SFNC SIMMONS FIRST NATIONAL CORP
FY2025 10-K
SIMMONS FIRST NATIONAL CORP (SFNC) filed its fiscal year 2025 10-K annual report with the SEC on Feb 25, 2026. This page provides AI-powered analysis of the filing, including business overview, management discussion, risk factors, and key financial metrics from XBRL data.
AI Filing AnalysisFY2025 10-K
Business Overview
- • Core business model: Regional bank holding company providing lending, deposit, and financial services primarily secured by real estate
- • No new products or segments introduced; increased emphasis on regulatory compliance and litigation risk management
Management Discussion & Analysis
- • No revenue or profitability figures disclosed in provided MDA excerpt
- • No segment performance data available
Risk Factors
- • Regulatory risk: Impact of ASC Topic 326-20 ("Financial Instruments - Credit Losses") on allowance for credit losses estimates
- • Macroeconomic threat: Provision for credit losses rose to $65.8M in 2025 from $46.8M in 2024 due to updated economic assumptions and loan growth
Financial SummaryXBRL
Revenue
$1.2B
Net Income
-$398M
Net Margin
-32.0%
ROE
-11.6%
Total Assets
$24.5B
EPS (Diluted)
$-2.95
Operating Cash Flow
$450M
Source: XBRL data from SIMMONS FIRST NATIONAL CORP FY2025 10-K filing on SEC EDGAR. All figures in USD.
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