS FIRST NATIONAL CORP

company

SEC Filings & Insider Trading Activity 2026

Business Overview

• • Core business model: Regional bank holding company providing lending, deposit, and financial services primarily secured by real estate
• • No new products or segments introduced; increased emphasis on regulatory compliance and litigation risk management
• • Strategic focus on capital allocation constrained by Federal Reserve "source of strength" doctrine affecting acquisitions and dividends
• • Notable risk from environmental liabilities related to foreclosed real estate properties impacting financial condition
• • Geographic concentration in Mid-South and Great Plains with exposure to severe weather and seismic risks affecting operations and collateral values

Risk Factors

• • Regulatory risk: Impact of ASC Topic 326-20 ("Financial Instruments - Credit Losses") on allowance for credit losses estimates
• • Macroeconomic threat: Provision for credit losses rose to $65.8M in 2025 from $46.8M in 2024 due to updated economic assumptions and loan growth
• • Operational risk: Balance sheet repositioning included sale of $3.16B low-yielding securities causing $625.6M after-tax loss to deleverage higher rate borrowings
• • Market disruption: Competition from peer banks influences goodwill valuation using pricing multiples affecting impairment testing assumptions
• • Financial risk: Reliance on key capital issuances with $325M 6.25% subordinated notes in 2025 to redeem $330M 5.00% notes, impacting Tier 2 capital structure

Management Discussion & Analysis

• • No revenue or profitability figures disclosed in provided MDA excerpt
• • No segment performance data available
• • No cash flow, buybacks, dividends, or capex details provided
• • No management outlook, guidance, or emerging risk information in excerpt

What are the latest SFNC SEC filings in 2026?

SIMMONS FIRST NATIONAL CORP (SFNC) has filed a 10-K annual report on February 25, 2026, a 10-Q quarterly report on May 6, 2026, an 8-K current report on July 16, 2026 with the SEC. SignalX tracks every new SEC EDGAR filing daily, including 10-K, 10-Q, 8-K, and Form 4 insider transactions, with AI-powered summaries of key sections.

When did SFNC file its most recent 10-K annual report?

SIMMONS FIRST NATIONAL CORP (SFNC) filed its most recent 10-K annual report on February 25, 2026. The 10-K includes audited financial statements, business overview, risk factors, and management discussion, all available on SignalX with AI-generated summaries and XBRL financial data.

How do I view SFNC 10-Q quarterly reports?

SIMMONS FIRST NATIONAL CORP (SFNC)'s most recent 10-Q quarterly report was filed on May 6, 2026. SignalX displays every SFNC 10-Q with AI-generated summaries of the MD&A (Management Discussion & Analysis) and Risk Factors sections, plus links to the original SEC EDGAR document.

What 8-K current reports has SFNC filed recently?

SIMMONS FIRST NATIONAL CORP (SFNC)'s most recent 8-K was filed on July 16, 2026. 8-K filings disclose material corporate events such as earnings releases, executive changes, mergers, and other significant developments. SignalX surfaces each 8-K with item-level summaries so you can quickly see what happened.

Where can I find SFNC insider trading activity (Form 4)?

SignalX aggregates every SFNC Form 4 insider transaction from SEC EDGAR. Form 4 reports show when officers, directors, and 10% shareholders buy or sell company stock, with transaction code, share count, and price per share.

How often does SFNC file with the SEC?

SIMMONS FIRST NATIONAL CORP (SFNC) files a 10-K annual report once per year (typically within 60 days of fiscal year-end) and 10-Q quarterly reports three times per year. 8-K current reports are filed as needed when material events occur, and Form 4 insider transaction reports are due within two business days of a trade. SignalX monitors SEC EDGAR daily to surface every new SFNC filing with AI-powered analysis.

What is the difference between 10-K, 10-Q, and 8-K SEC filings?

A 10-K is a comprehensive annual report with audited financials, business overview, and risk factors. A 10-Q is a shorter quarterly report with unaudited financials and management discussion. An 8-K is a current report filed when a material event occurs, such as earnings releases, executive changes, acquisitions, or other significant developments. SignalX provides AI-generated summaries for all three filing types for SIMMONS FIRST NATIONAL CORP (SFNC).

What is SFNC's SEC CIK number?

SIMMONS FIRST NATIONAL CORP (SFNC)'s SEC CIK (Central Index Key) number is 90498. The CIK is a unique identifier assigned by the SEC to every filing entity. You can use CIK 90498 to look up all SFNC filings on SEC EDGAR, or browse them here on SignalX with AI-powered analysis.

Where can I find SFNC return on equity (ROE) and financial data?

SignalX extracts XBRL financial data from SIMMONS FIRST NATIONAL CORP (SFNC) 10-K annual filings, including revenue, net income, gross profit, operating income, EPS, total assets, stockholders' equity, and operating cash flow. Return on equity (ROE) can be derived from net income divided by stockholders' equity. Multi-year financial trends are displayed in the Financial Summary table above.