10-Q quarterly report · filed Aug 5, 2026

SIMMONS FIRST NATIONAL CORP (SFNC) Q2 2026 10-Q Quarterly Report

Short answer

SIMMONS FIRST NATIONAL CORP (SFNC) filed its Q2 2026 10-Q quarterly report on Aug 5, 2026 for the quarter ended Jun 30, 2026. Quarterly revenue was $308M (down 2.3% year over year) with net income of $67M.

Q2 2026 key financials · XBRL

Revenue
$308M
−2.3% YoY · +1.9% QoQ
Net income
$67M
+21.8% YoY · −2.7% QoQ
EPS (diluted)
$0.46
+7.0% YoY · −2.1% QoQ

Source: XBRL data from the SIMMONS FIRST NATIONAL CORP (SFNC) Q2 2026 10-Q on SEC EDGAR. USD.

SIMMONS FIRST NATIONAL CORP Q2 2026 10-Q analysis

AI summary of MD&A and risk factor updates

Management Discussion & Analysis

  • Net income $66.7M versus $68.5M sequentially; no same-quarter prior-year revenue disclosed
  • Net interest income $203.7M, up 1.7% sequentially; net interest margin 3.84% versus 3.01% YoY
  • Noninterest income $47.9M, up 8.5% sequentially; wealth management fees up $1.7M year-to-date
  • Provision for credit losses $17.4M versus $14.6M sequentially; nonperforming assets 0.72% versus 0.62% YoY
  • Loans $18.06B versus $17.49B at December 31, 2025; commercial pipeline $1.43B versus $1.54B

Risk Factors

  • Newly added risk: third-party artificial intelligence models may expose confidential information or generate incorrect outputs
  • Most materially updated risk: cyber-attacks increasingly use generative AI and deepfakes, with quantum computing anticipated
  • Regulatory risk: evolving artificial intelligence rules may increase compliance costs and noncompliance exposure
  • Operational risk: remote-work networks may be less secure than office infrastructure
  • Financial risk: $175 million 2026 repurchase authorization may reduce available capital through January 31, 2028

Generated from the filing text; verify against the original. 10-K vs 10-Q vs 8-K

Other SIMMONS FIRST NATIONAL CORP quarterly reports

Ask about this quarter

Compare quarters, check guidance or see what insiders and funds did around the report.